Result
-€176,652 ▼ 113%
The result fell in 2025 from -€83,067 to -€176,652.
IN-LEASE
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1996peak €1.1m (2021)
€280,743▼ 17.9%
lowest -€176,652 (2025)
-€176,652▼ €93,585
peak €2.0m (2023)
€1.7m▼ 9.4%
€1.2m▼ 17.5%
peak 4.5 FTE (2023)
3.7 FTE▼ 9.8%
Board2 names since 2021
-
Documentsfilings and deeds
08-06-202653 days before the deadline
2025financial year
Gross margin from €341,879 to €280,743Loss of €176,652Staff from 4.1 FTE to 3.7 FTEDebts from €1.5m to €1.2mCash from €227,946 to €119,012
Key points
from the 2025 annual accountsFilings
29 annual accounts since 1996
The 2017 accounts came 42 days late. The other nine of the last ten were filed on time.
Position in the sector
-€176,652
Lower net result than 89% of companies in rental and leasing. Sector median €54,482 · 544 companies.
Checked score
88
Excellent
Financially stronger than 41% of micro companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026highest value
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €176,652, the second in a row (financial year 2025)
lowers risk
Founded in 1996
Size: 3.7 FTE, total assets €2.9m
Figures for financial year 2025 (filed on 08-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 71% of them on solvency, 48% on liquidity, 16% on profitability and 28% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as IN-LEASE has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IN-LEASE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for IN-LEASE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.81 (1.9 in 2024), above the usual 1.5. Short-term debt is 25.3% and cash 4% of total assets. 42.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€176,652
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
69 days early
2023
34 days early
2022
46 days early
2021
2 days early
2020
34 days early
2019
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- IN-LEASE 100%deed of 25-05-2021
- Filip Vandevoordeannual accounts 2025
- Kevin De Ropannual accounts 2025
Recent changes
Merger: PREDO takes over IN-LEASE
Company renamed from PREDO to In-Lease · Registered office moved from Zoersel to Kontich · Capital increase of €42,900 to €61,500 · General meeting of 30-04-2021 · Gazette deed
Merger proposal: Predo takes over In-Lease
Board meeting of 10-02-2021 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457241469
First establishment
Duffelsesteenweg 162, Kontich
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IN-LEASE Kontich | €2.9m | €280,743 | 57.8% | 3.7 |
| ANTONIS VERHUUR Ravels | €3.2m | €421,547 | 25.2% | 2 |
| IMMOBILIERE DEOM ANDRE A LIBIN Libin | €2.3m | €541,777 | 99.3% | 1.5 |
| J.M.T. EXPO SERVICE Waregem | €1.1m | €244,000 | 51.3% | 2 |
| WELBI INVEST Dessel | €7.2m | €889,674 | 98.8% | 3.5 |
| THE TENT SHOP Heist-op-den-Berg | €0.9m | €462,782 | 40.6% | 4.4 |
| PLANTRENT EVENTS Beerse | €1.3m | €650,685 | 40.7% | 8 |
These companies have the same main activity as IN-LEASE: renting and leasing of other personal and household goods (NACE 77229). They are comparable in size and age: total assets between €944,000 and €7.2m, founded between 1992 and 2005.
Official details
Source: KBO- Status
- Active since 07-02-1996Normal situation
- Activity
- Renting and leasing of other personal and household goodsNACE 77229
- Establishment unit
- 2.125.490.4272550 Kontich, since 29-04-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- ≈ €660,000estimated
- €2.9m▼ 13.0%
- Employeeson 31-12-2025
- 4▲ 33.3%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on IN-LEASE
IN-LEASE has existed since 1996. In 2021 the gross margin rose from €29,151 to €1.1m.
The gross margin has fallen every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IN-LEASE
- What is the company number of IN-LEASE?
- The company number of IN-LEASE is 0457.241.469. The VAT number is the same number with BE in front: BE 0457.241.469.
- Where is IN-LEASE based?
- The registered office is at Duffelsesteenweg 162, 2550 Kontich.Company details
- What does IN-LEASE do?
- According to the KBO register, the main activity is renting and leasing of other personal and household goods (NACE 77229).
- What is the legal form of IN-LEASE?
- IN-LEASE is a public limited company (NV).
- When was IN-LEASE founded?
- IN-LEASE was founded on 07-02-1996.
- Is IN-LEASE still active?
- Yes, IN-LEASE is an active enterprise in the KBO register.
- How many employees does IN-LEASE have?
- IN-LEASE had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of IN-LEASE?
- The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €280,743 and 2,275 comparable companies of the same size. It probably lies between €400,000 and €1.1m. It is a rough estimate.
- Is IN-LEASE profitable?
- In financial year 2025, IN-LEASE made a loss of €176,652.
- Where can I find the annual accounts of IN-LEASE?
- IN-LEASE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IN-LEASE due?
- IN-LEASE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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