Equity
€834,744 ▲ 2.2%
RESTOFRAIS has made a profit without a break since 2021.
RESTOFRAIS
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €1.8m (2025)
€1.8m▲ 7.3%
lowest -€543,660 (2020)
€18,178▼ 75.4%
peak €1.2m (2019)
€834,744▲ 2.2%
€1.2m▲ 6.2%
peak 30.9 FTE (2025)
30.9 FTE▲ 7.3%
Board1 name since 2013
1 directorPOLENTA GROUP
Owners2 names in the annual accounts
consolidatesPOLENTA GROUP
Documentsfilings and deeds
22-06-202639 days before the deadline
2025abbreviated format
Result from €73,919 to €18,178
Key points
from the 2025 annual accountsResult
€18,178 ▼ 75.4%
The result fell in 2025 from €73,919 to €18,178.
Turnover
≈ €7.4m estimated
The accounts state no turnover.
Staff
32 employees on 31-12-2025
In 2025, 8 people joined and 6 left.
Filings
34 annual accounts since 1992
The last five annual accounts were filed 30 to 49 days before the end of the period.
Position in the sector
€1.8m
Higher gross margin than 94% of companies in wholesale trade. Sector median €189,233 · 9,862 companies.
Checked score
91
Excellent
Financially stronger than 43% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.2 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: 30.9 FTE, total assets €2.1m
Sector: Wholesale trade (NACE 46)
lowers risk
Founded in 1991
Liquidity: current ratio 1.63, cash €428,692
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 47% of them on solvency, 53% on liquidity, 28% on profitability and 45% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as RESTOFRAIS has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RESTOFRAIS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for RESTOFRAIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.63 (1.66 in 2024), above the usual 1.5. Short-term debt is 59.6% and cash 20.7% of total assets. However, 59.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
41 days early
2023
30 days early
2022
49 days early
2021
37 days early
2020
38 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CALUSTEF 99.87%30-09-2022 annual accounts of CALUSTEF
- POLENTA GROUP SRL consolidatesannual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0444562480
Appointment: POLENTA GROUP (director)
Permanent representative: IANNUZZI Stéphane · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 07-11-2023 · Gazette deed
First establishment
Verdunstraat 741, Brussels
Incorporation
published on 23-07-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RESTOFRAIS Brussels | €2.1m | €1.8m | 40.4% | 30.9 |
| VEGROMIX Sint-Katelijne-Waver | €2.7m | €1.7m | 19.8% | 21.2 |
| VANDERPOOTEN PRIMEURS Brussels | €5.0m | €3.1m | 6.8% | 34.4 |
| Gesquiere Wevelgem | €2.9m | €2.6m | 27.8% | 19.8 |
| HOES FRUITS Mons | €3.6m | €1.4m | 81.5% | 19.6 |
| BUTTIENS FRUITS Verlaine | €4.1m | €1.2m | 43.3% | 21.7 |
| DUVA FRUIT Gistel | €4.8m | €2.9m | 20.3% | 40.8 |
These companies have the same main activity as RESTOFRAIS: wholesale of fruit and vegetables, excluding potatoes (NACE 46319). They are comparable in size and age: total assets between €2.7m and €5m, founded between 1984 and 1998.
Official details
Source: KBO- Status
- Active since 28-06-1991Normal situation
- Activity
- Wholesale of fruit and vegetables, excluding potatoesNACE 46319and 4 others
- Joint committees
- 119Food trade
- 200Auxiliary committee for white-collar workers
- 201Independent retail · annual accounts 2024
- Establishment unit
- 2.053.638.7651130 Brussels, since 25-07-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 28-08-2025
Annual accounts 2025
- €2.1m▲ 4.5%
- Employeeson 31-12-2025
- 32▲ 10.3%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on RESTOFRAIS
RESTOFRAIS files the abbreviated format. That format states no turnover. The gross margin rose from €989,316 in 2006 to €1.8m in 2025.
CALUSTEF holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RESTOFRAIS
- What is the company number of RESTOFRAIS?
- The company number of RESTOFRAIS is 0444.562.480. The VAT number is the same number with BE in front: BE 0444.562.480.
- Where is RESTOFRAIS based?
- The registered office is at Verdunstraat 741, 1130 Brussels.Company details
- What does RESTOFRAIS do?
- According to the KBO register, the main activity is wholesale of fruit and vegetables, excluding potatoes (NACE 46319).
- What is the legal form of RESTOFRAIS?
- RESTOFRAIS is a private limited company (BV).
- When was RESTOFRAIS founded?
- RESTOFRAIS was founded on 28-06-1991.
- Is RESTOFRAIS still active?
- Yes, RESTOFRAIS is an active enterprise in the KBO register.
- How many employees does RESTOFRAIS have?
- RESTOFRAIS had an average of 30.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does RESTOFRAIS fall under?
- In its 2024 annual accounts, RESTOFRAIS states joint committees 119 (Food trade), 200 (Auxiliary committee for white-collar workers) and 201 (Independent retail).
- What is the turnover of RESTOFRAIS?
- The turnover in financial year 2025 is ≈ €7.4m. This figure is estimated from the gross margin of €1.8m and 98 comparable companies (NACE 46). It probably lies between €4.5m and €13.0m.
- Is RESTOFRAIS profitable?
- In financial year 2025, RESTOFRAIS made a profit of €18,178.
- Where can I find the annual accounts of RESTOFRAIS?
- RESTOFRAIS filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RESTOFRAIS due?
- RESTOFRAIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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