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PHILJO

Active
Private limited companyfounded 1995active for 31 yearsGrensstraat 9, 3940 Hechtel-Eksel, BelgiumKBO/BCE: BE 0455.147.259
Summary

PHILJO has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €37,433. Equity has been stable since 2019 (±0.9% per year). Its solvency ranks better than 95% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-04-1995 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
Real estate agency activities NACE 68310
Establishment unit
2.072.641.461 3940 Hechtel-Eksel, since 09-08-1995
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • 4 GRADEN CELSIUSDirector · since 02-04-2025 · permanent representative Laurent Dragonetti
Shareholders
  • 00100100· score 862025 annual accounts of 00100100

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€19,980
Turnover
≈ €86,000
estimated
Profit
€37,433
▲ 292%
Equity
€1.1m
▲ 3.6%
Total assets
€1.1m
▲ 3.8%
Score breakdownraises risk1 change of registered office in 24 monthsLiquidity: current ratio 185.46, cash €5,047lowers riskEquity €1.1m (99.6% of total assets)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 99.6% of total assets
Liquidity 51+1
short-term debt 0.4% · cash 0.5%
Profitability 73+53
return on assets 3.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.1%▼ -0.2 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.4%▲ +0.3 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.5%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.3 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €95,000 on 30-day terms is acceptable
Short-term debt is 0.4% and cash 0.5% of total assets. 0.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 54% on liquidity, 66% on profitability and 56% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €1.1m (99.6% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 185.46, cash €5,047
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
37 days early
2023
41 days early
2022
39 days early
2021
27 days early
2020
26 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in real estatesector median 29.0% · 17,149 companies 99.6% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Sint-Martens-Latem to Hechtel-EkselNew seat: Grensstraat 9, 3940 Hechtel-Eksel · Previous seat: Papenaard 14, 9830 Sint-Martens-Latem · Resignation: Philippe Soenen (director)
  2. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsAppointment: Philippe SOENEN (director)
  3. · Gazette deed Incorporation
All 19 events

Comparable companies

These companies have the same main activity as PHILJO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €881,000 and €1.3m, founded between 1990 and 1997.

CompanyTotal assetsGross margin
PHILJO Hechtel-Eksel€1.1m€0.02m
FINGHIS Silly€1.2m€0.02m
CITY BUSINESS Ukkel€1.2m€0.02m
MEVERA Lokeren€1.1m€0.02m
Deschrijver & C° Veurne€1.0m€0.02m
LEY INVESTMENTS Schilde€0.9m€0.02m
SUD PORTAS Messancy€1.3m€0.02m
Full comparison

Key facts about PHILJO

What is the company number of PHILJO?
The company number of PHILJO is 0455.147.259. The VAT number is the same number with BE in front: BE 0455.147.259.
Where is PHILJO based?
The registered office is at Grensstraat 9, 3940 Hechtel-Eksel.Company details
What does PHILJO do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of PHILJO?
The legal form of PHILJO is Private limited company (BV).
When was PHILJO founded?
PHILJO was founded on 27-04-1995.
Is PHILJO still active?
Yes, PHILJO is an active enterprise in the KBO register.
What is the turnover of PHILJO?
The turnover in financial year 2025 is ≈ €86,000. This figure is estimated from the gross margin of €19,980 and 37 comparable companies (NACE 68310). It probably lies between €29,000 and €150,000. It is a rough estimate.Financials
Is PHILJO profitable?
In financial year 2025, PHILJO made a profit of €37,433.
Where can I find the annual accounts of PHILJO?
PHILJO filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PHILJO due?
PHILJO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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