P-vest
ActiveP-vest has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.45M and a net result of €68k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-25
Solvency65▼-35
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.98 in 2024; short-term debt: 22.5% and cash: 0.3% of total assets), and 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
0.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
30 d early
2023
28 d early
2022
3 d early
2021
2 d early
2020
7 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.45M▲ 59.4%
2024 · €2.79M
2018: €2.30M
2019: €2.31M
2020: €2.55M
2021: €2.57M
2022: €2.59M
2023: €3.05M
2024: €2.79M
2018 → 2025
Total assets
€11.19M▲ 249%
2024 · €3.20M
2018: €2.94M
2019: €2.85M
2020: €3.04M
2021: €3.03M
2022: €2.98M
2023: €3.32M
2024: €3.20M
2018 → 2025
Net result
€68k▼ 52.2%
2024 · €141k
2018: €978k
2019: €3k
2020: €240k
2021: €27k
2022: €22k
2023: €632k
2024: €141k
2018 → 2025
Working capital
€-616k▼ 6,437%
2024 · €-9k
2018: €46k
2019: €-33k
2020: €51k
2021: €11k
2022: €-36k
2023: €234k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.57M-€2.59M▲ 0.8%€3.05M▲ 17.5%€2.79M▼ 8.5%€4.45M▲ 59.4%
Operating result€42k-€27k▼ 35.2%€65k▲ 139%€20k▼ 69.1%€211k▲ 952%
Net result€27k-€22k▼ 18.9%€632k▲ 2,831%€141k▼ 77.6%€68k▼ 52.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 952% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.19M
Fixed assets
€9.29M▲ 232%
Current assets
€1.90M▲ 371%
Equity and liabilities €11.19M
Equity
€4.45M▲ 59.4%
Debt
€6.74M▲ 1,533%
The debt ratio rises from 12.9% to 60.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€468k▲
2024 · €35k
Cash flow
€325k▲
2024 · €156k
Solvency
39.7%▼
2024 · 87.1%
Current ratio
0.76▼
2024 · 0.98
Quick ratio
0.76▼
2024 · 0.98
Debt / equity
1.52▲
2024 · 0.15
ROE
1.5%▼
2024 · 5.1%
ROA
0.6%▼
2024 · 4.4%
Interest coverage
3.57▼
2024 · 36.91
Debt
€6.74M▲
2024 · €413k
Debt ≤ 1 year
€2.52M▲
2024 · €413k
Debt > 1 year
€4.23M
Income taxes
€25k▲
2024 · €11k
Staff costs
€116▲
2024 · €-13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.20M€11.19M▲
Fixed assets21/28€2.80M€9.29M▲
Tangible fixed assets22/27€15k€6.51M▲
Land and buildings22-€6.51M
Furniture and vehicles24€15k€0▼
Financial fixed assets28€2.79M€2.79M=
Current assets29/58€404k€1.90M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€375k€1.86M▲
Trade receivables40€8k€536k▲
Other amounts receivable41€367k€1.32M▲
Cash at bank and in hand54/58€10k€29k▲
Deferred charges and accrued income490/1€19k€18k▼
Equity and liabilities
Total equity and liabilities10/49€3.20M€11.19M▲
Equity10/15€2.79M€4.45M▲
Contributions10/11€1.33M€1.34M▲
Reserves13€1.46M€3.11M▲
Non-distributable reserves130/1-€10k
Reserves not available under the articles1311-€10k
Distributable reserves133€1.46M€3.10M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€413k€6.74M▲
Amounts payable after more than one year17-€4.23M
Financial debts170/4-€4.23M
Amounts payable within one year42/48€413k€2.52M▲
Current portion of amounts payable after more than one year42€0€388k▲
Trade debts44€580€1.55M▲
Suppliers440/4€580€1.55M▲
Taxes, remuneration and social security45€13k€25k▲
Taxes450/3€13k€25k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€400k€556k▲
Accrued charges and deferred income492/3-€641
Income statement
Code20242025
Remuneration, social security and pensions62€-13k€116▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€258k▲
Other operating charges640/8€115€126▲
Gross operating margin9900€22k€468k▲
Operating profit (loss)9901€20k€211k▲
Financial income75/76B€133k€14k▼
Recurring financial income75€133k€14k▼
Financial charges65/66B€949€131k▲
Recurring financial charges65€949€131k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€152k€93k▼
Income taxes67/77€11k€25k▲
Profit (loss) for the period9904€141k€68k▼
Profit (loss) for the period to be appropriated9905€141k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€68k▼
Transfer from equity791/2€259k€0▼
Transfer to equity691/2€0€68k▲
To other reserves6921€0€68k▲
Profit to be distributed694/7€400k€0▼
Return on contributions (dividend)694€400k€0▼
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity doublescurrent ratio 1.87
Current ratio from 0.80 to 1.87.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity doublescurrent ratio 1.42
Current ratio from 0.64 to 1.42.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €3k ▼99.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-12-2022
Resigned as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bietstraat 578800 RoeselareGround area
961 m²
Building footprint
248 m²
Volume, LiDAR
837 m³
Parcel 36504D0414/00E000, Flanders · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
P-vest
since 20202.299.386.978
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0414/00E000 | Flanders | 961 m² | 1 · 248 m² | 4.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INVESTBRA
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 2,800 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2017
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
77110Renting and leasing of cars and light motor vehicles
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.