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HOBECO CONSTRUCT

Active
Public limited companyfounded 2017active for 9 yearsRue Henri Goossens 7, 4431 Ans, Belgium13 active companies are registered at this addressKBO/BCE: BE 0671.591.277
Summary

The computed 12-month bankruptcy probability of HOBECO CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €15,948 and a net result of -€4,850. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 511 sector peers (NACE 55, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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HOBECO CONSTRUCTActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Other holiday and short-stay accommodation
NACE 55209
Size
≈ €110,000turnover 2025, estimated
Equity
€15,948
Loss
-€4,850
Turnover estimated from the gross margin
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
2025 accounts filed 20 days late2 of 3 deeds summarised
Why 52raises riskNo registered site in the KBOLast filed accounts filed 20 days late; 1 of the last 3 lateLoss of €4,850, the second in a row (financial year 2025)lowers riskSize: total assets €39,528Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 33% of its sector peers (NACE 55, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 65+5
equity 40.3% of total assets
Liquidity 21+4
short-term debt 59.7% · cash 1.8%
Profitability 32+32
return on assets -12.3%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,516 companies, NACE 55, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.3%▼ -0.1 percentage points vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025lowest value 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025 09-2025: 2.4%▲ +0.6 percentage points vs 08-2025 10-2025: 3.4%▲ +1.0 percentage point vs 09-2025 11-2025: 3.4%● unchanged vs 10-2025 12-2025: 3.4%● unchanged vs 11-2025 01-2026: 3.3%▼ -0.1 percentage points vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.4%▲ +0.1 percentage points vs 03-2026 05-2026: 3.3%▼ -0.1 percentage points vs 04-2026 06-2026: 3.3%● unchanged vs 05-2026 07-2026: 3.3%● unchanged vs 06-2026 08-2026: 4.3%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 2.2%▼ -2.1 percentage points vs 08-2026 10-2026: 2.2%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.27, compared with 0.64 in 2024, below the usual 1.5; short-term debt: 59.7% and cash: 1.8% of total assets), and 59.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 64% on solvency, 20% on liquidity, 28% on profitability and 21% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Last filed accounts filed 20 days late; 1 of the last 3 late
NBB · filings
raises risk · Loss of €4,850, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €39,528
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,850
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
20 days late
2024
40 days late
2023
22 days late
2022
26 days early
2021
30 days late
2020
23 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignation: HOBECO (director)Permanent representative: Antonino DIPRIMA ·…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Board changedlatest change 21-04-2026 · 1 in office 1 joined · 1 left View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€4,850 View
  • Total assets 20256 financial years filed €39,528 View

By topic

Financials

Financial year
2025
Total assets
€39,528
Loss
-€4,850
Solvency
40.3%
Total assets▼ 34.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 22-08-2024Annual accounts filed
  2. 25-01-2024Amendment of the articles · Resignations &…
  3. 05-07-2023Annual accounts filed
Go to Timeline

Company details

Legal form
Public limited company
Activity
Other holiday and short-stay accommodationNACE 55209
Founded
17-02-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Annual meeting
16 June at 15:00
Purpose
“L’achat,la vente,la location,l'importation et l'exportation national et international,la…” (deed in French)
Go to Articles of association

Key facts about HOBECO CONSTRUCT

What is the company number of HOBECO CONSTRUCT?
0671.591.277. In Belgium the VAT number is the company number with BE in front: BE 0671.591.277.
Where is HOBECO CONSTRUCT based?
The registered office is at Rue Henri Goossens 7, 4431 Ans.Company details
What does HOBECO CONSTRUCT do?
According to the KBO register, the main activity is other holiday and short-stay accommodation (NACE 55209).
What is the legal form of HOBECO CONSTRUCT?
Public limited company (NV).
When was HOBECO CONSTRUCT founded?
On 17-02-2017.
Is HOBECO CONSTRUCT still active?
Yes, HOBECO CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of HOBECO CONSTRUCT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HOBECO CONSTRUCT profitable?
In financial year 2025, HOBECO CONSTRUCT made a loss of €4,850.
Where can I find the annual accounts of HOBECO CONSTRUCT?
HOBECO CONSTRUCT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOBECO CONSTRUCT due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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