qubus
Activequbus has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233k and a net result of €133k. Its solvency ranks better than 80% of 2678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record85
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.94; short-term debt: 20.7% and cash: 42.2% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
45.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€233k
Total assets
€294k
Net result
€133k
Working capital
€179k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €294k
Fixed assets
€54k
Current assets
€240k
Equity and liabilities €294k
Equity
€233k
Debt
€61k
Debt finances 20.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€182k
Cash flow
€151k
Solvency
79.2%
Current ratio
3.94
Quick ratio
3.94
Debt / equity
0.26
ROE
57.0%
ROA
45.2%
Interest coverage
200.98
Debt
€61k
Debt ≤ 1 year
€61k
Income taxes
€39k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€294k
Fixed assets21/28€54k
Tangible fixed assets22/27€54k
Plant, machinery and equipment23€2k
Furniture and vehicles24€52k
Current assets29/58€240k
Amounts receivable after more than one year29€19k
Other amounts receivable291€19k
Amounts receivable within one year40/41€95k
Other amounts receivable41€95k
Cash at bank and in hand54/58€124k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€294k
Equity10/15€233k
Contributions10/11€2k
Outside capital11€2k
Other1109/19€2k
Reserves13€231k
Distributable reserves133€231k
Amounts payable17/49€61k
Amounts payable within one year42/48€61k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€60k
Taxes450/3€60k
Accrued charges and deferred income492/3€160
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k
Other operating charges640/8€120
Gross operating margin9900€182k
Operating profit (loss)9901€164k
Financial income75/76B€9k
Recurring financial income75€9k
Financial charges65/66B€907
Recurring financial charges65€907
Profit (loss) for the period before taxes9903€172k
Income taxes67/77€39k
Profit (loss) for the period9904€133k
Profit (loss) for the period to be appropriated9905€133k
Appropriation of the result
Profit (loss) to be appropriated9906€133k
Transfer to equity691/2€133k
To other reserves6921€133k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kardinaal Mercierplein 22800 MechelenGround area
2,050 m²
Building footprint
1,809 m²
Parcel 12025C0760/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
qubus
since 20162.259.873.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0760/00X000 | Flanders | 2,050 m² | 1 · 1,809 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
18 connected companiesNetwork connections
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2016
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.