PACOME
ActivePACOME has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €70k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▼-75
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
30.9%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-10-2025, 191 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
191 d early
2024
163 d early
2023
155 d early
2022
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 99.6%
2024 · €256k
2022: €89k
2023: €178k
2024: €256k
2022 → 2025
Total assets
€228k▼ 27.8%
2024 · €315k
2022: €162k
2023: €226k
2024: €315k
2022 → 2025
Net result
€70k▼ 10.1%
2024 · €78k
2022: €88k
2023: €89k
2024: €78k
2022 → 2025
Working capital
€-24k
2024 · €227k
2022: €51k
2023: €144k
2024: €227k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€89k-€178k▲ 99.8%€256k▲ 44.0%€1k▼ 99.6%
Operating result€111k-€112k▲ 1.0%€98k▼ 12.5%€88k▼ 10.0%
Net result€88k-€89k▲ 0.9%€78k▼ 11.8%€70k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€25k▼ 14.3%
Current assets
€203k▼ 29.2%
Equity and liabilities €228k
Equity
€1k▼ 99.6%
Debt
€227k▲ 283%
The debt ratio rises from 18.8% to 99.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€93k▼
2024 · €103k
Cash flow
€75k▼
2024 · €83k
Solvency
0.4%▼
2024 · 81.2%
Current ratio
0.89▼
2024 · 4.84
Quick ratio
0.89▼
2024 · 4.84
ROA
30.9%▲
2024 · 24.8%
Interest coverage
617.65▼
2024 · 722.73
Debt
€227k▲
2024 · €59k
Debt ≤ 1 year
€227k▲
2024 · €59k
Income taxes
€18k▼
2024 · €20k
A ratio outside any meaningful range has been withheld (balance sheet total €228k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€228k▼
Fixed assets21/28€29k€25k▼
Intangible fixed assets21€29k€25k▼
Tangible fixed assets22/27€172-
Furniture and vehicles24€172-
Current assets29/58€286k€203k▼
Amounts receivable within one year40/41€48k€45k▼
Trade receivables40€48k€42k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€237k€158k▼
Deferred charges and accrued income490/1€477€504▲
Equity and liabilities
Total equity and liabilities10/49€315k€228k▼
Equity10/15€256k€1k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€255k-
Amounts payable17/49€59k€227k▲
Amounts payable within one year42/48€59k€227k▲
Trade debts44€1k€566▼
Suppliers440/4€1k€566▼
Taxes, remuneration and social security45€43k€10k▼
Taxes450/3€43k€10k▼
Other amounts payable47/48€15k€216k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€454€459▲
Gross operating margin9900€103k€93k▼
Operating profit (loss)9901€98k€88k▼
Financial charges65/66B€143€150▲
Recurring financial charges65€143€150▲
Profit (loss) for the period before taxes9903€98k€88k▼
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€78k€70k▼
Profit (loss) for the period to be appropriated9905€78k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€326k▲
Profit (loss) brought forward from the previous period14P€177k€255k▲
Profit to be distributed694/7-€326k
Return on contributions (dividend)694-€326k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Weakest financial yearnet €70k ▼10.1%
Net result drops to €70k, the lowest in the series.
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Equity above €200kEq €256k ▲44%
3 profitable years in a row build equity to €256k.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Highest result since 2022net €89k ▲0.9%
Operating result €112k, net result €89k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.98
Current ratio from 1.69 to 3.98; short-term debt falls from €73k to €48k.
30-09
Financial
Equity above €150kEq €178k ▲99.8%
2 profitable years in a row build equity to €178k.
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albertlaan 2161190 VorstGround area
139 m²
Building footprint
112 m²
Volume, LiDAR
1,109 m³
Parcel 21383B0112/00A000, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PACOME
since 20212.327.121.753
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0112/00A000 | Brussels | 139 m² | 1 · 112 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCHO IMMO
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.