Polisphère
ActiveThe annual accounts of Polisphère for fiscal year 2025 show a net loss of 78% of total assets and of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-17k. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 31616 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency42▼-34
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.06 against 0.71 in 2024; short-term debt: 81.3% and cash: 4.7% of total assets), and 83.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.7%
Return on assets
-78%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-02-2026, 164 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
164 d early
2024
22 d early
2023
181 d early
2022
132 d early
2021
59 d early
2020
67 d early
2019
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 82.4%
2024 · €21k
2018: €49k
2019: €27k
2020: €26k
2021: €26k
2022: €27k
2023: €27k
2024: €21k
2018 → 2025
Total assets
€22k▼ 46.5%
2024 · €41k
2018: €144k
2019: €59k
2020: €35k
2021: €44k
2022: €54k
2023: €136k
2024: €41k
2018 → 2025
Net result
€-17k
2024 · €16k
2018: €3k
2019: €17k
2020: €-822
2021: €121
2022: €13k
2023: €72k
2024: €16k
2018 → 2025
Working capital
€-17k▼ 302%
2024 · €-4k
2018: €5k
2019: €17k
2020: €21k
2021: €23k
2022: €23k
2023: €-3k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€27k▲ 2.7%€27k=€21k▼ 23.5%€4k▼ 82.4%
Operating result€2k-€18k▲ 944%€100k▲ 468%€26k▼ 73.9%€-16k
Net result€121-€13k▲ 10,453%€72k▲ 466%€16k▼ 77.3%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€21k▼ 32.1%
Current assets
€1k▼ 89.2%
Equity and liabilities €22k
Equity
€4k▼ 82.4%
Debt
€18k▼ 9.6%
The debt ratio rises from 49.3% to 83.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €36k
Cash flow
€-7k▼
2024 · €26k
Solvency
16.7%▼
2024 · 50.7%
Current ratio
0.06▼
2024 · 0.71
Quick ratio
0.06▼
2024 · 0.71
Debt / equity
5.00▲
2024 · 0.97
ROE
-467.6%▼
2024 · 79.4%
ROA
-78.0%▼
2024 · 40.2%
Interest coverage
-7.51▼
2024 · 26.49
Debt
€18k▼
2024 · €20k
Debt ≤ 1 year
€18k▲
2024 · €14k
Debt > 1 year
€448▼
2024 · €6k
Income taxes
€347▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€22k▼
Fixed assets21/28€31k€21k▼
Tangible fixed assets22/27€31k€21k▼
Furniture and vehicles24€29k€20k▼
Other tangible fixed assets26€1k€1k=
Current assets29/58€10k€1k▼
Amounts receivable within one year40/41€2k€71▼
Other amounts receivable41€2k€71▼
Cash at bank and in hand54/58€7k€1k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€41k€22k▼
Equity10/15€21k€4k▼
Contributions10/11€25k€25k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-6k€-23k▼
Amounts payable17/49€20k€18k▼
Amounts payable after more than one year17€6k€448▼
Financial debts170/4€6k€448▼
Amounts payable within one year42/48€14k€18k▲
Financial debts43€8k€5k▼
Credit institutions430/8€8k€5k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k€347▼
Taxes450/3€3k€347▼
Other amounts payable47/48€2k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€331€239▼
Gross operating margin9900€36k€-6k▼
Operating profit (loss)9901€26k€-16k▼
Financial income75/76B€339€2▼
Recurring financial income75€339€2▼
Financial charges65/66B€1k€808▼
Recurring financial charges65€1k€808▼
Profit (loss) for the period before taxes9903€25k€-17k▼
Income taxes67/77€9k€347▼
Profit (loss) for the period9904€16k€-17k▼
Profit (loss) for the period to be appropriated9905€16k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-23k▼
Profit (loss) brought forward from the previous period14P-€-6k
Profit to be distributed694/7€23k-
Return on contributions (dividend)694€23k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-17k ▼204%
Net result drops to €-17k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €72k ▲466%
Operating result €100k, net result €72k, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €121
Net result €121 after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.50
Current ratio from 1.52 to 3.50; short-term debt falls from €32k to €8k.
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue René Soyer 401310 La HulpeGround area
1,968 m²
Building footprint
1,189 m²
Volume, LiDAR
24,316 m³
2 parcels, Brussels, Wallonia · tallest building 30.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 200, 1050 Elsene
since 20132.222.542.291
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0121/00B008 | Brussels | 1,451 m² | 1 · 1,103 m² | 30.6 m · 7 fl. |
| 25050B0641/00C000 | Wallonia | 517 m² | 1 · 86 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 12,766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.polisphere.be
E-mail:info@polisphere.be