Pia Cox
ActiveSummary
Pia Cox has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €124k. Equity is growing by ~43.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 13.34 against 6.76 in 2024; short-term debt: 7.5% and cash: 78.3% of total assets), and 7.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
24.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€468k▲ 36.1%
2024 · €344k
2023: €167klowest in 3 years
2024: €344k▲ +105% vs 2023
2025: €468k▲ +36.1% vs 2024highest in 3 years
2023 → 2025
Total assets
€506k▲ 25.3%
2024 · €403k
2023: €229klowest in 3 years
2024: €403k▲ +75.7% vs 2023
2025: €506k▲ +25.3% vs 2024highest in 3 years
2023 → 2025
Net result
€124k▼ 29.7%
2024 · €176k
2023: €164k
2024: €176k▲ +7.3% vs 2023highest in 3 years
2025: €124k▼ -29.7% vs 2024lowest in 3 years
2023 → 2025
Working capital
€467k▲ 36.0%
2024 · €344k
2023: €167klowest in 3 years
2024: €344k▲ +105% vs 2023
2025: €467k▲ +36.0% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€167k-€344k▲ 105%€468k▲ 36.1%
2023: €167klowest in 3 years
2024: €344k▲ +105% vs 2023
2025: €468k▲ +36.1% vs 2024highest in 3 years
Operating result€214k-€229k▲ 7.3%€162k▼ 29.3%
2023: €214k
2024: €229k▲ +7.3% vs 2023highest in 3 years
2025: €162k▼ -29.3% vs 2024lowest in 3 years
Net result€164k-€176k▲ 7.3%€124k▼ 29.7%
2023: €164k
2024: €176k▲ +7.3% vs 2023highest in 3 years
2025: €124k▼ -29.7% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€250
Current assets
€505k
Equity and liabilities €506k
Equity
€468k ▲ 36.1%
Debt
€38k ▼ 36.5%
Debt's share of the balance-sheet total falls from 14.8% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
13.34▲
2024 · 6.76
Quick ratio
12.81▲
2024 · 6.53
Debt to equity
0.08▼
2024 · 0.17
ROE
26.5%▼
2024 · 51.3%
ROA
24.5%▼
2024 · 43.7%
Debt ≤ 1 year
€38k▼
2024 · €60k
Income taxes
€38k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€403k€506k▲
Fixed assets21/28-€250
Financial fixed assets28-€250
Current assets29/58€403k€505k▲
Stocks and contracts in progress3€14k€20k▲
Stocks30/36€14k€20k▲
Amounts receivable within one year40/41€67k€89k▲
Trade receivables40€67k€88k▲
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€323k€396k▲
Deferred charges and accrued income490/1€0€181▲
Equity and liabilities
Total equity and liabilities10/49€403k€506k▲
Equity10/15€344k€468k▲
Contributions10/11€3k€3k=
Reserves13€341k€465k▲
Distributable reserves133€341k€465k▲
Amounts payable17/49€60k€38k▼
Amounts payable within one year42/48€60k€38k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€57k€34k▼
Taxes450/3€57k€34k▼
Other amounts payable47/48€521€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8-€1k
Gross operating margin9900€229k€163k▼
Operating profit (loss)9901€229k€162k▼
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€281€299▲
Recurring financial charges65€281€299▲
Profit (loss) for the period before taxes9903€229k€162k▼
Income taxes67/77€53k€38k▼
Profit (loss) for the period9904€176k€124k▼
Profit (loss) for the period to be appropriated9905€176k€124k▼
Appropriation of the result
Profit (loss) to be appropriated9906€176k€124k▼
Transfer to equity691/2€176k€124k▼
To other reserves6921€176k€124k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €0 | - | - |
| Other operating charges640/8 | - | - | €1k | - |
| Gross operating margin9900 | €217k | €229k | €163k | ▼ 28.9% |
| Operating profit (loss)9901 | €214k | €229k | €162k | ▼ 29.3% |
| Financial income75/76B | €31 | €3 | €1 | ▼ 64.1% |
| Recurring financial income75 | €31 | €3 | €1 | ▼ 64.1% |
| Financial charges65/66B | €311 | €281 | €299 | ▲ 6.5% |
| Recurring financial charges65 | €311 | €281 | €299 | ▲ 6.5% |
| Profit (loss) for the period before taxes9903 | €213k | €229k | €162k | ▼ 29.4% |
| Income taxes67/77 | €49k | €53k | €38k | ▼ 28.4% |
| Profit (loss) for the period9904 | €164k | €176k | €124k | ▼ 29.7% |
| Profit (loss) for the period to be appropriated9905 | €164k | €176k | €124k | ▼ 29.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €229k | €403k | €506k | ▲ 25.3% |
| Fixed assets21/28 | - | - | €250 | - |
| Financial fixed assets28 | - | - | €250 | - |
| Current assets29/58 | €229k | €403k | €505k | ▲ 25.3% |
| Stocks and contracts in progress3 | €7k | €14k | €20k | ▲ 48.9% |
| Stocks30/36 | €7k | €14k | €20k | ▲ 48.9% |
| Amounts receivable within one year40/41 | €6k | €67k | €89k | ▲ 33.3% |
| Trade receivables40 | €6k | €67k | €88k | ▲ 31.7% |
| Other amounts receivable41 | €240 | €0 | €1k | - |
| Cash at bank and in hand54/58 | €216k | €323k | €396k | ▲ 22.6% |
| Deferred charges and accrued income490/1 | €252 | €0 | €181 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €229k | €403k | €506k | ▲ 25.3% |
| Equity10/15 | €167k | €344k | €468k | ▲ 36.1% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €164k | €341k | €465k | ▲ 36.4% |
| Distributable reserves133 | €164k | €341k | €465k | ▲ 36.4% |
| Amounts payable17/49 | €62k | €60k | €38k | ▼ 36.5% |
| Amounts payable within one year42/48 | €62k | €60k | €38k | ▼ 36.5% |
| Trade debts44 | €396 | €2k | €3k | ▲ 87.5% |
| Suppliers440/4 | €396 | €2k | €3k | ▲ 87.5% |
| Taxes, remuneration and social security45 | €62k | €57k | €34k | ▼ 39.9% |
| Taxes450/3 | €62k | €57k | €34k | ▼ 39.9% |
| Other amounts payable47/48 | €93 | €521 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €164k | €176k | €124k | ▼ 29.7% |
| + Depreciation and write-downs630 | €3k | €0 | - | - |
| Operating cash flow (approximation) | €167k | €176k | €124k | ▼ 29.7% |
| Change in cash | - | €107k | €73k | ▼ 31.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Resignation: Cox, Pia Godelieve Luc (director)Appointments: Cox, Pia Godelieve Luc (statutory director) and Gueye, Fallou (opvolgend statutair bestuurder) · Name change · Statutes amendment8 facts ▸
State Gazette act
Resignation: Cox, Pia Godelieve Luc (director)
Appointments: Cox, Pia Godelieve Luc (statutory director) and Gueye, Fallou (opvolgend statutair bestuurder) · Name change · Statutes amendment8 facts ▸
- General meeting, 10-08-2026
- Name change, Purpose First
- Statutes amendment
- Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland: - Het leveren van diensten van advies, bijstand en leiding aan bedrijven, privéperson…
- Director resignation, Cox, Pia Godelieve Luc (director)
- Director appointment, Cox, Pia Godelieve Luc (statutory director)
- Director appointment, Gueye, Fallou (opvolgend statutair bestuurder)
- Power of attorney, Jump4more Accountancy
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €124k ▼29.7%
Net result drops to €124k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €176k ▲7.3%
Operating result €229k, net result €176k, both a record.
31-12
Financial
Equity above €200kEq €344k ▲105%
2 profitable years in a row build equity to €344k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Cox, Pia Godelieve Luc
CurrentStatutory director · since 10-08-2026
Gueye, Fallou
CurrentOpvolgend statutair bestuurder · since 10-08-2026
10-08-2026
Cox, Pia Godelieve Luc: Resigned as Director
10-08-2026
Cox, Pia Godelieve Luc: Appointed as Statutory director
10-08-2026
Gueye, Fallou: Appointed as Opvolgend statutair bestuurder
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2022
Ground area
2,642 m²
Building footprint
474 m²
Volume, LiDAR
2,601 m³
Parcel 45041B1427/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Pia Cox
since 20222.329.551.901
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B1427/00C000 | Flanders | 2,642 m² | 1 · 474 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,190 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Legal name NL
Purpose First
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
82100Office administrative and support services
82990Other business support services
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.