Piyango
ActiveThe computed 12-month bankruptcy probability of Piyango is 1.7% (moderate). The 2025 annual accounts show equity of €27k and a net result of €37. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 35% of 10310 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+39
Solvency49▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.11 in 2024; short-term debt: 76.3% and cash: 20.6% of total assets), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
127 d late
2023
408 d late
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€27k▲ 0.1%
2024 · €27k
2022: €23k
2023: €26k
2024: €27k
2022 → 2025
Total assets
€114k▼ 27.3%
2024 · €158k
2022: €282k
2023: €139k
2024: €158k
2022 → 2025
Net result
€37▼ 95.5%
2024 · €821
2022: €19k
2023: €3k
2024: €821
2022 → 2025
Working capital
€9k▼ 38.1%
2024 · €14k
2022: €23k
2023: €12k
2024: €14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€23k-€26k▲ 13.4%€27k▲ 3.1%€27k▲ 0.1%
Operating result€20k-€22k▲ 6.0%€11k▼ 46.9%€18k▲ 53.7%
Net result€19k-€3k▼ 83.8%€821▼ 73.6%€37▼ 95.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€19k▲ 40.5%
Current assets
€96k▼ 33.6%
Equity and liabilities €114k
Equity
€27k▲ 0.1%
Debt
€87k▼ 33.1%
The debt ratio falls from 82.8% to 76.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €14k
Cash flow
€4k▲
2024 · €4k
Solvency
23.7%▲
2024 · 17.2%
Current ratio
1.10▼
2024 · 1.11
Quick ratio
0.70▲
2024 · 0.46
Debt / equity
3.21▼
2024 · 4.81
ROE
0.1%▼
2024 · 3.0%
ROA
0.0%▼
2024 · 0.5%
Interest coverage
8.33▲
2024 · 1.31
Debt
€87k▼
2024 · €130k
Debt ≤ 1 year
€87k▼
2024 · €130k
Income taxes
€15k▲
2024 · €719
Staff costs
€47k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€114k▼
Fixed assets21/28€13k€19k▲
Tangible fixed assets22/27€13k€18k▲
Land and buildings22€11k€17k▲
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28-€350
Current assets29/58€144k€96k▼
Stocks and contracts in progress3€85k€34k▼
Stocks30/36€85k€34k▼
Amounts receivable within one year40/41€13k€32k▲
Trade receivables40-€16k
Other amounts receivable41€13k€16k▲
Cash at bank and in hand54/58€28k€24k▼
Deferred charges and accrued income490/1€18k€6k▼
Equity and liabilities
Total equity and liabilities10/49€158k€114k▼
Equity10/15€27k€27k▲
Contributions10/11€4k€4k=
Capital10€4k€4k=
Issued capital100€4k€4k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€20k€20k▲
Amounts payable17/49€130k€87k▼
Amounts payable within one year42/48€130k€87k▼
Trade debts44€115k€53k▼
Suppliers440/4€115k€53k▼
Taxes, remuneration and social security45€15k€33k▲
Taxes450/3€5k€21k▲
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Non-recurring operating income76A€1k€10k▲
Remuneration, social security and pensions62€42k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€682€5k▲
Non-recurring operating charges66A-€24k
Gross operating margin9900€57k€97k▲
Operating profit (loss)9901€11k€18k▲
Financial income75/76B€985€74▼
Recurring financial income75€985€74▼
Financial charges65/66B€11k€3k▼
Recurring financial charges65€11k€3k▼
Profit (loss) for the period before taxes9903€2k€15k▲
Income taxes67/77€719€15k▲
Profit (loss) for the period9904€821€37▼
Profit (loss) for the period to be appropriated9905€821€37▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€20k▲
Profit (loss) brought forward from the previous period14P€19k€20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €37 ▼95.5%
Net result drops to €37, the lowest in the series.
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 127 days late
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 408 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalsesteenweg 1613583 BeringenGround area
5,205 m²
Building footprint
246 m²
Volume, LiDAR
1,153 m³
Parcel 71049B1087/00L000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Piyango
since 20212.315.302.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B1087/00L000 | Flanders | 5,205 m² | 1 · 246 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.315.302.403
Similar companies · same sector, comparable size
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NOMALI
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HESTIA VSP
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N.H. DE POMP
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Of 1,266 companies in sector 47300 we hold annual accounts for 946. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2021
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47620Retail trade
47621Retail sale of newspapers and periodicals
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.