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PLUS

Active Private limited companyfounded 2015active for 11 yearsKleine Driesstraat 1A, 9070 DestelbergenKBO/BCE: BE 0632.523.142

Lifetime

3 annual accounts with figures on one time axis
peak €317,765 (2024)
€203,845▼ 35.9%
peak €294,655 (2024)
€144,092▼ 51.1%
peak €780,579 (2023)
€350,442▼ 49.2%
€63,264▲ 65.4%
Board2 names since 2023
2 directorsPattyn Ans and 1 other
Documentsfilings and deeds
09-01-202622 days before the deadline
2025micro format
Gross margin from €317,765 to €203,845Result from €294,655 to €144,092Dividend €484,155Equity from €690,505 to €350,442Debts from €38,240 to €63,264Investments €95,672

Key points

from the 2025 annual accounts

Equity

€350,442 ▼ 49.2%
690,5052024+144,092Profit-484,155Dividend350,4422025

PLUS paid out €484,155 in dividends. That is 336% of the 2025 profit.

Result

€144,092 ▼ 51.1%
€295,0002024€144,0002025

The result fell in 2025 from €294,655 to €144,092.

Turnover

≈ €1.2m estimated

The micro format states no turnover.

Investments

€95,672 5.6 × depreciation
202320242025

Green is investment, beige is depreciation.

Liquidity

4.34 was 17.47 in 2024

Short-term debts rose from €38,240 to €63,264.

Position in the sector

€144,092

Higher net result than 95% of companies in retail trade. Sector median €5,059 · 22,852 companies.

Checked score

93
Excellent
Financially stronger than 67% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025highest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 84.7% of total assets
61+7short-term debt 15.3% · cash 11.2%
100=return on assets 34.8%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
Size: total assets €413,706
lowers risk
Equity €350,442 (84.7% of total assets)
Founded in 2015
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 67% on liquidity, 96% on profitability and 11% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as PLUS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of PLUS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for PLUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.34 (17.47 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 11.2% of total assets. 15.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Equity €350,442 (84.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: total assets €413,706
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
22 days early
2024
39 days early
2023
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 26 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 9 January (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PA
Director, since 30-03-2023
VK
Director, since 30-03-2023
  • Vercambre Kristof 72 sharesdeed of 12-04-2023
  • Pattyn Ans 48 sharesdeed of 12-04-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0632523142
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments Changes of role: Vercambre Kristof (director) and Pattyn Ans (director) · “Managementactiviteiten (ook van holdings); het beheer, management op organisatorisch, logistiek, uitvoerend en…” (deed in Dutch) · Legal-form conversion: from limited partnership to private limited company · General meeting of 30-03-2023 · Gazette deed
Incorporation published on 26-06-2015 · Gazette deed
First establishment PLUS Comm. V., Kleine Driesstraat 1A, Destelbergen
All 10 events

Comparable companies

same main activity, similar in size and age
Company
PLUS Destelbergen €413,706 €203,845 84.7% -
AIRSOFT DOCTOR Mechelen €400,931 €207,262 24.7% -
RunAttitude Mont-Saint-Guibert €470,272 €163,315 67.2% -
Scubarepair Hulshout €403,114 €152,102 19.6% -
SPORTSIDE.BE Frameries €465,707 €198,045 27.4% 3.4
AJT run Soumagne €447,661 €314,778 49.5% 3.8
Big Panda Namur €502,541 €157,921 23.3% 2.8

These companies have the same main activity as PLUS: retail sale of other sporting goods (NACE 47639). They are comparable in size and age: total assets between €401,000 and €503,000, founded between 2012 and 2017.

Official details

Source: KBO
Status
Active since 12-05-2015Normal situation
Activity
Retail sale of other sporting goodsNACE 47639
Establishment unit
2.242.911.0069070 Destelbergen, since 12-05-2015
Financial year end
30 June
Peppol
Reachable since 10-09-2025
Company details

Annual accounts to 30-06-2025

€413,706▼ 43.2%
Filing
Filed on 09-01-2026, 22 days before the end of the filing period
Financials

Insights on PLUS

PLUS files the micro format. That format states no turnover. The gross margin fell from €245,708 in 2023 to €203,845 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PLUS

What is the company number of PLUS?
The company number of PLUS is 0632.523.142. The VAT number is the same number with BE in front: BE 0632.523.142.
Where is PLUS based?
The registered office is at Kleine Driesstraat 1A, 9070 Destelbergen.Company details
What does PLUS do?
According to the KBO register, the main activity is retail sale of other sporting goods (NACE 47639).
What is the legal form of PLUS?
PLUS is a private limited company (BV).
When was PLUS founded?
PLUS was founded on 12-05-2015.
Is PLUS still active?
Yes, PLUS is an active enterprise in the KBO register.
What is the turnover of PLUS?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €203,845 and 211 comparable companies (NACE 47). It probably lies between €670,000 and €2.0m.Financials
Is PLUS profitable?
In financial year 2025, PLUS made a profit of €144,092.
Where can I find the annual accounts of PLUS?
PLUS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PLUS due?
PLUS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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