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PERMANCO

Active
Public limited companyfounded 1989active for 37 yearsKattendijkdok-Westkaai 41, 2000 Antwerpen, Belgium32 active companies are registered at this addressKBO/BCE: BE 0437.406.850
Summary

PERMANCO has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.9m and a net result of €9.0m, of which €10.5m non-recurring income. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 81% of 10,771 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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PERMANCOActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
2 sites
Size
≈ €10.0mturnover 2025, estimated
Equity
€10.9m
Profit
€9.0m
Turnover estimated from the gross marginNet result +2,627%: merger
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 36 days early4 of 11 deeds summarised
Why 98raises riskLiquidity: current ratio 7.79, cash €235,218lowers riskSize: total assets €12.9mFigures for financial year 2025 (filed 25-06-2026)Founded in 1989Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 87% of its sector peers (NACE 70, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+4
equity 85.0% of total assets
Liquidity 52+3
short-term debt 3.0% · cash 1.8%
Profitability 100+18
return on assets 69.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (797 companies, NACE 70, medium-sized)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €1,050,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.79, compared with 0.26 in 2024, above the usual 1.5; short-term debt: 3% and cash: 1.8% of total assets), and 15% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized): better than 82% on solvency, 70% on liquidity, 98% on profitability and 97% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 7.79, cash €235,218
NBB · annual accounts
lowers risk · Size: total assets €12.9m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 25-06-2026)
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
108 days early
2023
29 days early
2022
6 days early
2021
25 days late
2020
23 days early
2020
1 day late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €9.0m ▲2,627%
  3. Liquidity more than 29 timescurrent ratio 7.79

Key points

  • Result rose in 2025merger with JAN VAN GENT ▲ 27× View
  • Positive: Among the best 5% on net resultsector median €37,739 · 10,771 companies €9.0m View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€12.9m
Profit
€9.0m
Solvency
85.0%
Total assets▲ 304%
Net result
20192025
Go to Financials

Timeline

Events
51
Since
1991
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €10m
  2. 09-05-2025Capital & shares · Purpose · Restructuring
  3. 14-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
03-05-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
The sole director
Annual meeting
First Monday of June at 10:00
Purpose
“Het beleggen, het intekenen op, vast ovememen, plaatsen, kopen, verkopen en verhandelen…” (deed in Dutch)
Go to Articles of association

Key facts about PERMANCO

What is the company number of PERMANCO?
0437.406.850. In Belgium the VAT number is the company number with BE in front: BE 0437.406.850.
Where is PERMANCO based?
The registered office is at Kattendijkdok-Westkaai 41, 2000 Antwerpen.Company details
What does PERMANCO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of PERMANCO?
Public limited company (NV).
When was PERMANCO founded?
On 03-05-1989.
Is PERMANCO still active?
Yes, PERMANCO is an active enterprise in the KBO register.
What is the turnover of PERMANCO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PERMANCO profitable?
In financial year 2025, PERMANCO made a profit of €9.0m.
Where can I find the annual accounts of PERMANCO?
PERMANCO filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PERMANCO due?
By 31-07-2027, for financial year 2026.Timeline

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