Equity
-€657,199
Debts exceed assets in financial year 2025.
ACURITY
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €1.7m (2025)
€1.7m▲ 7.4%
lowest -€955,181 (2024)
-€303,974▲ €651,207
peak €770,056 (2022)
-€657,199▼ €303,974
€4.3m▲ 2.0%
peak 19.1 FTE (2024)
17.4 FTE▼ 8.9%
Board1 name since 2003
1 directorIgnace Noë
Documentsfilings and deeds
24-07-20267 days before the deadline
2025abbreviated format
Loss of €303,974Staff from 19.1 FTE to 17.4 FTEEquity from -€353,225 to -€657,199
Key points
from the 2025 annual accountsLosses
-€1.4m in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€4.3m 118% of the balance sheet
Financial debts 59%Suppliers 11%Taxes and wages 17%Other 13%
€2.0m of the debts are secured on the company's own assets. In 2023 that was €1.2m.
Staff
19 employees on 31-12-2025
In 2025, 8 people joined and 8 left.
Filings
22 annual accounts since 2004
Seven of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Position in the sector
-18.0%
Lower solvency than 95% of companies in specialised construction. Sector median 44.0% · 9,973 companies.
Checked score
47
Fair
Financially stronger than 6% of small companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 2.4%● unchanged vs 12-2024lowest value
02-2025: 2.4%● unchanged vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025
05-2025: 2.5%▲ +0.1 percentage points vs 04-2025
06-2025: 2.6%▲ +0.1 percentage points vs 05-2025
07-2025: 2.9%▲ +0.3 percentage points vs 06-2025
08-2025: 6.9%▲ +4.0 percentage points vs 07-2025
09-2025: 6.9%● unchanged vs 08-2025
10-2025: 6.9%● unchanged vs 09-2025
11-2025: 6.9%● unchanged vs 10-2025
12-2025: 6.9%● unchanged vs 11-2025
01-2026: 6.9%● unchanged vs 12-2025
02-2026: 7.0%▲ +0.1 percentage points vs 01-2026
03-2026: 7.7%▲ +0.7 percentage points vs 02-2026
04-2026: 7.6%▼ -0.1 percentage points vs 03-2026
05-2026: 7.6%● unchanged vs 04-2026
06-2026: 7.8%▲ +0.2 percentage points vs 05-2026
07-2026: 7.8%● unchanged vs 06-2026highest value
08-2026: 3.5%▼ -4.3 percentage points vs 07-2026
09-2026: 3.5%● unchanged vs 08-2026
10-2026: 3.5%● unchanged vs 09-2026
11-2026: 3.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€657,199
Loss of €303,974, the second in a row (financial year 2025)
Liquidity: current ratio 0.58, cash €20,065
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 2% of them on solvency, 13% on liquidity, 6% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,242 companies had the same profile as ACURITY has now. Each dot stands for 4 companies, two years later.
92.8%
were still trading
4.0%
stopped another way
1.9%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ACURITY itself is higher: 3.5% within 12 months. It rests on far more data about ACURITY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,242 companies, not a prediction for ACURITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.58 (0.48 in 2024), below 1. Short-term debt is 55.9% and cash 0.5% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€657,199
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
15 days early
2023
1 day early
2022
31 days late
2021
31 days late
2020
30 days late
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Security firm approval (camera systems) granted
Decision of 09-01-2026, published on 24-04-2026
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0860425830
Merger: ACURITY takes over ACURITY
Company renamed from PHIMAX to ACURITY · Reappointment: Ignace Noë (director) · Permanent representatives: Johan Jacobs, Kris Bollen, Sylvie van Mol, Koen Rymenants, Peter Rymenants and Greet Slegers · General meeting of 2024-03 · Gazette deed
Merger proposal: PHIMAX takes over Acurity
Permanent representatives: Ignace Noë, Johan Jacobs, Kris Bollen, Sylvie van Mol, Koen Rymenants, Peter Rymenants and 1 other · The company holds all the shares of Acurity · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ACURITY Kontich | €3.7m | €1.7m | -18.0% | 17.4 |
| APILEC Floreffe | €4.5m | €1.8m | 61.5% | 18.6 |
| D.E.I. Mouscron | €3.1m | €1.6m | 50.0% | 20.3 |
| KOBRE Kalmthout | €3.3m | €1.7m | 36.0% | 19.6 |
| GEOSERVICES Rijkevorsel | €5.0m | €1.9m | 46.8% | 16.3 |
| LISP-LIERS SPRINKLERBEDRIJF Lier | €3.6m | €2.3m | 51.6% | 19 |
| BIGBROTHER Antwerp | €3.1m | €2.6m | 68.3% | 15.9 |
These companies have the same main activity as ACURITY: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €3.1m and €5m, founded between 1996 and 2005.
Official details
Source: KBO- Status
- Active since 10-09-2003Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- General electrical installation workNACE 43211and 4 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.135.212.3022550 Kontich, since 22-01-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Annual accounts 2025
- ≈ €4.8mestimated
- €3.7m▼ 5.6%
- Employeeson 31-12-2025
- 19▲ 5.6%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on ACURITY
ACURITY files the abbreviated format. That format states no turnover. The gross margin rose from €189,831 in 2006 to €1.7m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ACURITY
- What is the company number of ACURITY?
- The company number of ACURITY is 0860.425.830. The VAT number is the same number with BE in front: BE 0860.425.830.
- Where is ACURITY based?
- The registered office is at Prins Boudewijnlaan 21, 2550 Kontich.Company details
- What does ACURITY do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of ACURITY?
- ACURITY is a private limited company (BV).
- When was ACURITY founded?
- ACURITY was founded on 10-09-2003.
- Is ACURITY still active?
- Yes, ACURITY is an active enterprise in the KBO register.
- How many employees does ACURITY have?
- ACURITY had an average of 17.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ACURITY fall under?
- In its 2025 annual accounts, ACURITY states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ACURITY?
- The turnover in financial year 2025 is ≈ €4.8m. This figure is estimated from the gross margin of €1.7m and 30 comparable companies (NACE 432). It probably lies between €3.9m and €5.9m.
- Is ACURITY profitable?
- In financial year 2025, ACURITY made a loss of €303,974.
- Where can I find the annual accounts of ACURITY?
- ACURITY filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACURITY due?
- ACURITY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
See how customers, suppliers and banks see your own company and what to improve first.