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PM CONSULTANCY

Active Private limited companyfounded 2012active for 14 yearsSingelbeekstraat 62, 3500 HasseltKBO/BCE: BE 0845.732.409

Lifetime

13 annual accounts with figures on one time axis
peak €206,646 (2022)
€78,963▼ 1.9%
peak €132,230 (2022)
€30,043▲ 10.5%
peak €476,912 (2025)
€476,912▲ 6.7%
€285▼ 89.5%
Board1 name since 2012
Documentsfilings and deeds
27-10-202688 days late
2025abbreviated format
Debts from €2,706 to €285

Key points

from the 2025 annual accounts

Equity

€476,912 ▲ 6.7%

PM CONSULTANCY has made a profit in every financial year since 2013.

Turnover

≈ €160,000 estimated

The accounts state no turnover.

Filings

13 annual accounts 88 days
AprilJune31 JulyOctober201520202025

Latest accounts filed late: after the legal deadline.

Checked score

90
Excellent
Financially stronger than 51% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.2%● unchanged vs 08-2025highest value 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: 0.2%● unchanged vs 10-2025highest value 12-2025: 0.2%● unchanged vs 11-2025highest value 01-2026: 0.2%● unchanged vs 12-2025highest value 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.2%▲ +0.2 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

94+4equity 68.6% of total assets
58-1short-term debt 0.0% · cash 6.2%
59-3return on assets 4.3%

Score breakdown

raises risk
Last filed accounts filed 88 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €695,257
Figures for financial year 2025 (filed on 26-06-2026)
Founded in 2012
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 69% of them on solvency, 52% on liquidity, 31% on profitability and 52% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,049 companies had the same profile as PM CONSULTANCY has now. Each dot stands for 16 companies, two years later.

95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of PM CONSULTANCY itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,049 companies, not a prediction for PM CONSULTANCY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €40,000 on 30-day terms is acceptable

Short-term debt is 0% and cash 6.2% of total assets. 31.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Last filed accounts filed 88 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €695,257
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-06-2026)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-10-2026, 88 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
88 days late
2024
31 days early
2023
28 days early
2022
23 days early
2021
34 days early
2020
31 days early
2019
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VK
Director, since 02-05-2012
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0845732409
Registered office moved to Hasselt New registered office: Singelbeekstraat 62, 3500 Hasselt · Change of role: VANDEBERGH Kurt Leon, from manager to director · Director discharge: VANDEBERGH Kurt Leon · General meeting of 20-12-2023 · Gazette deed
First establishment Singelbeekstraat 62, Hasselt
Incorporation published on 18-05-2012 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
PM CONSULTANCY Hasselt €695,257 €78,963 68.6% -
Wiemar Hasselt €803,351 €67,184 13.9% -
OHMLESS Kontich €680,002 €88,726 82.9% -
RONIMAX Nijlen €720,309 €69,297 41.8% -
LAURENZI & SANENCO Pajottegem €790,105 €79,433 43.4% -
GERO VASTGOED Kasterlee €718,966 €72,569 51.1% 0
JOMAN Hemiksem €615,827 €90,225 54.5% -

These companies have the same main activity as PM CONSULTANCY: other business support services (NACE 82990). They are comparable in size and age: total assets between €616,000 and €803,000, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 02-05-2012Normal situation
Activity
Other business support servicesNACE 82990and 2 others
Establishment unit
2.211.585.0533500 Hasselt, since 07-05-2012
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Annual accounts 2025

€695,257▲ 1.8%
Filing
Filed on 27-10-2026
Financials

Insights on PM CONSULTANCY

PM CONSULTANCY files the abbreviated format. That format states no turnover. The gross margin fell from €165,094 in 2013 to €78,963 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PM CONSULTANCY

What is the company number of PM CONSULTANCY?
The company number of PM CONSULTANCY is 0845.732.409. The VAT number is the same number with BE in front: BE 0845.732.409.
Where is PM CONSULTANCY based?
The registered office is at Singelbeekstraat 62, 3500 Hasselt.Company details
What does PM CONSULTANCY do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of PM CONSULTANCY?
PM CONSULTANCY is a private limited company (BV).
When was PM CONSULTANCY founded?
PM CONSULTANCY was founded on 02-05-2012.
Is PM CONSULTANCY still active?
Yes, PM CONSULTANCY is an active enterprise in the KBO register.
What is the turnover of PM CONSULTANCY?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €78,963 and 51 comparable companies (NACE 82). It probably lies between €130,000 and €220,000.Financials
Is PM CONSULTANCY profitable?
In financial year 2025, PM CONSULTANCY made a profit of €30,043.
Where can I find the annual accounts of PM CONSULTANCY?
PM CONSULTANCY filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PM CONSULTANCY due?
PM CONSULTANCY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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