PM Solutions
ActivePM Solutions has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €171k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency19▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.01 in 2024), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
29.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1985 sector peers (2025).
NBB · sector comparisonPosition among 1985 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
6 d early
2023
40 d early
2022
9 d early
2021
2 d early
2020
35 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€64k▼ 12.1%
2024 · €73k
2019: €55k
2020: €55k
2021: €67k
2022: €65k
2023: €68k
2024: €73k
2019 → 2025
Total assets
€587k▲ 28.7%
2024 · €456k
2019: €401k
2020: €376k
2021: €458k
2022: €478k
2023: €551k
2024: €456k
2019 → 2025
Net result
€171k▲ 18.4%
2024 · €145k
2019: €115k
2020: €84k
2021: €142k
2022: €126k
2023: €123k
2024: €145k
2019 → 2025
Working capital
€3k▲ 34.6%
2024 · €2k
2019: €24k
2020: €45k
2021: €28k
2022: €-9k
2023: €-10k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€65k▼ 3.3%€68k▲ 4.9%€73k▲ 6.9%€64k▼ 12.1%
Operating result€190k-€169k▼ 11.2%€175k▲ 3.4%€202k▲ 15.8%€247k▲ 22.2%
Net result€142k-€126k▼ 11.3%€123k▼ 2.1%€145k▲ 17.5%€171k▲ 18.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€91k▲ 21.6%
Current assets
€495k▲ 30.0%
Equity and liabilities €587k
Equity
€64k▼ 12.1%
Debt
€523k▲ 36.4%
The debt ratio rises from 84.1% to 89.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€287k▲
2024 · €237k
Cash flow
€211k▲
2024 · €179k
Solvency
10.9%▼
2024 · 15.9%
Current ratio
1.01=
2024 · 1.01
Quick ratio
0.94▲
2024 · 0.94
Debt / equity
8.20▲
2024 · 5.29
ROE
268.5%▲
2024 · 199.5%
ROA
29.2%▼
2024 · 31.7%
Interest coverage
47.26▼
2024 · 73.75
Debt
€523k▲
2024 · €384k
Debt ≤ 1 year
€492k▲
2024 · €379k
Debt > 1 year
€30k▲
2024 · €5k
Income taxes
€70k▲
2024 · €54k
Staff costs
€354k▲
2024 · €233k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€456k€587k▲
Fixed assets21/28€75k€91k▲
Intangible fixed assets21€9k€515▼
Tangible fixed assets22/27€67k€91k▲
Plant, machinery and equipment23€25k€65k▲
Furniture and vehicles24€41k€26k▼
Other tangible fixed assets26€632€19▼
Current assets29/58€381k€495k▲
Stocks and contracts in progress3€26k€32k▲
Stocks30/36€25k€30k▲
Contracts in progress37€396€2k▲
Amounts receivable within one year40/41€266k€315k▲
Trade receivables40€266k€315k▲
Other amounts receivable41€336€62▼
Cash at bank and in hand54/58€88k€147k▲
Deferred charges and accrued income490/1€0€996▲
Equity and liabilities
Total equity and liabilities10/49€456k€587k▲
Equity10/15€73k€64k▼
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€18k€9k▼
Amounts payable17/49€384k€523k▲
Amounts payable after more than one year17€5k€30k▲
Financial debts170/4€5k€30k▲
Amounts payable within one year42/48€379k€492k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€24k€27k▲
Credit institutions430/8€24k€27k▲
Trade debts44€112k€146k▲
Suppliers440/4€112k€146k▲
Advances received on contracts in progress46€929€3k▲
Taxes, remuneration and social security45€84k€119k▲
Taxes450/3€43k€50k▲
Remuneration and social security454/9€41k€69k▲
Other amounts payable47/48€140k€180k▲
Accrued charges and deferred income492/3€292€938▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€233k€354k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€40k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€0▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€474k€644k▲
Operating profit (loss)9901€202k€247k▲
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€199k€241k▲
Income taxes67/77€54k€70k▲
Profit (loss) for the period9904€145k€171k▲
Profit (loss) for the period to be appropriated9905€145k€171k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€189k▲
Profit (loss) brought forward from the previous period14P€13k€18k▲
Profit to be distributed694/7€140k€180k▲
Return on contributions (dividend)694€140k€180k▲
Social balance
Average headcount (FTE)90873.75.3▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2019net €171k ▲18.4%
Operating result €247k, net result €171k, both a record.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €84k ▼27%
Net result drops to €84k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venecoweg 259810 Nazareth-De PinteGround area
7,155 m²
Building footprint
3,736 m²
Volume, LiDAR
17,325 m³
Parcel 44048A0132/00Z005, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PM Solutions
since 20132.216.685.570
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048A0132/00Z005 | Flanders | 7,155 m² | 1 · 3,736 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 337 EUR awarded · 337 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 158 EUR | 158 EUR |
| 2023 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,510 companies in sector 71121 we hold annual accounts for 6,526. 5,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2013
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
77310Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.