Losses
-€116,241 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
P & C Consult
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €158,188 (2019)
-€23,355▼ €60,084
lowest -€79,710 (2025)
-€79,710▼ €57,459
peak €698,273 (2022)
€585,780▼ 11.5%
€186,369▼ 2.6%
Board1 name since 2023
1 directorCORYN Patrick
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Gross margin from €36,729 to -€23,355Loss of €79,710Cash from €29,310 to €7,858
Key points
from the 2025 annual accountsFilings
21 annual accounts since 2005
Three of the last ten came late. The 2022 accounts came latest: 24 days after the end of the period.
Position in the sector
-€79,710
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,142 · 39,376 companies.
Turnover not published (micro format)
Checked score
87
Excellent
Financially stronger than 37% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €79,710, the second in a row (financial year 2025)
Liquidity: current ratio 0.09, cash €7,858, halved
lowers risk
Size: total assets €772,149
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 24% on liquidity, 9% on profitability and 27% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 929 companies had the same profile as P & C Consult has now. Each dot stands for 3 companies, two years later.
90.1%
were still trading
8.8%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of P & C Consult itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for P & C Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.29 in 2024), below 1. Short-term debt is 21.7% and cash 1% of total assets. 24.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€79,710
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
40 days early
2023
7 days early
2022
24 days late
2021
33 days early
2020
11 days late
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0866240385
Appointment: CORYN Patrick (director)
100 shares · Gazette deed
First establishment
Trieststraat 29, Assenede
Incorporation
published on 16-07-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| P & C Consult Assenede | €772,149 | -€23,355 | 75.9% | - |
| JNP SOLUTIONS Lokeren | €752,656 | -€41,141 | 60.6% | - |
| SBMS Zottegem | €709,618 | -€8,048 | 61.7% | - |
| BELGAFIN INTERNATIONAL Kruisem | €814,774 | -€9,629 | 99.7% | - |
| BOUMA Geraardsbergen | €647,731 | -€1,213 | 92.3% | - |
| JANJER Temse | €633,466 | €301 | 68.4% | - |
| Wambacq Aalst | €683,328 | €168 | 91.5% | - |
These companies have the same main activity as P & C Consult: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €633,000 and €815,000, founded between 2001 and 2006.
Official details
Source: KBO- Status
- Active since 23-06-2004Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.138.736.2719960 Assenede, since 16-07-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Insights on P & C Consult
P & C Consult files the micro format. That format states no turnover. The gross margin fell from €20,943 in 2006 to -€23,355 in 2025.
The balance sheet grew most in 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about P & C Consult
- What is the company number of P & C Consult?
- The company number of P & C Consult is 0866.240.385. The VAT number is the same number with BE in front: BE 0866.240.385.
- Where is P & C Consult based?
- The registered office is at Trieststraat 29, 9960 Assenede.Company details
- What does P & C Consult do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of P & C Consult?
- P & C Consult is a private limited company (BV).
- When was P & C Consult founded?
- P & C Consult was founded on 23-06-2004.
- Is P & C Consult still active?
- Yes, P & C Consult is an active enterprise in the KBO register.
- What is the turnover of P & C Consult?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is P & C Consult profitable?
- In financial year 2025, P & C Consult made a loss of €79,710.
- Where can I find the annual accounts of P & C Consult?
- P & C Consult filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of P & C Consult due?
- P & C Consult must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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