PRIMUSZ
ActivePRIMUSZ has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-176k) and a net result of €-43k. Equity is shrinking by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.1 in 2024; short-term debt: 188.7% and cash: 0.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-89.3%
Return on assets
-21.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-176k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
88 d late
2023
6 d late
2022
28 d late
2021
368 d late
2020
31 d late
2019
110 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-176k▼ 32.3%
2024 · €-133k
2018: €42k
2019: €12k
2020: €-11k
2021: €-34k
2022: €-66k
2023: €-97k
2024: €-133k
2018 → 2025
Total assets
€197k▼ 10.2%
2024 · €220k
2018: €129k
2019: €137k
2020: €108k
2021: €130k
2022: €149k
2023: €224k
2024: €220k
2018 → 2025
Net result
€-43k▼ 17.7%
2024 · €-37k
2018: €-11k
2019: €-30k
2020: €-23k
2021: €-23k
2022: €-33k
2023: €-30k
2024: €-37k
2018 → 2025
Working capital
€-344k▼ 8.5%
2024 · €-317k
2018: €-33k
2019: €-60k
2020: €-78k
2021: €-108k
2022: €-174k
2023: €-285k
2024: €-317k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-34k-€-66k▼ 96.4%€-97k▼ 45.6%€-133k▼ 37.8%€-176k▼ 32.3%
Operating result€-20k-€-31k▼ 50.2%€-28k▲ 9.0%€-34k▼ 22.6%€-38k▼ 11.1%
Net result€-23k-€-33k▼ 42.3%€-30k▲ 7.0%€-37k▼ 20.8%€-43k▼ 17.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2025 against €34k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€169k▼ 8.6%
Current assets
€28k▼ 18.9%
Key figures and ratios
EBITDA
€-22k▼
2024 · €-19k
Cash flow
€-27k▼
2024 · €-21k
Solvency
-89.3%▼
2024 · -60.6%
Current ratio
0.08▼
2024 · 0.10
Quick ratio
0.02▼
2024 · 0.04
Debt / equity
-2.12▲
2024 · -2.65
ROA
-21.8%▼
2024 · -16.6%
Interest coverage
-4.60▲
2024 · -8.75
Debt
€373k▲
2024 · €353k
Debt ≤ 1 year
€372k▲
2024 · €352k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€197k▼
Fixed assets21/28€185k€169k▼
Tangible fixed assets22/27€185k€169k▼
Land and buildings22€185k€169k▼
Current assets29/58€35k€28k▼
Stocks and contracts in progress3€20k€20k=
Stocks30/36€20k€20k=
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€3k€3k=
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€8k€965▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€220k€197k▼
Equity10/15€-133k€-176k▼
Contributions10/11€102k€102k=
Capital10€102k€102k=
Issued capital100€102k€102k=
Revaluation surpluses12€24k€24k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Profit (loss) carried forward14€-262k€-305k▼
Amounts payable17/49€353k€373k▲
Amounts payable within one year42/48€352k€372k▲
Financial debts43€20k€55k▲
Credit institutions430/8€20k€55k▲
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Other amounts payable47/48€321k€314k▼
Accrued charges and deferred income492/3€927€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€-12k€-15k▼
Operating profit (loss)9901€-34k€-38k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€-37k€-43k▼
Profit (loss) for the period9904€-37k€-43k▼
Profit (loss) for the period to be appropriated9905€-37k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-262k€-305k▼
Profit (loss) brought forward from the previous period14P€-226k€-262k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series.
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 368 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 110 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elshagelaan 62550 KontichGround area
714 m²
Building footprint
97 m²
Volume, LiDAR
445 m³
Parcel 11602C0631/00R000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elshagelaan 6, 2550 Kontich
since 19892.044.602.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0631/00R000 | Flanders | 714 m² | 1 · 97 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUTIANU CONSTRUCT
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BE 0766.868.835
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ABC-PISCINE
BE 0802.326.095
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BE 0898.338.873
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EUROBEL CONSTRUCT
BE 0437.431.101
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 4,382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-08-1989
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
46497Wholesale trade
46499Wholesale of other household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.