PUNCH CONSULTING
ActivePUNCH CONSULTING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €14k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+32
Solvency77▼-21
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.76 in 2024), but 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
2.3%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
on the day
2023
on the day
2022
28 d late
2021
9 d late
2020
44 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€368k
EBIT margin
4.9%
Net result
€14k▲ 686%
2024 · €2k
2019: €35k
2020: €67k
2021: €7k
2022: €38k
2023: €4k
2024: €2k
2019 → 2025
Working capital
€198k▼ 25.2%
2024 · €265k
2019: €178k
2020: €190k
2021: €198k
2022: €238k
2023: €242k
2024: €265k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€368k
Equity€199k-€238k▲ 19.3%€242k▲ 1.5%€243k▲ 0.8%€258k▲ 5.9%
Operating result€495-€50k▲ 9,974%€9k▼ 81.5%€3k▼ 72.0%€18k▲ 598%
Net result€7k-€38k▲ 443%€4k▼ 90.6%€2k▼ 49.4%€14k▲ 686%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 598% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618k
Fixed assets
€85k▲ 4,690%
Current assets
€532k▲ 27.9%
Equity and liabilities €618k
Equity
€258k▲ 5.9%
Debt
€360k▲ 106%
The debt ratio rises from 41.8% to 58.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€27k▲
2024 · €3k
Cash flow
€23k▲
2024 · €2k
Solvency
41.7%▼
2024 · 58.2%
Current ratio
1.59▼
2024 · 2.76
Quick ratio
1.59▼
2024 · 2.76
Debt / equity
1.40▲
2024 · 0.72
ROE
5.6%▲
2024 · 0.7%
ROA
2.3%▲
2024 · 0.4%
Interest coverage
3.17▲
2024 · 0.28
Debt
€360k▲
2024 · €175k
Debt ≤ 1 year
€334k▲
2024 · €151k
Debt > 1 year
€26k▲
2024 · €24k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€418k€618k▲
Fixed assets21/28€2k€85k▲
Tangible fixed assets22/27€2k€81k▲
Plant, machinery and equipment23-€76k
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26-€4k
Financial fixed assets28-€4k
Current assets29/58€416k€532k▲
Amounts receivable after more than one year29€290k€302k▲
Other amounts receivable291€290k€302k▲
Amounts receivable within one year40/41€115k€187k▲
Trade receivables40€59k€134k▲
Other amounts receivable41€56k€53k▼
Cash at bank and in hand54/58€1k€27k▲
Deferred charges and accrued income490/1€10k€17k▲
Equity and liabilities
Total equity and liabilities10/49€418k€618k▲
Equity10/15€243k€258k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€235k€250k▲
Amounts payable17/49€175k€360k▲
Amounts payable after more than one year17€24k€26k▲
Financial debts170/4€24k€26k▲
Amounts payable within one year42/48€151k€334k▲
Current portion of amounts payable after more than one year42€20k€69k▲
Trade debts44€64k€189k▲
Suppliers440/4€64k€189k▲
Advances received on contracts in progress46-€54k
Taxes, remuneration and social security45€39k€22k▼
Taxes450/3€39k€19k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€28k€256▼
Income statement
Code20242025
Turnover70-€368k
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61-€343k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25€9k▲
Other operating charges640/8€631€3k▲
Gross operating margin9900€3k€30k▲
Operating profit (loss)9901€3k€18k▲
Financial income75/76B€11k€8k▼
Recurring financial income75€11k€8k▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€4k€17k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€14k▲
Profit (loss) for the period to be appropriated9905€2k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€235k€250k▲
Profit (loss) brought forward from the previous period14P€233k€235k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €2k ▼49.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Equity above €200kEq €238k ▲19.3%
4 profitable years in a row build equity to €238k.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €67k ▲91.3%
Operating result €81k, net result €67k, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
VANOVERBEKE, Karl Pol Nico
CurrentManager · since 11-05-2026
11-05-2026
Resigned as Manager
11-05-2026
Appointed as Manager
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 458800 RoeselareGround area
4,558 m²
Building footprint
1,690 m²
Parcel 36505A0185/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Industrieweg 45, 8800 Roeselare
since 20082.175.183.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0185/00T000 | Flanders | 4,558 m² | 1 · 1,690 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Merveyl Hotel Supplies
BE 0824.918.385
Merchtem · Eq €258k
Green Wing Medical
BE 0824.705.282
Keerbergen · Eq €256k
TimeTronics
BE 0500.903.347
Olen · Eq €255k
edilon)(sedra Belgium
BE 0844.821.005
Schoten · Eq €261k
EURODISPLAY
BE 0445.452.110
Schoten · Eq €255k
Of 2,499 companies in sector 46649 we hold annual accounts for 1,753. 1,310 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2008
Fiscal year end30-06
Legal name NL
PUNCH SOLUTIONS
Activities, NACEBEL
46649Wholesale of other machinery and equipment
70200Business and other management consultancy
70220Business consulting
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.