ROLAK
ActiveROLAK has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €2k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency43=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.8 in 2024; short-term debt: 72.6% and cash: 3% of total assets), and 82.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.7%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
11 d late
2023
1 d early
2022
31 d late
2021
16 d late
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 61.2%
2024 · €2k
2018: €-7k
2019: €-8k
2020: €-38k
2021: €-5k
2022: €-13k
2023: €-678
2024: €2k
2018 → 2025
Working capital
€-23k▲ 39.0%
2024 · €-38k
2018: €299k
2019: €294k
2020: €183k
2021: €166k
2022: €145k
2023: €152k
2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€238k▼ 5.1%€237k▼ 0.3%€50k▼ 78.8%€53k▲ 4.9%
Operating result€-7k-€-15k▼ 116%€-2k▲ 83.4%€-869▲ 64.1%€102
Net result€-5k-€-13k▼ 160%€-678▲ 94.7%€2k€2k▲ 61.2%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €102 after a loss of €869 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€105k▼ 13.0%
Current assets
€193k▲ 24.9%
Equity and liabilities €298k
Equity
€53k▲ 4.9%
Debt
€245k▲ 9.1%
The debt ratio rises from 81.7% to 82.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €10k
Cash flow
€12k▼
2024 · €12k
Solvency
17.7%▼
2024 · 18.3%
Current ratio
0.89▲
2024 · 0.80
Quick ratio
0.89▲
2024 · 0.80
Debt / equity
4.65▲
2024 · 4.47
ROE
4.6%▲
2024 · 3.0%
ROA
0.8%▲
2024 · 0.6%
Interest coverage
11.64▼
2024 · 12.56
Debt
€245k▲
2024 · €225k
Debt ≤ 1 year
€216k▲
2024 · €193k
Debt > 1 year
€29k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€298k▲
Fixed assets21/28€120k€105k▼
Tangible fixed assets22/27€120k€105k▼
Land and buildings22€99k€94k▼
Furniture and vehicles24€21k€11k▼
Current assets29/58€155k€193k▲
Amounts receivable within one year40/41€137k€181k▲
Trade receivables40-€51k
Other amounts receivable41€137k€130k▼
Cash at bank and in hand54/58€16k€9k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€275k€298k▲
Equity10/15€50k€53k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-17k€-14k▲
Amounts payable17/49€225k€245k▲
Amounts payable after more than one year17€32k€29k▼
Financial debts170/4€32k€29k▼
Amounts payable within one year42/48€193k€216k▲
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€660€15k▲
Suppliers440/4€660€15k▲
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48€189k€189k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€232€6k▲
Gross operating margin9900€12k€18k▲
Operating profit (loss)9901€-869€102▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€770€825▲
Recurring financial charges65€770€825▲
Profit (loss) for the period before taxes9903€2k€2k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-14k▲
Profit (loss) brought forward from the previous period14P€-18k€-17k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €2k ▲61.2%
Operating result €102, net result €2k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 6 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode Kruislei 202930 BrasschaatGround area
591 m²
Building footprint
104 m²
Volume, LiDAR
550 m³
Parcel 11324D0161/00G003, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROLAK
since 20052.146.843.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0161/00G003 | Flanders | 591 m² | 1 · 104 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-04-2005
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
68122Development of non-residential building projects
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
45250
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
70113
70120
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.