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R.G.F. LIFE

Active Risk: not assessed
Private limited companyfounded 2018active for 8 yearsSentier du Lièvre 95, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0689.818.468
Summary

R.G.F. LIFE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.1m and a net result of €951,891. Equity is growing by about 64% per year across the filed financial years. Its solvency ranks better than 46% of 1,828 sector peers (NACE 66, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
#7 company by total assets in Chaudfontaine, Finance and insurance sector12 sites
Size
€11.7mtotal assets 2025
Staff
12.7 FTE
Equity
€4.1m
Profit
€951,891
Net result +53%: other schema
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
R.G.F. HOLDING · 100%
Auditor: Deloitte Bedrijfsrevisoren/Réviseurs d’EntreprisesAccounts 32 days early1 of 13 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 days early
2024
56 days early
2023
4 days early
2022
56 days early
2021
31 days late
2020
23 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Deloitte Bedrijfsrevisoren/Réviseurs d'Entreprises BV/SRL (statutory…Permanent representative: Charline Borsus
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Among the best 5% on net resultsector median €72,066 · 1,827 companies €951,891 View
  • Positive: Result rose in 2025different schema filed ▲ 52.9% View
  • Controlled by R.G.F. HOLDING 100% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€11.7m
Profit
€951,891
Solvency
35.0%
Total assets▲ 25.4%
Net result
20192025
Go to Financials

Board & ownership

Parent
R.G.F. HOLDING · 100%
Auditor
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
Go to Board & ownership

Timeline

Events
14
Since
2020
Next accounts
by 31-07-2027
  1. 27-07-2024Annual accounts filed
  2. 31-12-2023Highest result from 2019 to 2025
  3. 31-12-2023Equity above €2m
Go to Timeline

Company details

Sites
12
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
06-02-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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