RAAR
ActiveRAAR has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €13k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+19
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.65 in 2024), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.1%
Return on assets
12.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
140 d early
2024
22 d early
2023
111 d early
2022
33 d early
2021
46 d early
2020
40 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 32.8%
2024 · €40k
2018: €55k
2019: €27k
2020: €28k
2021: €36k
2022: €41k
2023: €45k
2024: €40k
2018 → 2025
Total assets
€107k▲ 6.0%
2024 · €101k
2018: €55k
2019: €37k
2020: €44k
2021: €59k
2022: €57k
2023: €62k
2024: €101k
2018 → 2025
Net result
€13k▼ 47.5%
2024 · €25k
2018: €-21k
2019: €-28k
2020: €332
2021: €8k
2022: €5k
2023: €4k
2024: €25k
2018 → 2025
Working capital
€53k▲ 35.1%
2024 · €39k
2018: €50k
2019: €23k
2020: €25k
2021: €32k
2022: €39k
2023: €43k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€41k▲ 15.3%€45k▲ 9.1%€40k▼ 10.6%€54k▲ 32.8%
Operating result€8k-€6k▼ 32.4%€4k▼ 23.8%€32k▲ 631%€20k▼ 37.1%
Net result€8k-€5k▼ 33.9%€4k▼ 31.5%€25k▲ 570%€13k▼ 47.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€310▼ 65.8%
Current assets
€107k▲ 6.6%
Equity and liabilities €107k
Equity
€54k▲ 32.8%
Debt
€53k▼ 11.9%
The debt ratio falls from 60.0% to 49.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2024 · €33k
Cash flow
€14k▼
2024 · €26k
Solvency
50.1%▲
2024 · 40.0%
Current ratio
2.00▲
2024 · 1.65
Quick ratio
2.00▲
2024 · 1.65
Debt / equity
1.00▼
2024 · 1.50
ROE
24.7%▼
2024 · 62.5%
ROA
12.4%▼
2024 · 25.0%
Interest coverage
6.85▼
2024 · 10.29
Debt
€53k▼
2024 · €61k
Debt ≤ 1 year
€53k▼
2024 · €61k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€107k▲
Fixed assets21/28€907€310▼
Intangible fixed assets21€553€176▼
Tangible fixed assets22/27€354€134▼
Plant, machinery and equipment23€354€134▼
Current assets29/58€100k€107k▲
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€2k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€94k€103k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€101k€107k▲
Equity10/15€40k€54k▲
Contributions10/11€12k€12k=
Reserves13€34k€41k▲
Distributable reserves133€34k€41k▲
Profit (loss) carried forward14€-6k€0▲
Amounts payable17/49€61k€53k▼
Amounts payable within one year42/48€61k€53k▼
Trade debts44€1k€1k=
Suppliers440/4€1k€1k=
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€8k€10k▲
Remuneration and social security454/9€11k€0▼
Other amounts payable47/48€40k€42k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€775€596▼
Other operating charges640/8€700€544▼
Gross operating margin9900€33k€21k▼
Operating profit (loss)9901€32k€20k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€29k€17k▼
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€25k€13k▼
Profit (loss) for the period to be appropriated9905€25k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€8k▲
Profit (loss) brought forward from the previous period14P€-31k€-6k▲
Transfer from equity791/2€30k€0▼
Transfer to equity691/2-€8k
To other reserves6921-€8k
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €25k ▲570%
Operating result €32k, net result €25k, both a record.
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €332
Net result €332 after 2 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 49831 Sint-Martens-LatemGround area
649 m²
Building footprint
176 m²
Volume, LiDAR
897 m³
Parcel 44015A0246/00H000, Flanders · tallest building 12.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Raar
since 20142.226.172.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0246/00H000 | Flanders | 649 m² | 1 · 176 m² | 12.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0736.903.852
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DESIGNED
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PROJET C
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VOET OBJECTS
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MMX
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Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,078 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2014
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.