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RAFTI TECH

Active
Private limited companyfounded 2013active for 13 yearsRue de la Gendarmerie 11, 4560 Clavier, BelgiumKBO/BCE: BE 0524.909.857
Summary

RAFTI TECH has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,526 and a net result of -€654. Equity has been growing by about 4.1% per year since 2018. Its solvency ranks better than 54% of 1,256 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-03-2013 Normal situation
Activity
Construction of roads and motorways NACE 42110
Establishment unit
2.218.069.405 4560 Clavier, since 01-04-2013
Financial year end
31 December
Peppol
Reachable since 24-09-2025

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€31,970
▼ 28.2%
Turnover
≈ €130,000
estimated
Loss
€654
Equity
€65,526
▼ 1.0%
Total assets
€135,425
▲ 9.7%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskFounded in 2013Liquidity: current ratio 1.26, cash €18,992Equity €65,526 (48.4% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Strong
Solvency 73-6
equity 48.4% of total assets
Liquidity 58=
short-term debt 25.6% · cash 14.0%
Profitability 68-12
return on assets -0.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 12-2024: 0.6%highest value 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.2%▼ -0.4 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%▼ -0.1 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (1.15 in 2024), below the usual 1.5. Short-term debt is 25.6% and cash 14% of total assets. 51.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 54% of them on solvency, 61% on liquidity, 35% on profitability and 34% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.26, cash €18,992
NBB · annual accounts
lowers risk · Equity €65,526 (48.4% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
86 days early
2023
47 days early
2022
71 days early
2021
42 days early
2020
4 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignation: MAGIS Raphaël (manager)Reappointment: MAGIS Raphaël (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as RAFTI TECH: construction of roads and motorways (NACE 42110). They are comparable in size and age: total assets between €97,900 and €168,000, founded between 2009 and 2014.

CompanyTotal assetsGross margin
RAFTI TECH Clavier€135,425€31,970
DENOSTONE Lievegem€135,816€27,373
MARC ASFALT Brugge€133,240€44,389
ENG Lokeren€100,581€34,492
Simabat Courcelles€130,341€42,673
GEEVAN Tessenderlo-Ham€97,890€34,735
ILKA GRONDWERKEN Hamme (Vl.)€168,083€22,467
Full comparison

Key facts about RAFTI TECH

What is the company number of RAFTI TECH?
The company number of RAFTI TECH is 0524.909.857. The VAT number is the same number with BE in front: BE 0524.909.857.
Where is RAFTI TECH based?
The registered office is at Rue de la Gendarmerie 11, 4560 Clavier.Company details
What does RAFTI TECH do?
According to the KBO register, the main activity is construction of roads and motorways (NACE 42110).
What is the legal form of RAFTI TECH?
The legal form of RAFTI TECH is Private limited company (BV).
When was RAFTI TECH founded?
RAFTI TECH was founded on 28-03-2013.
Is RAFTI TECH still active?
Yes, RAFTI TECH is an active enterprise in the KBO register.
What is the turnover of RAFTI TECH?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €31,970 and 2,949 comparable companies of the same size. It probably lies between €77,000 and €230,000. It is a rough estimate.Financials
Is RAFTI TECH profitable?
In financial year 2025, RAFTI TECH made a loss of €654.
Where can I find the annual accounts of RAFTI TECH?
RAFTI TECH filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAFTI TECH due?
RAFTI TECH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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