Skip to content

POUR CECILE

Active
Public limited companyfounded 1998active for 27 yearsTienne Saint-Lambert 2, 5340 Gesves, BelgiumKBO/BCE: BE 0464.761.048
Summary

POUR CECILE has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €642,927 and a net result of -€41,304. Equity is growing by about 5.9% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
POUR CECILEActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
“L'achat,la vente,le lotissement,la promotion,la démolition,la reconstruction,la transformation,la mise en valeur,la location,la sous-location,la gestion et…” (deed in French)
From the articles, 4 activitiesNo NACE code in the KBO yet1 site
Size
€661,008total assets 2025
Equity
€642,927
Loss
-€41,304
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
DRIVIT · 100%
  • POUR DENIZDirector · permanent representative Jean Claude GAROT
Accounts filed 77 days late1 of 2 deeds read
Why 86raises riskLatest accounts 77 days late; 1 of the last 3 lateLoss of €41,304, the second in a row (financial year 2025)Liquidity: current ratio 1.72, cash €20,505, halvedlowers riskSize: total assets €661,008Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.3% of total assets
Liquidity 54-9
short-term debt 2.2% · cash 3.1%
Profitability 11=
return on assets -6.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.72, compared with 51.54 in 2024, above the usual 1.5; short-term debt: 2.2% and cash: 3.1% of total assets), and 2.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 49% on liquidity, 12% on profitability and 29% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €661,008
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 77 days late; 1 of the last 3 late
NBB · filings
raises risk · Loss of €41,304, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.72, cash €20,505, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€41,304
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
27 days late
2023
16 days late
2022
126 days late
2021
31 days late
2020
30 days late
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 49 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet -€44,224

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€41,304 View
  • Caution: Latest accounts filed lateafter the legal deadline 77 days View
  • Controlled by DRIVIT 100% View

By topic

Financials

Financial year
2025
Total assets
€661,008
Loss
-€41,304
Solvency
97.3%
Total assets▼ 4.0%
Net result
20182025
Go to Financials

Timeline

Events
31
Since
2001
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than 33 times
  2. 16-08-2024Annual accounts filed
  3. 14-02-2024Resignation: POUR DENIZ (statutory director)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
08-12-1998
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
49
Purpose
“L'achat,la vente,le lotissement,la promotion,la démolition,la reconstruction,la…” (deed in French)
Go to Articles of association

Key facts about POUR CECILE

What is the company number of POUR CECILE?
0464.761.048. In Belgium the VAT number is the company number with BE in front: BE 0464.761.048.
Where is POUR CECILE based?
The registered office is at Tienne Saint-Lambert 2, 5340 Gesves.Company details
What is the legal form of POUR CECILE?
Public limited company (NV).
When was POUR CECILE founded?
On 08-12-1998.
Is POUR CECILE still active?
Yes, POUR CECILE is an active enterprise in the KBO register.
What is the turnover of POUR CECILE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is POUR CECILE profitable?
In financial year 2025, POUR CECILE made a loss of €41,304.
Where can I find the annual accounts of POUR CECILE?
POUR CECILE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POUR CECILE due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to POUR CECILE

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure