Real Balance For Life
ActiveReal Balance For Life has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2k and a net result of €14k. Equity is growing by ~83.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency35▲+35
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.3%
Return on assets
67.1%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
26 d late
2022
30 d late
2021
33 d early
2020
25 d late
2019
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2k
2023 · €-12k
2018: €-57k
2019: €-69k
2020: €-38k
2021: €-7k
2022: €-10k
2023: €-12k
2018 → 2024
Total assets
€21k▲ 61.0%
2023 · €13k
2018: €36k
2019: €23k
2020: €55k
2021: €10k
2022: €10k
2023: €13k
2018 → 2024
Net result
€14k
2023 · €-2k
2018: €-64k
2019: €-12k
2020: €31k
2021: €32k
2022: €-3k
2023: €-2k
2018 → 2024
Working capital
€2k
2023 · €-12k
2018: €-58k
2019: €-70k
2020: €-39k
2021: €-7k
2022: €-10k
2023: €-12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-38k-€-7k▲ 82.5%€-10k▼ 42.9%€-12k▼ 25.8%€2k
Operating result€34k-€35k▲ 0.6%€-3k€-3k▲ 15.1%€14k
Net result€31k-€32k▲ 2.2%€-3k€-2k▲ 14.1%€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €14k after a loss of €3k in 2023.
Balance-sheet composition
Equity and liabilities €21k
Equity
€2k
Debt
€19k
Debt finances 89.7% of the balance-sheet total.
Key figures and ratios
Solvency
10.3%▲
2023 · -91.5%
Current ratio
1.11▲
2023 · 0.52
Quick ratio
1.11▲
2023 · 0.52
Debt / equity
8.73▲
2023 · -2.09
ROE
653.1%
ROA
67.1%▲
2023 · -18.8%
Debt
€19k▼
2023 · €25k
Debt ≤ 1 year
€19k▼
2023 · €25k
Income taxes
€94
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€13k€21k▲
Current assets29/58€13k€21k▲
Amounts receivable within one year40/41€12k€20k▲
Trade receivables40€1k€10k▲
Other amounts receivable41€10k€10k▼
Cash at bank and in hand54/58€2k€812▼
Deferred charges and accrued income490/1-€704
Equity and liabilities
Total equity and liabilities10/49€13k€21k▲
Equity10/15€-12k€2k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-18k€-4k▲
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Trade debts44€68€6k▲
Suppliers440/4€68€6k▲
Taxes, remuneration and social security45-€94
Remuneration and social security454/9-€94
Other amounts payable47/48€25k€13k▼
Income statement
Code20232024
Other operating charges640/8€493€612▲
Gross operating margin9900€-2k€15k▲
Operating profit (loss)9901€-3k€14k▲
Financial income75/76B€473€574▲
Recurring financial income75€473€574▲
Financial charges65/66B€67€167▲
Recurring financial charges65€67€167▲
Profit (loss) for the period before taxes9903€-2k€14k▲
Income taxes67/77-€94
Profit (loss) for the period9904€-2k€14k▲
Profit (loss) for the period to be appropriated9905€-2k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-4k▲
Profit (loss) brought forward from the previous period14P€-16k€-18k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.11
Current ratio from 0.52 to 1.11; short-term debt falls from €25k to €19k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €32k ▲2.2%
Operating result €35k, net result €32k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 82 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-12-2025
VE.ST.O: Resigned as Director
08-07-2025
PADA INVEST: Resigned as Director
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 702160 WommelgemGround area
1.0 ha
Building footprint
2,289 m²
Volume, LiDAR
25,507 m³
Parcel 11052C0585/00T002, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidsstraat 70, 2160 Wommelgem
since 20182.273.462.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0585/00T002 | Flanders | 1.0 ha | 1 · 2,288 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
54 connected companiesNetwork connections
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Similar companies · same sector, comparable size
ALESIA SALES POWER&CONSULTING
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BE 0657.769.074
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SummitRise
BE 1030.808.508
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TEAM HUB SERVICES
BE 0763.375.350
Pont-à-Celles · Eq €6k
Patrick De Neve
BE 1026.958.497
Destelbergen · Eq €7k
Of 477 companies in sector 47920 we hold annual accounts for 31. 11 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2018
Fiscal year end31-12
Activities, NACEBEL
47920Retail trade
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.