Equity
€9.1m from €24.0m in 2015
Equity fell by 62% in 10 years.
GC INVEST
Lifetime
19 annual accounts with figures on one time axis, 21 filings since 2005peak €361,742 (2018)
-€42,192▼ €190,421
lowest -€5.4m (2018)
€542,914▼ 92.2%
peak €24.0m (2015)
€9.1m▲ 6.4%
€5.7m▼ 54.0%
peak 0 FTE (2022)
0 FTE
Board3 names since 2019
1 directorClaeys Greet
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €148,230 to -€42,192Result from €6.9m to €542,914Debts from €12.5m to €5.7mInvestments €65,079Cash from €102,810 to €4,374
Key points
from the 2025 annual accountsResult
€542,914 ▼ 92.2%
The result fell in 2025 from €6.9m to €542,914.
Investments
€11,244 5.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.19 was 1.49 in 2024
Short-term debts fell from €11.9m to €5.3m.
Filings
21 annual accounts since 2005
Eight of the last ten came late. The 2022 accounts came latest: 179 days after the end of the period.
Position in the sector
€9.1m
More equity than 95% of companies in head offices and management consultancy. Sector median €323,509 · 10,866 companies.
Turnover not published (abbreviated format)
Checked score
70
Healthy
Financially stronger than 37% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 803 companies (NACE 70, medium-sized).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%▼ -0.3 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: 0.6%● unchanged vs 09-2026highest value
11-2026: 0.6%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 2.19, cash €4,374, halved
2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €14.8m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 52% of them on solvency, 19% on liquidity, 17% on profitability and 61% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as GC INVEST has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
The bankruptcy probability of GC INVEST itself is higher: 0.6% within 12 months. It rests on far more data about GC INVEST than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for GC INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €600,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.19 (1.49 in 2024), above the usual 1.5. Short-term debt is 35.6% and cash 0% of total assets. 38.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €9.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
70 days late
2023
36 days late
2022
179 days late
2021
99 days late
2020
2 days early
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 58 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (4 of the last 5 accounts filed within 78 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CG
Claeys Greet
Director, since 09-09-2019
Shares in 1 company, IMMO PALACE
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0869926286
Company renamed from PGC INVEST to GC INVEST
Registered office moved from Hasselt to Diepenbeek · New registered office: Kruisstraat 75, 3590 Diepenbeek · Previous registered office: Lazarijstraat 156/2.04, 3500 Hasselt · General meeting of 24-08-2021 · Gazette deed
Registered office moved from Herk-de-Stad to Hasselt
New registered office: Lazarijstraat 156 bus 2.04, 3500 Hasselt · Previous registered office: Stevoortweg 162, 3540 Herk-de-Stad · Board meeting of 02-06-2020 · Gazette deed
Amendment of the articles
Board composition: CLAEYS Margaretha Heidi Marie Jeanne (director) · Board composition: GUELINCKX Peter Paul Benoit (director) · General meeting of 02-04-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GC INVEST Diepenbeek | €14.8m | -€42,192 | 61.2% | 0 |
| EB Finances Tournai | €13.5m | -€49,430 | 72.8% | 0 |
| GB BEHEER Kapellen | €16.0m | -€86,787 | 78.0% | 0 |
| YR-Invest Aalst | €14.9m | -€8,742 | 99.4% | 0 |
| GULDENBERG INVESTERINGS - EN PARTICIPATIEMAATSCHAPPIJ Antwerp | €16.4m | -€475,793 | 90.7% | 0 |
| KICA HOLDING Maasmechelen | €10.9m | -€15,410 | 90.3% | 0 |
| WENGE Tournai | €18.9m | -€39,345 | 16.9% | 0 |
These companies have the same main activity as GC INVEST: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €11m and €19m, founded between 1999 and 2007.
Official details
Source: KBO- Status
- Active since 10-11-2004Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.145.257.7403590 Diepenbeek, since 10-11-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2025
Annual accounts 2025
- €14.8m▼ 29.5%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on GC INVEST
GC INVEST files the abbreviated format. That format states no turnover. The gross margin fell from €167,705 in 2007 to -€42,192 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GC INVEST
- What is the company number of GC INVEST?
- The company number of GC INVEST is 0869.926.286. The VAT number is the same number with BE in front: BE 0869.926.286.
- Where is GC INVEST based?
- The registered office is at Kruisstraat 75, 3590 Diepenbeek.Company details
- What does GC INVEST do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of GC INVEST?
- GC INVEST is a private limited company (BV).
- When was GC INVEST founded?
- GC INVEST was founded on 10-11-2004.
- Is GC INVEST still active?
- Yes, GC INVEST is an active enterprise in the KBO register.
- What is the turnover of GC INVEST?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is GC INVEST profitable?
- In financial year 2025, GC INVEST made a profit of €542,914.
- Where can I find the annual accounts of GC INVEST?
- GC INVEST filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GC INVEST due?
- GC INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.