Equity
€162,103 from €591,058 in 2022
Equity fell by 73% in 3 years.
IMOQUAM
Lifetime
13 annual accounts with figures on one time axispeak €92,047 (2016)
-€17,300▲ €7,479
lowest -€321,914 (2023)
-€31,868▲ €43,306
peak €591,058 (2022)
€162,103▼ 16.4%
€862,335▲ 16.6%
peak 0.8 FTE (2015)
-not published
Board2 names since 2020
1 directorROSU Lionel
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from -€24,779 to -€17,300Loss of €31,868Equity from €193,971 to €162,103Debts from €739,754 to €862,335Investments €257,036Cash from €109,778 to €15,197
Key points
from the 2025 annual accountsLosses
-€428,955 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€862,335 84% of the balance sheet
Financial debts 76%Suppliers 0%Other 24%
Of this, €207,699 falls due within a year.
Investments
€382,168 7.3 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 49.5% higher than in 2024.
Liquidity
0.09 was 0.69 in 2024
Short-term debts rose from €192,483 to €207,699.
Position in the sector
-€31,868
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Turnover not published (micro format)
Checked score
88
Excellent
Financially stronger than 20% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.6 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.2 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.09, cash €15,197, halved
lowers risk
Size: total assets €1.0m
Figures for financial year 2025 (filed on 02-07-2026)
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 19% of them on solvency, 21% on liquidity, 14% on profitability and 27% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,423 companies had the same profile as IMOQUAM has now. Each dot stands for 4 companies, two years later.
96.5%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMOQUAM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for IMOQUAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.69 in 2024), below 1. Short-term debt is 20.3% and cash 1.5% of total assets. 84.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€31,868
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
6 days early
2023
34 days early
2022
8 days late
2021
9 days late
2020
61 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0843690657
Registered office moved from Liège to Chaudfontaine
New registered office: Rue Joseph Dupont 75 à 4053 Chaudfontaine · Previous registered office: Quai Mativa 23 à 4020 Liège · General meeting of 20-12-2023 · Gazette deed
Merger: PLUG AND GO takes over IMOQUAM
Company renamed to IMOQUAM · New name: IMOQUAM · Resignation: ORBAN Christine (manager) · General meeting of 05-08-2020 · Gazette deed
Merger proposal: PLUG AND GO takes over IMOQUAM
The company holds all the shares of IMOQUAM · Board meeting of 02-03-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMOQUAM Chaudfontaine | €1.0m | -€17,300 | 15.8% | - |
| ROUTEVISION BELGIUM Antwerp | €1.5m | -€647,361 | -27.8% | 1 |
| QILIUM Ath | €0.7m | -€6,619 | 98.7% | - |
| r4apps Belgium Brussels | €0.7m | -€49,803 | 82.0% | - |
| MAGICVIEW CONNECTED PRODUCTS BELGIUM Houthalen-Helchteren | €1.7m | -€14,566 | 65.6% | - |
| exITed Consutling Boechout | €0.6m | -€20,915 | 50.5% | - |
| ENIN Ghent | €0.5m | -€38,107 | 98.1% | - |
These companies have the same main activity as IMOQUAM: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €515,000 and €1.7m, founded between 2005 and 2015.
Official details
Source: KBO- Status
- Active since 15-02-2012Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Other information technology and computer servicesNACE 62900and 3 others
- Establishment unit
- 2.207.348.0344053 Chaudfontaine, since 01-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 05-11-2026
Annual accounts 2025
- €1.0m▲ 9.7%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on IMOQUAM
IMOQUAM files the micro format. That format states no turnover. The gross margin fell from €22,747 in 2013 to -€17,300 in 2025.
The balance sheet grew most in 2020 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMOQUAM
- What is the company number of IMOQUAM?
- The company number of IMOQUAM is 0843.690.657. The VAT number is the same number with BE in front: BE 0843.690.657.
- Where is IMOQUAM based?
- The registered office is at Rue Joseph Dupont 75, 4053 Chaudfontaine.Company details
- What does IMOQUAM do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of IMOQUAM?
- IMOQUAM is a private limited company (BV).
- When was IMOQUAM founded?
- IMOQUAM was founded on 15-02-2012.
- Is IMOQUAM still active?
- Yes, IMOQUAM is an active enterprise in the KBO register.
- What is the turnover of IMOQUAM?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is IMOQUAM profitable?
- In financial year 2025, IMOQUAM made a loss of €31,868.
- Where can I find the annual accounts of IMOQUAM?
- IMOQUAM filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMOQUAM due?
- IMOQUAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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