RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR
ActiveSummary
RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.42M and a net result of €270k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 19.41 against 5.78 in 2024; short-term debt: 4.5% and cash: 37.5% of total assets), and 4.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
18.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-11-2025, 158 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
158 d early
2024
151 d early
2023
39 d early
2022
85 d early
2021
74 d early
2020
69 d early
2019
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.42M▲ 20.8%
2024 · €1.18M
2018: €565klowest in 8 years
2019: €572k▲ +1.3% vs 2018
2020: €640k▲ +11.8% vs 2019
2021: €812k▲ +27.0% vs 2020
2022: €834k▲ +2.8% vs 2021
2023: €956k▲ +14.5% vs 2022
2024: €1.18M▲ +23.3% vs 2023
2025: €1.42M▲ +20.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.49M▲ 8.0%
2024 · €1.38M
2018: €655k
2019: €632k▼ -3.5% vs 2018lowest in 8 years
2020: €745k▲ +17.7% vs 2019
2021: €905k▲ +21.6% vs 2020
2022: €1.14M▲ +25.8% vs 2021
2023: €1.17M▲ +2.8% vs 2022
2024: €1.38M▲ +17.9% vs 2023
2025: €1.49M▲ +8.0% vs 2024highest in 8 years
2018 → 2025
Net result
€270k▼ 15.4%
2024 · €320k
2018: €122k
2019: €134k▲ +9.3% vs 2018
2020: €67k▼ -49.6% vs 2019lowest in 8 years
2021: €172k▲ +156% vs 2020
2022: €192k▲ +11.3% vs 2021
2023: €243k▲ +26.7% vs 2022
2024: €320k▲ +31.5% vs 2023highest in 8 years
2025: €270k▼ -15.4% vs 2024
2018 → 2025
Working capital
€1.23M▲ 27.1%
2024 · €966k
2018: €474klowest in 8 years
2019: €476k▲ +0.5% vs 2018
2020: €553k▲ +16.1% vs 2019
2021: €707k▲ +27.8% vs 2020
2022: €725k▲ +2.6% vs 2021
2023: €730k▲ +0.6% vs 2022
2024: €966k▲ +32.5% vs 2023
2025: €1.23M▲ +27.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€812k-€834k▲ 2.8%€956k▲ 14.5%€1.18M▲ 23.3%€1.42M▲ 20.8%
2021: €812klowest in 5 years
2022: €834k▲ +2.8% vs 2021
2023: €956k▲ +14.5% vs 2022
2024: €1.18M▲ +23.3% vs 2023
2025: €1.42M▲ +20.8% vs 2024highest in 5 years
Operating result€255k-€302k▲ 18.5%€347k▲ 15.1%€438k▲ 26.2%€365k▼ 16.7%
2021: €255klowest in 5 years
2022: €302k▲ +18.5% vs 2021
2023: €347k▲ +15.1% vs 2022
2024: €438k▲ +26.2% vs 2023highest in 5 years
2025: €365k▼ -16.7% vs 2024
Net result€172k-€192k▲ 11.3%€243k▲ 26.7%€320k▲ 31.5%€270k▼ 15.4%
2021: €172klowest in 5 years
2022: €192k▲ +11.3% vs 2021
2023: €243k▲ +26.7% vs 2022
2024: €320k▲ +31.5% vs 2023highest in 5 years
2025: €270k▼ -15.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€195k ▼ 8.0%
Current assets
€1.30M ▲ 10.9%
Equity and liabilities €1.49M
Equity
€1.42M ▲ 20.8%
Debt
€67k ▼ 67.0%
Debt's share of the balance-sheet total falls from 14.6% to 4.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€413k▼
2024 · €481k
Cash flow
€318k▼
2024 · €363k
Current ratio
19.41▲
2024 · 5.78
Debt to equity
0.05▼
2024 · 0.17
ROE
19.0%▼
2024 · 27.1%
ROA
18.1%▼
2024 · 23.2%
Interest coverage
485.97▲
2024 · -48.70
Debt ≤ 1 year
€67k▼
2024 · €202k
Income taxes
€121k▼
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.49M▲
Fixed assets21/28€212k€195k▼
Intangible fixed assets21€2k€254▼
Tangible fixed assets22/27€210k€195k▼
Land and buildings22€167k€148k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€12k€25k▲
Other tangible fixed assets26€19k€13k▼
Current assets29/58€1.17M€1.30M▲
Amounts receivable within one year40/41€44k€47k▲
Trade receivables40€40k€45k▲
Other amounts receivable41€4k€2k▼
Current investments50/53€891k€690k▼
Cash at bank and in hand54/58€234k€559k▲
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.49M▲
Equity10/15€1.18M€1.42M▲
Contributions10/11€30k€30k=
Reserves13€1.15M€1.39M▲
Distributable reserves133€1.15M€1.39M▲
Amounts payable17/49€202k€67k▼
Amounts payable within one year42/48€202k€67k▼
Trade debts44€29k€27k▼
Suppliers440/4€29k€27k▼
Taxes, remuneration and social security45€76k€13k▼
Taxes450/3€76k€13k▼
Other amounts payable47/48€97k€27k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€48k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€482k€414k▼
Operating profit (loss)9901€438k€365k▼
Financial income75/76B€24k€27k▲
Recurring financial income75€24k€27k▲
Financial charges65/66B€-10k€849▲
Recurring financial charges65€-10k€849▲
Profit (loss) for the period before taxes9903€473k€391k▼
Income taxes67/77€153k€121k▼
Profit (loss) for the period9904€320k€270k▼
Transfer from tax-exempt reserves789€42k-
Profit (loss) for the period to be appropriated9905€362k€270k▼
Appropriation of the result
Profit (loss) to be appropriated9906€362k€270k▼
Transfer from equity791/2€100k€25k▼
Transfer to equity691/2€365k€270k▼
To other reserves6921€365k€270k▼
Profit to be distributed694/7€97k€25k▼
Return on contributions (dividend)694€97k€25k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €39k | €43k | €43k | €48k | ▲ 11.1% |
| Other operating charges640/8 | - | €1k | €2k | €1k | €1k | ▲ 4.6% |
| Gross operating margin9900 | €284k | €342k | €393k | €482k | €414k | ▼ 14.2% |
| Operating profit (loss)9901 | €255k | €302k | €347k | €438k | €365k | ▼ 16.7% |
| Financial income75/76B | - | €645 | €1k | €24k | €27k | ▲ 9.7% |
| Recurring financial income75 | €1k | €645 | €1k | €24k | €27k | ▲ 9.7% |
| Financial charges65/66B | - | €16k | €-3k | €-10k | €849 | ▲ 109% |
| Recurring financial charges65 | €1k | €16k | €-3k | €-10k | €849 | ▲ 109% |
| Profit (loss) for the period before taxes9903 | €254k | €286k | €352k | €473k | €391k | ▼ 17.3% |
| Income taxes67/77 | €82k | €95k | €109k | €153k | €121k | ▼ 21.2% |
| Profit (loss) for the period9904 | €172k | €192k | €243k | €320k | €270k | ▼ 15.4% |
| Transfer from tax-exempt reserves789 | - | €36k | - | €42k | - | - |
| Profit (loss) for the period to be appropriated9905 | €234k | €227k | €243k | €362k | €270k | ▼ 25.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €905k | €1.14M | €1.17M | €1.38M | €1.49M | ▲ 8.0% |
| Fixed assets21/28 | €107k | €109k | €226k | €212k | €195k | ▼ 8.0% |
| Intangible fixed assets21 | - | - | €2k | €2k | €254 | ▼ 84.4% |
| Tangible fixed assets22/27 | €107k | €109k | €224k | €210k | €195k | ▼ 7.4% |
| Land and buildings22 | - | €51k | €187k | €167k | €148k | ▼ 11.6% |
| Plant, machinery and equipment23 | - | - | - | €11k | €9k | ▼ 24.0% |
| Furniture and vehicles24 | - | €36k | €23k | €12k | €25k | ▲ 113% |
| Other tangible fixed assets26 | - | €22k | €14k | €19k | €13k | ▼ 34.8% |
| Current assets29/58 | €798k | €1.03M | €945k | €1.17M | €1.30M | ▲ 10.9% |
| Amounts receivable within one year40/41 | €80k | €64k | €26k | €44k | €47k | ▲ 6.0% |
| Trade receivables40 | - | €62k | €24k | €40k | €45k | ▲ 11.3% |
| Other amounts receivable41 | - | €2k | €2k | €4k | €2k | ▼ 48.5% |
| Current investments50/53 | - | €77k | €730k | €891k | €690k | ▼ 22.5% |
| Cash at bank and in hand54/58 | €718k | €888k | €189k | €234k | €559k | ▲ 139% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €905k | €1.14M | €1.17M | €1.38M | €1.49M | ▲ 8.0% |
| Equity10/15 | €812k | €834k | €956k | €1.18M | €1.42M | ▲ 20.8% |
| Contributions10/11 | - | €30k | €30k | €30k | €30k | = |
| Reserves13 | €782k | €804k | €926k | €1.15M | €1.39M | ▲ 21.4% |
| Non-distributable reserves130/1 | - | €3k | €3k | - | - | - |
| Reserves not available under the articles1311 | - | €3k | €3k | - | - | - |
| Tax-exempt reserves132 | - | €42k | €42k | - | - | - |
| Distributable reserves133 | - | €759k | €880k | €1.15M | €1.39M | ▲ 21.4% |
| Amounts payable17/49 | €93k | €304k | €215k | €202k | €67k | ▼ 67.0% |
| Amounts payable after more than one year17 | €2k | - | - | - | - | - |
| Amounts payable within one year42/48 | €91k | €304k | €215k | €202k | €67k | ▼ 67.0% |
| Current portion of amounts payable after more than one year42 | - | €2k | - | - | - | - |
| Trade debts44 | €13k | €16k | €134 | €29k | €27k | ▼ 8.6% |
| Suppliers440/4 | - | €16k | €134 | €29k | €27k | ▼ 8.6% |
| Taxes, remuneration and social security45 | - | €68k | €33k | €76k | €13k | ▼ 83.2% |
| Taxes450/3 | - | €58k | €29k | €76k | €13k | ▼ 83.2% |
| Remuneration and social security454/9 | - | €10k | €4k | - | - | - |
| Other amounts payable47/48 | - | €217k | €182k | €97k | €27k | ▼ 71.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €172k | €192k | €243k | €320k | €270k | ▼ 15.4% |
| + Depreciation and write-downs630 | €28k | €39k | €43k | €43k | €48k | ▲ 11.1% |
| Operating cash flow (approximation) | €201k | €231k | €286k | €363k | €318k | ▼ 12.2% |
| Investment in fixed assets (approximation) | - | €-41k | €-160k | €-29k | €-31k | ▼ 7.5% |
| Change in cash | - | €170k | €-700k | €45k | €325k | ▲ 623% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
State Gazette act
General meeting · Auditor appointment
Mandate term
30-07
State Gazette act
General meeting · Auditor appointment
Mandate term
2025
23-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Liquidity triplescurrent ratio 19.41
Current ratio from 5.78 to 19.41; short-term debt falls from €202k to €67k.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2018net €320k ▲31.5%
Operating result €438k, net result €320k, both a record.
30-09
Financial
Equity above €1MEq €1.18M ▲23.3%
7 profitable years in a row build equity to €1.18M.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
State Gazette act
General meeting · Auditor appointment
02-06
State Gazette act
General meeting · Auditor appointment
Permanent representative
04-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-04
State Gazette act
General meeting · Auditor appointment
Director resignation
Show earlier events
20-04
State Gazette act
General meeting · Auditor appointment
Auditor resignation · Auditor remuneration
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €67k ▼49.6%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
29-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2007
Ground area
774 m²
Building footprint
182 m²
Volume, LiDAR
1,022 m³
Parcel 22006B0183/00N010, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Renaud De Borman Réviseur d'Entreprises
since 20072.229.027.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0183/00N010 | Flanders | 774 m² | 1 · 182 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Recognitions · licences · registrations
Legal Entity Identifier
875500SX27N2L7VPUZ84
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Of 944 companies in sector 69203 we hold annual accounts for 660. 401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-2007
Fiscal year end30-09
Abbreviation NL
R. DE BORMAN OF RDB
Activities, NACEBEL 2025
69203Activities of company auditors
Contact
E-mail
renaud.de.borman@cpa.be
Scores and ratios are computed by Checked and are not a credit decision.