RODECQ
ActiveRODECQ has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €9k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-44
Solvency96▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 8.85 in 2024; short-term debt: 29.4% and cash: 5.3% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
18 d late
2023
29 d late
2022
60 d early
2021
40 d early
2020
27 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 18.4%
2024 · €98k
2018: €19k
2019: €19k
2020: €25k
2021: €38k
2022: €52k
2023: €64k
2024: €98k
2018 → 2025
Total assets
€114k▲ 2.4%
2024 · €111k
2018: €54k
2019: €29k
2020: €31k
2021: €49k
2022: €69k
2023: €69k
2024: €111k
2018 → 2025
Net result
€9k▼ 75.3%
2024 · €35k
2018: €12k
2019: €-849
2020: €6k
2021: €13k
2022: €15k
2023: €11k
2024: €35k
2018 → 2025
Working capital
€80k▼ 18.4%
2024 · €98k
2018: €18k
2019: €17k
2020: €24k
2021: €38k
2022: €52k
2023: €64k
2024: €98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€52k▲ 38.8%€64k▲ 21.5%€98k▲ 54.9%€80k▼ 18.4%
Operating result€20k-€22k▲ 7.7%€18k▼ 19.0%€52k▲ 195%€12k▼ 77.0%
Net result€13k-€15k▲ 13.2%€11k▼ 23.1%€35k▲ 211%€9k▼ 75.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €114k
Equity
€80k▼ 18.4%
Debt
€33k▲ 166%
The debt ratio rises from 11.3% to 29.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
70.6%▼
2024 · 88.7%
Current ratio
3.40▼
2024 · 8.85
Quick ratio
3.24▼
2024 · 8.61
Debt / equity
0.42▲
2024 · 0.13
ROE
10.7%▼
2024 · 35.5%
ROA
7.6%▼
2024 · 31.4%
Debt
€33k▲
2024 · €13k
Debt ≤ 1 year
€33k▲
2024 · €13k
Income taxes
€5k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€114k▲
Current assets29/58€111k€114k▲
Stocks and contracts in progress3€3k€5k▲
Stocks30/36€3k€5k▲
Amounts receivable within one year40/41€91k€99k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€88k€94k▲
Cash at bank and in hand54/58€15k€6k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€111k€114k▲
Equity10/15€98k€80k▼
Contributions10/11€19k€19k=
Reserves13€74k€56k▼
Distributable reserves133€74k€56k▼
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€13k€33k▲
Amounts payable within one year42/48€13k€33k▲
Trade debts44€1k€788▼
Suppliers440/4€1k€788▼
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Other amounts payable47/48-€27k
Income statement
Code20242025
Other operating charges640/8€2k€1k▼
Gross operating margin9900€54k€13k▼
Operating profit (loss)9901€52k€12k▼
Financial income75/76B€931€2k▲
Recurring financial income75€931€2k▲
Financial charges65/66B€91€90▼
Recurring financial charges65€91€90▼
Profit (loss) for the period before taxes9903€53k€14k▼
Income taxes67/77€18k€5k▼
Profit (loss) for the period9904€35k€9k▼
Profit (loss) for the period to be appropriated9905€35k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€14k▼
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2-€27k
Transfer to equity691/2€35k€9k▼
To other reserves6921€35k€9k▼
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Highest result since 2018net €35k ▲211%
Operating result €52k, net result €35k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 12.15
Current ratio from 4.18 to 12.15; short-term debt falls from €16k to €6k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-849 ▼107%
Net result drops to €-849, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Hannut(BU) 545004 NamurGround area
8,353 m²
Building footprint
962 m²
Volume, LiDAR
6,049 m³
2 parcels, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue François Steignier(B.V.) 54, 5170 Profondeville
since 19832.022.656.569
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021C0158/00R000 | Wallonia | 5,012 m² | 1 · 335 m² | 8.5 m · 2 fl. |
| 92014C0372/00A002 | Wallonia | 3,342 m² | 1 · 627 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
P.Hcarservice
BE 0548.989.118
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Fine CLassics
BE 0533.740.124
Knokke-Heist · Eq €80k
SYTHO SERVICES
BE 0736.431.819
Meise · Eq €80k
VERHOYE SERVICE
BE 1002.362.366
Menen · Eq €80k
KERVAN & CO
BE 0546.848.188
Duffel · Eq €80k
Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 3,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-1983
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
43350Other building finishing work
77110Renting and leasing of cars and light motor vehicles
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.