Q-INVEST FDK
ActiveQ-INVEST FDK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.60M and a net result of €-103k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 9713 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▼-13
Solvency49▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.8 in 2023; short-term debt: 17.9% and cash: 0.4% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.5%
Return on assets
-1.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
31 d late
2022
32 d late
2021
176 d late
2020
32 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.60M▼ 6.0%
2023 · €1.70M
2018: €2.42M
2019: €2.48M
2020: €1.97M
2021: €1.65M
2022: €1.69M
2023: €1.70M
2018 → 2024
Total assets
€6.81M▼ 11.3%
2023 · €7.67M
2018: €8.38M
2019: €8.37M
2020: €8.08M
2021: €8.33M
2022: €8.09M
2023: €7.67M
2018 → 2024
Net result
€-103k
2023 · €13k
2018: €209k
2019: €53k
2020: €-503k
2021: €-325k
2022: €42k
2023: €13k
2018 → 2024
Working capital
€-71k▲ 82.3%
2023 · €-400k
2018: €364k
2019: €665k
2020: €543k
2021: €492k
2022: €-10k
2023: €-400k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.97M-€1.65M▼ 16.5%€1.69M▲ 2.5%€1.70M▲ 0.8%€1.60M▼ 6.0%
Operating result€-444k-€-192k▲ 56.7%€210k€153k▼ 26.8%€120k▼ 21.8%
Net result€-503k-€-325k▲ 35.5%€42k€13k▼ 68.2%€-103k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.81M
Fixed assets
€5.66M▼ 7.1%
Current assets
€1.15M▼ 27.5%
Equity and liabilities €6.81M
Equity
€1.60M▼ 6.0%
Debt
€5.20M▼ 12.8%
The debt ratio falls from 77.8% to 76.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€569k▼
2023 · €678k
Cash flow
€347k▼
2023 · €538k
Solvency
23.5%▲
2023 · 22.2%
Current ratio
0.94▲
2023 · 0.80
Quick ratio
0.94▲
2023 · 0.80
Debt / equity
3.25▼
2023 · 3.50
ROE
-6.4%▼
2023 · 0.8%
ROA
-1.5%▼
2023 · 0.2%
Interest coverage
2.55▼
2023 · 3.83
Debt
€5.20M▼
2023 · €5.97M
Debt ≤ 1 year
€1.22M▼
2023 · €1.98M
Debt > 1 year
€3.98M=
2023 · €3.98M
Staff costs
€649k▲
2023 · €505k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7.67M€6.81M▼
Fixed assets21/28€6.09M€5.66M▼
Intangible fixed assets21€5k€2k▼
Tangible fixed assets22/27€6.08M€5.65M▼
Land and buildings22€6.04M€5.63M▼
Plant, machinery and equipment23€13k€6k▼
Furniture and vehicles24€14k€20k▲
Leasing and similar rights25€13k-
Current assets29/58€1.59M€1.15M▼
Amounts receivable after more than one year29€785k€679k▼
Other amounts receivable291€785k€679k▼
Amounts receivable within one year40/41€718k€350k▼
Trade receivables40€62k€19k▼
Other amounts receivable41€656k€331k▼
Cash at bank and in hand54/58€78k€26k▼
Deferred charges and accrued income490/1€4k€96k▲
Equity and liabilities
Total equity and liabilities10/49€7.67M€6.81M▼
Equity10/15€1.70M€1.60M▼
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€1.54M€1.44M▼
Amounts payable17/49€5.97M€5.20M▼
Amounts payable after more than one year17€3.98M€3.98M=
Financial debts170/4€3.98M€3.98M=
Amounts payable within one year42/48€1.98M€1.22M▼
Current portion of amounts payable after more than one year42€663k€1k▼
Financial debts43-€1k
Other loans439-€1k
Trade debts44€675k€424k▼
Suppliers440/4€675k€424k▼
Taxes, remuneration and social security45€539k€635k▲
Taxes450/3€350k€270k▼
Remuneration and social security454/9€189k€365k▲
Other amounts payable47/48€107k€159k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€505k€649k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€524k€449k▼
Other operating charges640/8€260k€160k▼
Gross operating margin9900€1.44M€1.38M▼
Operating profit (loss)9901€153k€120k▼
Financial income75/76B€37k€350▼
Recurring financial income75€37k€350▼
Financial charges65/66B€177k€223k▲
Recurring financial charges65€177k€223k▲
Profit (loss) for the period before taxes9903€14k€-103k▼
Income taxes67/77€568-
Profit (loss) for the period9904€13k€-103k▼
Profit (loss) for the period to be appropriated9905€13k€-103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.54M€1.44M▼
Profit (loss) brought forward from the previous period14P€1.53M€1.54M▲
Social balance
Average headcount (FTE)90878.511.0▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 176 days late
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
2021
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 32 days late
2020
31-12
Financial
Weakest financial yearnet €-503k ▼1053%
Net result drops to €-503k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-12-2024
DE CONINCK Franky: Resigned as Director
23-12-2024
VANDER ELST Karin: Resigned as Director
01-01-2017
DE CONINCK Danny Florent: Resigned as Director
08-03-2016
De Coninck Danny: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verversrui 192000 AntwerpenGround area
2,907 m²
Building footprint
1,035 m²
Volume, LiDAR
10,268 m³
2 parcels, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Q-INVEST FDK
since 20022.139.259.477
Q Invest FDK
since 20042.301.133.473
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24068C0216/00V000 | Flanders | 1,813 m² | 1 · 242 m² | 8.9 m · 2 fl. |
| 11002A0437/00G000 | Flanders | 1,094 m² | 1 · 793 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 4 entries · 7,650 EUR awarded · 7,650 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
| 2022 | 3 | 4,650 EUR | 4,650 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Globalisatiemechanisme (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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L & R VASTGOED
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BAARSCHOT
BE 0460.713.475
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Verachtert - Leemans Investco
BE 0420.895.767
Herentals · Eq €1.60M
Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-03-2002
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
93051
96991Personal service activities
71408
74700
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
81220Other building cleaning and industrial cleaning
93011
96101Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:016-49.99.42
Fax:016-49.99.59