Equity
€1.4m ▲ 20.8%
RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR has made a profit without a break since 2009.
RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR
Lifetime
18 annual accounts with figures on one time axispeak €482,408 (2024)
€414,006▼ 14.2%
lowest -€6,786 (2008)
€270,422▼ 15.4%
peak €1.4m (2025)
€1.4m▲ 20.8%
€66,732▼ 67.0%
Board4 names since 2018
3 directorsROSIER Stéphane Robert and 2 others
Documentsfilings and deeds
23-11-2025158 days before the deadline
2025micro format
Gross margin from €482,408 to €414,006Appointment: Kevin PAKDAMAN (director) 31-07Dividend €25,000Equity from €1.2m to €1.4mDebts from €202,129 to €66,732Cash from €233,828 to €558,591
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 74% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025highest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 19.41, cash €558,591
Equity €1.4m (95.5% of total assets)
Figures for financial year 2025 (filed on 26-11-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 91% on liquidity, 53% on profitability and 66% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.41 (5.78 in 2024), above the usual 1.5. Short-term debt is 4.5% and cash 37.5% of total assets. 4.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-11-2025, 158 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
158 days early
2024
151 days early
2023
39 days early
2022
85 days early
2021
74 days early
2020
69 days early
2019
61 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 91 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 4 February (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0891185124
Appointment: Kevin PAKDAMAN (director)
General meeting of 21-03-2025 · Gazette deed
2 directors appointed, 1 reappointment
Reappointment: Renaud Monique Thierry Marie Ghislain de BORMAN (statutory director) · Appointments: ROSIER Stéphane Robert (successor director) and Renaud Monique Thierry Marie Ghislain de BORMAN (statutory director) · “De uitoefening van de functie van bedrijfsrevisor, dit wil zeggen in hoofdzaak de uitvoering van alle…” (deed in Dutch) · General meeting of 28-11-2023 · Gazette deed
Capital decrease of €126,000 to €30,000
Capital from €156,000 to €30,000, 420 shares cancelled · Resignation: Fernand Maillard (manager) · Appointment: ROSIER, Stéphane Robert (opvolgend niet statutaire zaakvoerder) · General meeting of 14-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR Wezembeek-Oppem | €1.5m | €414,006 | 95.5% | - |
| JAN SMITS BEDRIJFSREVISOR Zwevegem | €1.5m | €397,731 | 84.1% | - |
| TINBEAU Waasmunster | €1.6m | €390,712 | 43.3% | - |
| GERT VAN LEEMPUT BEDRIJFSREVISOR Sint-Gillis-Waas | €1.4m | €412,370 | 75.1% | - |
| H.WEVERS Heusden-Zolder | €1.6m | €406,582 | 90.6% | - |
| PITON & Cie, Réviseur d'Entreprises Chaudfontaine | €1.2m | €396,359 | 80.8% | - |
| GERT MARIS BEDRIJFSREVISOR Hasselt | €1.6m | €344,450 | 61.0% | - |
These companies have the same main activity as RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR: activities of company auditors (NACE 69203). They are comparable in size and age: total assets between €1.2m and €1.6m, founded between 2005 and 2010.
Official details
Source: KBO- Status
- Active since 01-08-2007Normal situation
- Activity
- Activities of company auditorsNACE 69203
- Establishment unit
- 2.229.027.9301970 Wezembeek-Oppem, since 27-07-2007
- Financial year end
- 30 September
- Peppol
- Reachable since 06-11-2025
Annual accounts to 30-09-2025
- ≈ €720,000estimated
- €1.5m▲ 8.0%
- Filing
- Filed on 23-11-2025, 158 days before the end of the filing period
Insights on RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR
RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR files the micro format. That format states no turnover. The gross margin rose from €28,892 in 2008 to €414,006 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR
- What is the company number of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR?
- The company number of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR is 0891.185.124. The VAT number is the same number with BE in front: BE 0891.185.124.
- Where is RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR based?
- The registered office is at Lange Eikstraat 3, 1970 Wezembeek-Oppem.Company details
- What does RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR do?
- According to the KBO register, the main activity is activities of company auditors (NACE 69203).
- What is the legal form of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR?
- RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR is a private limited company (BV).
- When was RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR founded?
- RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR was founded on 01-08-2007.
- Is RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR still active?
- Yes, RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR is an active enterprise in the KBO register.
- What is the turnover of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR?
- The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €414,006 and 40 comparable companies (NACE 692). It probably lies between €610,000 and €870,000.Financials
- Is RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR profitable?
- In financial year 2025, RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR made a profit of €270,422.
- Where can I find the annual accounts of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR?
- RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR due?
- RENAUD DE BORMAN, REVISEUR D'ENTREPRISES-BEDRIJFSREVISOR must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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