QUINZE
ActiveThe computed 12-month bankruptcy probability of QUINZE is 1.9% (moderate). The 2025 annual accounts show equity of €66k and a net result of €40k. Equity is growing by ~100.9% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+5
Solvency28▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.12 in 2024; short-term debt: 11.4% and cash: 0.8% of total assets), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
1.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 d early
2024
45 d early
2023
41 d early
2022
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€66k▲ 151%
2024 · €26k
2022: €-49k
2023: €653
2024: €26k
2022 → 2025
Total assets
€2.47M▼ 3.5%
2024 · €2.56M
2022: €2.71M
2023: €2.61M
2024: €2.56M
2022 → 2025
Net result
€40k▲ 55.0%
2024 · €26k
2022: €-111k
2023: €50k
2024: €26k
2022 → 2025
Working capital
€-262k▲ 2.7%
2024 · €-269k
2022: €-68k
2023: €-268k
2024: €-269k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-49k-€653€26k▲ 3,925%€66k▲ 151%
Operating result€-85k-€99k€85k▼ 14.7%€94k▲ 11.0%
Net result€-111k-€50k€26k▼ 48.7%€40k▲ 55.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.47M
Fixed assets
€2.45M▼ 2.8%
Current assets
€19k▼ 48.2%
Equity and liabilities €2.47M
Equity
€66k▲ 151%
Debt
€2.40M▼ 5.1%
The debt ratio falls from 99.0% to 97.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€165k▲
2024 · €156k
Cash flow
€111k▲
2024 · €97k
Solvency
2.7%▲
2024 · 1.0%
Current ratio
0.07▼
2024 · 0.12
Quick ratio
0.07▼
2024 · 0.12
Debt / equity
36.41▼
2024 · 96.35
ROE
60.2%▼
2024 · 97.5%
ROA
1.6%▲
2024 · 1.0%
Interest coverage
3.15▲
2024 · 2.65
Debt
€2.40M▼
2024 · €2.53M
Debt ≤ 1 year
€281k▼
2024 · €306k
Debt > 1 year
€2.12M▼
2024 · €2.22M
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.56M€2.47M▼
Formation expenses20€2k€720▼
Fixed assets21/28€2.52M€2.45M▼
Tangible fixed assets22/27€2.52M€2.45M▼
Land and buildings22€2.52M€2.45M▼
Current assets29/58€36k€19k▼
Cash at bank and in hand54/58€36k€19k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€2.56M€2.47M▼
Equity10/15€26k€66k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13-€5k
Non-distributable reserves130/1-€5k
Legal reserve130-€5k
Profit (loss) carried forward14€-35k€0▲
Amounts payable17/49€2.53M€2.40M▼
Amounts payable after more than one year17€2.22M€2.12M▼
Financial debts170/4€2.22M€2.12M▼
Amounts payable within one year42/48€306k€281k▼
Current portion of amounts payable after more than one year42€110k€112k▲
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€188k€161k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€71k=
Other operating charges640/8€6k€7k▲
Gross operating margin9900€162k€173k▲
Operating profit (loss)9901€85k€94k▲
Financial charges65/66B€59k€52k▼
Recurring financial charges65€59k€52k▼
Profit (loss) for the period before taxes9903€26k€41k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€26k€40k▲
Profit (loss) for the period to be appropriated9905€26k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€5k▲
Profit (loss) brought forward from the previous period14P€-61k€-35k▲
Transfer to equity691/2-€5k
To the legal reserve6920-€5k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hessenstraatje 12000 AntwerpenGround area
5,003 m²
Building footprint
1,204 m²
Volume, LiDAR
16,741 m³
Parcel 11802B0176/00X000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
QUINZE
since 20212.318.457.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0176/00X000 | Flanders | 5,003 m² | 2 · 1,204 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-05-2021
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.