Equity
€125,277 from €269,428 in 2015
Equity fell by 54% in 10 years.
QUERCOS
Lifetime
19 annual accounts with figures on one time axispeak €111,871 (2011)
-€16,542▼ €89,493
lowest -€81,163 (2019)
-€18,505▼ €86,420
peak €269,428 (2015)
€125,277▼ 12.9%
€4,305▼ 87.7%
Board1 name since 2006
1 directorVAN EECKHOUT Kurt
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €72,951 to -€16,542Loss of €18,505Equity from €143,782 to €125,277Debts from €35,085 to €4,305
Key points
from the 2025 annual accountsResult
-€18,505 -€18,505
From profit to loss in 2025, after a profit of €67,915 in 2024.
Liquidity
29.59 was 5.04 in 2024
Short-term debts fell from €35,085 to €4,305.
Turnover not published (micro format)
Checked score
94
Excellent
Financially stronger than 55% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €18,505 (financial year 2025)
lowers risk
Liquidity: current ratio 29.59, cash €110,668
Size: total assets €129,582
Equity €125,277 (96.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 10% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as QUERCOS has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of QUERCOS itself is lower: < 0.1% within 12 months. It rests on far more data about QUERCOS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for QUERCOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 29.59 (5.04 in 2024), above the usual 1.5. Short-term debt is 3.3% and cash 85.4% of total assets. 3.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
3 days early
2023
15 days early
2022
7 days early
2021
4 days early
2020
1 day early
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0884653460
Appointment: VAN EECKHOUT Kurt (director)
Legal-form conversion: to private limited company · Gazette deed
Incorporation
published on 09-11-2006 · Gazette deed
First establishment
Kriekhof 18, Lint
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| QUERCOS Lint | €129,582 | -€16,542 | 96.7% | - |
| LUCAS MEES Schilde | €133,924 | -€13,126 | 76.1% | - |
| SYNTEZIS Kapellen | €123,829 | -€181 | 70.1% | - |
| 2EZSolutions Antwerp | €151,013 | -€4,994 | 88.0% | - |
| DIG-ID Stabroek | €119,280 | -€634 | 92.4% | - |
| YouIP Networks Gingelom | €131,438 | -€17,646 | 91.4% | - |
| iFame Group Zwalm | €126,541 | -€8,512 | 75.0% | - |
These companies have the same main activity as QUERCOS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €119,000 and €151,000, founded between 2004 and 2007.
Official details
Source: KBO- Status
- Active since 30-10-2006Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.157.544.2742547 Lint, since 30-10-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2025
Annual accounts 2025
- €129,582▼ 27.6%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on QUERCOS
QUERCOS files the micro format. That format states no turnover. The gross margin fell from €25,044 in 2007 to -€16,542 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about QUERCOS
- What is the company number of QUERCOS?
- The company number of QUERCOS is 0884.653.460. The VAT number is the same number with BE in front: BE 0884.653.460.
- Where is QUERCOS based?
- The registered office is at Kriekhof 18, 2547 Lint.Company details
- What does QUERCOS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of QUERCOS?
- QUERCOS is a private limited company (BV).
- When was QUERCOS founded?
- QUERCOS was founded on 30-10-2006.
- Is QUERCOS still active?
- Yes, QUERCOS is an active enterprise in the KBO register.
- What is the turnover of QUERCOS?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is QUERCOS profitable?
- In financial year 2025, QUERCOS made a loss of €18,505.
- Where can I find the annual accounts of QUERCOS?
- QUERCOS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of QUERCOS due?
- QUERCOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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