Equity
-€155,135
Debts exceed assets in financial year 2025.
P.V.D.C.
Lifetime
10 annual accounts with figures on one time axisGross marginpeak -€89 (2025)
-€89▲ €3,634
Resultlowest -€1.8m (2020)
€1,050▲ €2,376
Equitypeak -€17,277 (2016)
-€155,135▲ €1,050
Debts
€155,489▲ 0.2%
Staffpeak 1 FTE (2018)
-not published
Board2 names since 2019
2 directorsLamens Peter and 1 other
Owners
via 100%LGV
Documentsfilings and deeds
30-07-20261 days before the deadline
2025abbreviated format
Gross margin from -€3,723 to -€89Back to profit: €1,050Cash from €371 to €165
Key points
from the 2025 annual accountsAt the same address
31 companies
Position in the sector
-43739.3%
Lower solvency than 95% of companies in real estate. Sector median 30.8% · 11,288 companies.
Turnover not published (abbreviated or micro format)
Checked score
55
Fair
Financially stronger than 49% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.2 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025
10-2025: 1.4%▲ +0.3 percentage points vs 09-2025highest value
11-2025: 1.0%▼ -0.4 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 0.9%▼ -0.1 percentage points vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.6 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
2 of the last 3 accounts late
Negative equity -€155,135
lowers risk
Size: total assets €355
Liquidity: current ratio 0.00, cash €165, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 95% on profitability and 48% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as P.V.D.C. has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of P.V.D.C. itself is lower: 0.4% within 12 months. It rests on far more data about P.V.D.C. than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for P.V.D.C.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11288 sector peers (2025).
NBB · sector comparisonPosition among 11288 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
61 days late
2023
65 days late
2022
12 days early
2021
78 days late
2020
31 days late
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 62 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LP
Lamens Peter
Director, since 14-11-2019
RM
Robberechts Monica
Director, since 14-11-2019
- LGVscore 67equity €274,855 (2025) · 2025 annual accounts of LGV
Recent changes
Environmental permit granted
Bouwen of herbouwen, Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Rotselaar
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0629901073
Incorporation
published on 12-05-2015 · Gazette deed
First establishment
Beukenlaan 61, Rotselaar
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| P.V.D.C. Herent | €355 | -€89 | -43739.3% | - |
| JVH Beheer en Ontwikkeling Antwerp | €394 | -€1,617 | -95523.0% | - |
| TERAMGA Chastre | €817 | -€551 | -899.3% | - |
| DEMEURE & PRESTIGE Grez-Doiceau | €533 | -€1,014 | -38035.6% | - |
| Les Jardins de Saint-Loup Ixelles | €1,171 | -€1,342 | 71.0% | - |
| BENOZZI IMMO Erquelinnes | €704 | -€861 | -935.0% | - |
| CSM Development Brussels | €1,075 | -€2,473 | -482959.3% | - |
These companies have the same main activity as P.V.D.C.: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €394 and €1,170, founded between 2005 and 2020.
Official details
Source: KBO- Status
- Active since 08-05-2015Normal situation
- Registered office
- 32 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 6 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Establishment unit
- 2.244.986.9053110 Rotselaar, since 08-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- Total assets
- €355▼ 36.2%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on P.V.D.C.
P.V.D.C. files the abbreviated format. That format states no turnover. The gross margin rose from -€137,564 in 2016 to -€89 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about P.V.D.C.
- What is the company number of P.V.D.C.?
- The company number of P.V.D.C. is 0629.901.073. The VAT number is the same number with BE in front: BE 0629.901.073.
- Where is P.V.D.C. based?
- The registered office is at Tildonksesteenweg 62, 3020 Herent.Company details
- What does P.V.D.C. do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of P.V.D.C.?
- P.V.D.C. is a private limited company (pre-2019) (BVBA).
- When was P.V.D.C. founded?
- P.V.D.C. was founded on 08-05-2015.
- Is P.V.D.C. still active?
- Yes, P.V.D.C. is an active enterprise in the KBO register.
- How many employees does P.V.D.C. have?
- P.V.D.C. had an average of 0.2 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of P.V.D.C.?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is P.V.D.C. profitable?
- In financial year 2025, P.V.D.C. made a profit of €1,050.
- Where can I find the annual accounts of P.V.D.C.?
- P.V.D.C. filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of P.V.D.C. due?
- P.V.D.C. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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