PsychiaterLoreRoosen
ActiveThe computed 12-month bankruptcy probability of PsychiaterLoreRoosen is 2.5% (moderate). The 2025 annual accounts show equity of €225k and a net result of €99k. Equity is growing by ~82% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 6.54 against 4.79 in 2024; short-term debt: 12.5% and cash: 54.7% of total assets), and 24.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.5%
Return on assets
33.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
130 d early
2024
27 d early
2023
89 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▲ 78.7%
2024 · €126k
2023: €19k
2024: €126k
2023 → 2025
Total assets
€298k▲ 87.9%
2024 · €159k
2023: €29k
2024: €159k
2023 → 2025
Net result
€99k▼ 8.4%
2024 · €108k
2023: €17k
2024: €108k
2023 → 2025
Working capital
€207k▲ 67.2%
2024 · €124k
2023: €17k
2024: €124k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€126k▲ 579%€225k▲ 78.7%
Operating result€22k-€139k▲ 544%€128k▼ 8.0%
Net result€17k-€108k▲ 542%€99k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€54k▲ 2,412%
Current assets
€245k▲ 56.2%
Equity and liabilities €298k
Equity
€225k▲ 78.7%
Debt
€73k▲ 123%
The debt ratio rises from 20.6% to 24.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€130k▼
2024 · €140k
Cash flow
€101k▼
2024 · €109k
Solvency
75.5%▼
2024 · 79.4%
Current ratio
6.54▲
2024 · 4.79
Quick ratio
6.54▲
2024 · 4.79
Debt / equity
0.32▲
2024 · 0.26
ROE
44.0%▼
2024 · 85.9%
ROA
33.3%▼
2024 · 68.2%
Interest coverage
322.63▼
2024 · 3205.37
Debt
€73k▲
2024 · €33k
Debt ≤ 1 year
€37k▲
2024 · €33k
Debt > 1 year
€36k
Income taxes
€29k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€298k▲
Fixed assets21/28€2k€54k▲
Tangible fixed assets22/27€2k€54k▲
Plant, machinery and equipment23€2k€901▼
Furniture and vehicles24€616€53k▲
Current assets29/58€157k€245k▲
Amounts receivable within one year40/41€23k€23k▲
Other amounts receivable41€23k€23k▲
Cash at bank and in hand54/58€66k€163k▲
Deferred charges and accrued income490/1€68k€59k▼
Equity and liabilities
Total equity and liabilities10/49€159k€298k▲
Equity10/15€126k€225k▲
Contributions10/11€3k€3k=
Reserves13€124k€223k▲
Distributable reserves133€124k€223k▲
Amounts payable17/49€33k€73k▲
Amounts payable after more than one year17-€36k
Financial debts170/4-€36k
Amounts payable within one year42/48€33k€37k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€129€541▲
Suppliers440/4€129€541▲
Taxes, remuneration and social security45€32k€29k▼
Taxes450/3€32k€29k▼
Other amounts payable47/48€833-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€597€2k▲
Other operating charges640/8€340€657▲
Gross operating margin9900€140k€130k▼
Operating profit (loss)9901€139k€128k▼
Financial income75/76B€753€8▼
Recurring financial income75€753€8▼
Financial charges65/66B€44€402▲
Recurring financial charges65€44€402▲
Profit (loss) for the period before taxes9903€140k€128k▼
Income taxes67/77€32k€29k▼
Profit (loss) for the period9904€108k€99k▼
Profit (loss) for the period to be appropriated9905€108k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€99k▼
Transfer to equity691/2€107k€99k▼
To other reserves6921€107k€99k▼
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €225k ▲78.7%
3 profitable years in a row build equity to €225k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €108k ▲542%
Operating result €139k, net result €108k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲579%
2 profitable years in a row build equity to €126k.
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat(NEE) 363040 HuldenbergGround area
418 m²
Building footprint
150 m²
Volume, LiDAR
27 m³
Parcel 24075C0131/00E000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PsychiaterLoreRoosen
since 20232.348.718.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24075C0131/00E000 | Flanders | 418 m² | 1 · 150 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.