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PCON

Active
Private limited companyfounded 200917 yrs activeOtegemstraat 21, 8540 Deerlijk, BelgiumKBO/BCE: BE 0811.507.146

PCON has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €34k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 33% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▲+30
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 1.54 in 2024), but 66.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33.3%
Return on assets
8.1%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €141k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
14 d early
2023
28 d late
2022
7 d early
2021
30 d late
2020
8 d early
2019
36 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€141k▲ 31.9%
2024 · €107k
2018: €142k 2019: €155k 2020: €158k 2021: €158k 2022: €150k 2023: €101k 2024: €107k
2018 → 2025
Total assets
€423k▼ 7.6%
2024 · €458k
2018: €561k 2019: €540k 2020: €541k 2021: €505k 2022: €526k 2023: €474k 2024: €458k
2018 → 2025
Net result
€34k▼ 5.4%
2024 · €36k
2018: €3k 2019: €13k 2020: €3k 2021: €2k 2022: €-6k 2023: €566 2024: €36k
2018 → 2025
Working capital
€104k▲ 61.9%
2024 · €64k
2018: €68k 2019: €104k 2020: €118k 2021: €113k 2022: €93k 2023: €45k 2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€158k-€150k▼ 4.7%€101k▼ 32.9%€107k▲ 6.0%€141k▲ 31.9%
Operating result€14k-€3k▼ 74.8%€10k▲ 181%€59k▲ 504%€55k▼ 5.8%
Net result€2k-€-6k€566€36k▲ 6,276%€34k▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €14k€14kNet result 2021: €2k€2kOperating result 2022: €3k€3kNet result 2022: €-6k€-6kOperating result 2023: €10k€10kNet result 2023: €566€566Operating result 2024: €59k€59kNet result 2024: €36k€36kOperating result 2025: €55k€55kNet result 2025: €34k€34k20212022202320242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €423k
Fixed assets €249k▼ 9.3%
Current assets €174k▼ 5.2%
Equity and liabilities €423k
Equity €141k▲ 31.9%
Debt €282k▼ 19.7%
The debt ratio falls from 76.7% to 66.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€93k
2024 · €96k
Cash flow
€72k
2024 · €74k
Solvency
33.3%
2024 · 23.3%
Current ratio
2.48
2024 · 1.54
Quick ratio
2.45
2024 · 1.53
Debt / equity
2.00
2024 · 3.28
ROE
24.2%
2024 · 33.8%
ROA
8.1%
2024 · 7.9%
Interest coverage
18.51
2024 · 17.78
Debt
€282k
2024 · €351k
Debt ≤ 1 year
€70k
2024 · €119k
Debt > 1 year
€212k
2024 · €232k
Income taxes
€16k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€458k€423k
Fixed assets21/28€275k€249k
Intangible fixed assets21€86€0
Tangible fixed assets22/27€274k€249k
Plant, machinery and equipment23€964€576
Furniture and vehicles24€29k€20k
Other tangible fixed assets26€244k€229k
Current assets29/58€184k€174k
Stocks and contracts in progress3€573€2k
Stocks30/36€573€2k
Amounts receivable within one year40/41€109k€81k
Trade receivables40€87k€61k
Other amounts receivable41€23k€20k
Cash at bank and in hand54/58€69k€83k
Deferred charges and accrued income490/1€5k€9k
Equity and liabilities
Total equity and liabilities10/49€458k€423k
Equity10/15€107k€141k
Contributions10/11€19k€19k=
Reserves13€88k€122k
Distributable reserves133€88k€122k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€351k€282k
Amounts payable after more than one year17€232k€212k
Financial debts170/4€232k€212k
Amounts payable within one year42/48€119k€70k
Current portion of amounts payable after more than one year42€22k€20k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€9k€9k
Suppliers440/4€9k€9k
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€25k€19k
Taxes450/3€25k€19k
Other amounts payable47/48€63k€22k
Accrued charges and deferred income492/3€107€47
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k
Other operating charges640/8€2k€3k
Non-recurring operating charges66A€1k€0
Gross operating margin9900€100k€95k
Operating profit (loss)9901€59k€55k
Financial income75/76B€589€294
Recurring financial income75€589€294
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Profit (loss) for the period before taxes9903€54k€50k
Income taxes67/77€18k€16k
Profit (loss) for the period9904€36k€34k
Profit (loss) for the period to be appropriated9905€36k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€36k€34k
Transfer from equity791/2€30k€0
Transfer to equity691/2€36k€34k
To other reserves6921€36k€34k
Profit to be distributed694/7€30k€0
Return on contributions (dividend)694€30k€0

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €36k ▲6276%
Operating result €59k, net result €36k, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Back to profitnet €566
Net result €566 after one loss-making year.
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-6k ▼426%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €150kEq €155k ▲9%
2 profitable years in a row build equity to €155k.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
17-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Otegemstraat 218540 Deerlijk
Ground area
4,561 m²
Building footprint
457 m²
Volume, LiDAR
2,289 m³
Parcel 34392E0388/00D000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PCON
Otegemstraat 21, 8540 DeerlijkManufacture of wearing apparel
since 20092.178.470.639
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34392E0388/00D000 Flanders 4,561 m² 1 · 457 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,741 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-05-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0486909609
Establishment Deerlijk 2.178.470.639