Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0403287891
Company renamed to PATRIA
New name: PATRIA · Resignations: Philippe Jonckheere, Vincent Jonckheere and Luc Wynant · Reappointment: Luc Wynant (sole director) · General meeting of 31-12-2020 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as PATRIA: financial service activities, except insurance and pension funding (NACE 64910). They are comparable in size and age: total assets between €1.2m and €16m, founded between 1892 and 1976.
The company number of PATRIA is 0403.287.891. The VAT number is the same number with BE in front: BE 0403.287.891.
Where is PATRIA based?
The registered office is at Louizalaan 221, 1050 Ixelles.Company details
What does PATRIA do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64910).
What is the legal form of PATRIA?
Legal form of PATRIA: Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was PATRIA founded?
PATRIA was founded on 18-10-1929.
Is PATRIA still active?
Yes, PATRIA is an active enterprise in the KBO register.
What is the turnover of PATRIA?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €107,560 and 39 comparable companies (NACE 64). It probably lies between €140,000 and €220,000.Financials
Is PATRIA profitable?
In financial year 2025, PATRIA made a profit of €117,528.
Where can I find the annual accounts of PATRIA?
PATRIA filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PATRIA due?
PATRIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline