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Peko

Active Private limited companyfounded 1976active for 50 yearsRoute du Congrès de Polleur 53, 4910 TheuxKBO/BCE: BE 0416.575.111 #1 oldest company in Theux, Accommodation and food service sector

Lifetime

20 annual accounts with figures on one time axis, 42 filings since 1977
peak €921,785 (2022)
€506,623▲ 5.4%
lowest -€5,487 (2011)
€130,948▲ 110%
peak €1.8m (2022)
€614,168▲ 4.2%
€735,442▼ 20.9%
peak 4.3 FTE (2019)
3.3 FTE▼ 19.5%
Board3 names since 2021
2 directorsSRL LIKE and 1 other
Owners
  
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Result from €62,232 to €130,948Staff from 4.1 FTE to 3.3 FTEDividend €143,000Debts from €930,108 to €735,442

Key points

from the 2025 annual accounts

Equity

€614,168 from €1.8m in 2022

Equity fell by 67% in 3 years.

Result

€130,948 ▲ 110%
€62,2002024€131,0002025

The result rose in 2025 from €62,232 to €130,948.

Staff

3 employees on 31-12-2025
3536202146462022262520233333202487882025

In 2025, 87 people joined and 88 left.

Filings

42 annual accounts since 1977
AprilJune31 JulyOctober1980199520102025

Nine of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.

Board

1 left

A director left. Latest change 01-05-2026 · 1 in office.

Checked score

96
Excellent
Financially stronger than 69% of micro companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -0.7 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

69+7equity 43.7% of total assets
57+10short-term debt 42.8% · cash 22.0%
80+6return on assets 9.3%

Score breakdown

raises risk
2 of the last 3 accounts late
lowers risk
Founded in 1976
Size: 3.3 FTE, total assets €1.4m
Liquidity: current ratio 0.75, cash €309,814
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 66% of them on solvency, 72% on liquidity, 81% on profitability and 57% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as Peko has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Peko itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for Peko. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.75 (0.76 in 2024), below 1. Short-term debt is 42.8% and cash 22% of total assets. 56.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1976
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: 3.3 FTE, total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.75, cash €309,814
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €614,168
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
54 days late
2023
61 days late
2022
60 days late
2021
61 days late
2020
59 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SL
Director, Daniël Kersbergen, since 01-05-2025
  • Daniel KERSBERGEN 196 sharesdeed of 07-02-2024
  • Daphné LIGTVOET 54 sharesdeed of 07-02-2024
Board & ownership

Recent changes

New director SRL LIKE appointed, Daniël Kersbergen resigned · Permanent representative: Daniël Kersbergen · General meeting of 23-04-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0416575111
Demerger: PEKO splits off to LIKE Appointment: SRL VMD Réviseur d'entreprises (réviseur apports en nature deux sociétés à constituer) · Daniel KERSBERGEN holds 196 shares · Daphné LIGTVOET holds 54 shares · General meeting of 29-12-2023 · Gazette deed
Demerger proposal: PEKO splits off to LIKE Gazette deed
All 57 events

Comparable companies

same main activity, similar in size and age
Company
Peko Theux €1.4m €506,623 43.7% 3.3
CAMPING THALASSA Bredene €1.7m €691,979 88.8% 3.3
Jonckershof Middelkerke €2.1m €343,609 38.5% 3.5
CAMPING VOORHOUT Stekene €2.1m €784,825 76.4% 4.1
C.V.A. Erezée €2.1m €303,429 39.0% 3.3
Zomerzon Antwerp €0.9m €491,484 92.5% 5
CAMPING PARK METSU Bredene €2.2m €602,978 87.4% 2.9

These companies have the same main activity as Peko: accommodation (NACE 55300). They are comparable in size and age: total assets between €863,000 and €2.2m, founded between 1970 and 1987.

Official details

Source: KBO
Status
Active since 15-06-1976Normal situation
Activity
AccommodationNACE 55300and 1 other
Joint committee
302Hotels and catering · annual accounts 2025
Establishment units
2.013.206.0964910 Theux, since 15-06-1976
2.013.205.9972100 Antwerp, since 09-02-1977
Financial year end
31 December
Peppol
Reachable since 24-02-2025
Company details

Annual accounts 2025

≈ €870,000estimated
€1.4m▼ 11.1%
Employeeson 31-12-2025
3▼ 25.0%
Filing
Filed on 28-07-2026, 3 days before the end of the filing period
Financials

Insights on Peko

Peko files the abbreviated format. That format states no turnover. The gross margin rose from €221,637 in 2006 to €506,623 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Peko

What is the company number of Peko?
The company number of Peko is 0416.575.111. The VAT number is the same number with BE in front: BE 0416.575.111.
Where is Peko based?
The registered office is at Route du Congrès de Polleur 53, 4910 Theux.Company details
What does Peko do?
According to the KBO register, the main activity is accommodation (NACE 55300).
What is the legal form of Peko?
Peko is a private limited company (BV).
When was Peko founded?
Peko was founded on 15-06-1976.
Is Peko still active?
Yes, Peko is an active enterprise in the KBO register.
How many employees does Peko have?
Peko had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Peko fall under?
In its 2025 annual accounts, Peko states joint committee 302 (Hotels and catering).
What is the turnover of Peko?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €506,623 and 34 comparable companies (NACE 55). It probably lies between €730,000 and €1.1m.
Is Peko profitable?
In financial year 2025, Peko made a profit of €130,948.
Where can I find the annual accounts of Peko?
Peko filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Peko due?
Peko must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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