Equity
€1.4m ▲ 23.5%
Jacques PIRON, Avocat has made a profit without a break since 2010.
Jacques PIRON, Avocat
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €498,568 (2025)
€498,568▲ 14.0%
lowest -€7,426 (2006)
€272,951▲ 24.3%
peak €1.4m (2025)
€1.4m▲ 23.5%
€589,982▼ 10.6%
Board1 name since 2021
1 directorPIRON Jacques Jean Georges Ghislain
Documentsfilings and deeds
15-09-202646 days late
2025micro format
Gross margin from €437,244 to €498,568Equity from €1.2m to €1.4mCash from €218,820 to €357,461
Key points
from the 2025 annual accountsFilings
22 annual accounts since 2004
Ten of the last ten came late. The 2022 accounts came latest: 59 days after the end of the period.
Position in the sector
€272,951
Higher net result than 95% of companies in legal and accounting. Sector median €37,380 · 15,830 companies.
Checked score
97
Excellent
Financially stronger than 72% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 46 days late; 1 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €2.0m
Liquidity: current ratio 3.08, cash €357,461
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 68% of them on solvency, 78% on liquidity, 65% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Jacques PIRON, Avocat has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of Jacques PIRON, Avocat itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Jacques PIRON, Avocat. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.08 (2.15 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 17.7% of total assets. 29.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
46 days late
2024
29 days late
2023
29 days late
2022
59 days late
2021
58 days late
2020
27 days late
2019
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 43 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Shares in 2 companies, VANDEN EYNDE LEGAL SOCIETE CIVILE D'AVOCATS and APM LAW
Board & ownershipRecent changes
Change of role: PIRON Jacques Jean Georges Ghislain, from manager to director
“La société a pour objet,pour compte propre,pour compte de tiers ou en participation,en Belgique ou à…” (deed in French) · Gazette deed
New establishment in Verviers
Rue des Déportés 82
Incorporation
published on 29-09-2003 · Gazette deed
First establishment
Boulevard Frère-Orban 10, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jacques PIRON, Avocat Aubel | €2.0m | €498,568 | 70.8% | - |
| SOPHIE RUTTEN Kraainem | €2.0m | €486,114 | 92.0% | - |
| FRANCOIS TULKENS Uccle | €2.0m | €456,710 | 86.3% | - |
| ADVOCATENKANTOOR VAN DEN BROECKE Ghent | €2.0m | €484,528 | 83.9% | - |
| Tom MESSIAEN Evergem | €1.8m | €472,383 | 92.6% | - |
| ADVOCATENKANTOOR JOHAN COLPAERT Sint-Niklaas | €2.0m | €507,865 | 73.3% | - |
| KOEN MORBEE, ADVOCAAT Temse | €2.1m | €531,489 | 92.3% | - |
These companies have the same main activity as Jacques PIRON, Avocat: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €1.8m and €2.1m, founded between 2000 and 2005.
Official details
Source: KBO- Status
- Active since 22-09-2003Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment units
- 2.190.403.7184000 Liège, since 22-09-2003
- 2.190.403.5204800 Verviers, since 01-01-2006
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on Jacques PIRON, Avocat
Jacques PIRON, Avocat files the micro format. That format states no turnover. The gross margin rose from -€6,462 in 2006 to €498,568 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jacques PIRON, Avocat
- What is the company number of Jacques PIRON, Avocat?
- The company number of Jacques PIRON, Avocat is 0860.623.293. The VAT number is the same number with BE in front: BE 0860.623.293.
- Where is Jacques PIRON, Avocat based?
- The registered office is at Rue Haes 2, 4880 Aubel.Company details
- What does Jacques PIRON, Avocat do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Jacques PIRON, Avocat?
- Jacques PIRON, Avocat is a private limited company (BV).
- When was Jacques PIRON, Avocat founded?
- Jacques PIRON, Avocat was founded on 22-09-2003.
- Is Jacques PIRON, Avocat still active?
- Yes, Jacques PIRON, Avocat is an active enterprise in the KBO register.
- What is the turnover of Jacques PIRON, Avocat?
- The turnover in financial year 2025 is ≈ €850,000. This figure is estimated from the gross margin of €498,568 and 35 comparable companies (NACE 69). It probably lies between €710,000 and €1.0m.Financials
- Is Jacques PIRON, Avocat profitable?
- In financial year 2025, Jacques PIRON, Avocat made a profit of €272,951.
- Where can I find the annual accounts of Jacques PIRON, Avocat?
- Jacques PIRON, Avocat filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jacques PIRON, Avocat due?
- Jacques PIRON, Avocat must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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