Skip to content

PINTO et Co

Active
Public limited companyfounded 1987active for 39 yearsDautzenbergstraat 48, 1050 Elsene, BelgiumKBO/BCE: BE 0430.902.704
Summary

PINTO et Co has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€132,666) and a net result of €15,967. Equity has been shrinking by about 59% per year since 2018. Its solvency ranks better than 5% of 2,559 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 14-04-1987 Normal situation
Activity
Activities of interior architects NACE 71112and 2 others
Establishment unit
2.032.359.638 1640 Sint-Genesius-Rode, since 16-04-1987
Financial year end
31 December
Peppol
Reachable since 05-01-2026

Board and ownership

Board
Shareholders
  • ANTOINE TERLICA PINTOannual accounts 2023
  • BALTHAZAR TERLICA PINTOannual accounts 2023
  • ELONA TERLICA PINTOannual accounts 2023

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Turnover
€170,612
▼ 0.2%
Profit
€15,967
Equity
-€132,666
▲ 10.7%
Total assets
€27,208
▼ 36.4%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 73 days after the deadline
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsLast filed accounts filed 73 days late; 3 of the last 3 accounts lateNegative equity -€132,666lowers riskFounded in 1987Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 39% of micro companies in architecture and engineering (NACE 71)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -487.6% of total assets
Liquidity 50+21
short-term debt 408.8% · cash 45.7%
Profitability 93+26
return on assets 58.7%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 12-2024: 10.1% 01-2025: 1.6%▼ -8.5 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%▼ -0.2 percentage points vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.1 percentage points vs 07-2025 09-2025: 2.0%▲ +0.4 percentage points vs 08-2025 10-2025: 2.8%▲ +0.8 percentage points vs 09-2025 11-2025: 2.9%▲ +0.1 percentage points vs 10-2025 12-2025: 3.4%▲ +0.5 percentage points vs 11-2025 01-2026: 4.9%▲ +1.5 percentage points vs 12-2025 02-2026: 10.5%▲ +5.6 percentage points vs 01-2026highest value 03-2026: 10.5%● unchanged vs 02-2026highest value 04-2026: 9.7%▼ -0.8 percentage points vs 03-2026 05-2026: 9.7%● unchanged vs 04-2026 06-2026: 9.7%● unchanged vs 05-2026 07-2026: 9.7%● unchanged vs 06-2026 08-2026: 6.0%▼ -3.7 percentage points vs 07-2026 09-2026: 2.8%▼ -3.2 percentage points vs 08-2026 10-2026: 0.9%▼ -1.9 percentage points vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.2 (0.27 in 2024), below 1. Short-term debt is 408.8% and cash 45.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 31% on liquidity, 68% on profitability and 53% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 73 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€132,666
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2559 sector peers (2025).
NBB · sector comparison
Position among 2559 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
73 days late
2024
396 days late
2023
131 days late
2022
497 days late
2021
202 days late
2020
501 days late
2019
244 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 292 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 February (4 of the last 5 accounts filed within 194 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€132,666 View
  • Caution: Lower solvency than 95% of companies in architecture and engineeringsector median 47.3% · 2,559 companies -487.6% View
  • Positive: Back in profit in 2025after a loss of €291,743 in 2024 €15,967 View

Recent changes

  1. · Gazette deed Registered office moved within ElseneNew seat: Rue Dautzenberg 48 1050 IXELLES · Previous seat: AVE LOUISE 231 à 1050 IXELLES
  2. · Gazette deed Registered office moved from Vorst to ElseneNew seat: Ave Louise 231 1050 IXELLES · Previous seat: AVE MOLIERE 21 1190 FOREST
  3. · Gazette deed Reappointments: TERLICA PINTO Antoine, TERLICA PINTO Balthazar and TERLICA PINTO Elona
All 20 events

Comparable companies

These companies have the same main activity as PINTO et Co: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €19,300 and €78,100, founded between 1989 and 1998.

CompanyTotal assetsGross margin
PINTO et Co Elsene€27,208€58,089
PLEIN SUD Vorst€19,291€22,836
PHAR - CONCEPT Nivelles€57,085€45,338
HIRAM Elsene€52,152€28,626
Crearte Etterbeek€78,118€76,258
ALAIN BARE DESIGN Liège€62,345€27,083
STIJL Heusden-Zolder€33,822€15,600
Full comparison

Key facts about PINTO et Co

What is the company number of PINTO et Co?
The company number of PINTO et Co is 0430.902.704. The VAT number is the same number with BE in front: BE 0430.902.704.
Where is PINTO et Co based?
The registered office is at Dautzenbergstraat 48, 1050 Elsene.Company details
What does PINTO et Co do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of PINTO et Co?
The legal form of PINTO et Co is Public limited company (NV).
When was PINTO et Co founded?
PINTO et Co was founded on 14-04-1987.
Is PINTO et Co still active?
Yes, PINTO et Co is an active enterprise in the KBO register.
How many employees does PINTO et Co have?
PINTO et Co had an average of 0.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of PINTO et Co?
The turnover of PINTO et Co was €170,612 in financial year 2025, according to the filed annual accounts.
Is PINTO et Co profitable?
In financial year 2025, PINTO et Co made a profit of €15,967.
Where can I find the annual accounts of PINTO et Co?
PINTO et Co filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PINTO et Co due?
PINTO et Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.