OWIMED
ActiveThe computed 12-month bankruptcy probability of OWIMED is 7.7% (elevated). The 2024 annual accounts show negative equity (€-28k) and a net result of €-23k. Equity is shrinking by ~40.5% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
14
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.8 in 2023; short-term debt: 261.8% and cash: 17.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-161.8%
Return on assets
-135.5%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-28k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
141 d late
2022
99 d late
2021
334 d late
2020
548 d late
2019
194 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-23k▲ 44.8%
2023 · €-42k
2018: €51k
2019: €-30k
2020: €-5k
2021: €18k
2022: €-17k
2023: €-42k
2018 → 2024
Working capital
€-29k▼ 351%
2023 · €-6k
2018: €66k
2019: €34k
2020: €30k
2021: €52k
2022: €35k
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€37k-€55k▲ 48.8%€37k▼ 31.6%€-4k€-28k▼ 515%
Operating result€-6k-€18k€-7k€-26k▼ 254%€-20k▲ 25.5%
Net result€-5k-€18k€-17k€-42k▼ 142%€-23k▲ 44.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €26k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €17k
Fixed assets
€2k▼ 18.7%
Current assets
€15k▼ 40.1%
Key figures and ratios
EBITDA
€-19k▲
2023 · €-25k
Cash flow
€-23k▲
2023 · €-40k
Solvency
-161.8%▼
2023 · -16.2%
Current ratio
0.35▼
2023 · 0.80
Quick ratio
0.35▼
2023 · 0.80
Debt / equity
-1.62▲
2023 · -7.18
ROA
-135.5%▲
2023 · -151.0%
Interest coverage
-4.43▲
2023 · -19.31
Debt
€45k▲
2023 · €32k
Debt ≤ 1 year
€45k▲
2023 · €32k
Income taxes
€178▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€28k€17k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€380-
Furniture and vehicles24€380-
Financial fixed assets28€2k€2k▲
Current assets29/58€26k€15k▼
Amounts receivable within one year40/41€24k€9k▼
Trade receivables40€3k-
Other amounts receivable41€21k€9k▼
Cash at bank and in hand54/58€863€3k▲
Deferred charges and accrued income490/1€738€4k▲
Equity and liabilities
Total equity and liabilities10/49€28k€17k▼
Equity10/15€-4k€-28k▼
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-26k€-49k▼
Amounts payable17/49€32k€45k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€32k€45k▲
Current portion of amounts payable after more than one year42€2k-
Financial debts43€1k€565▼
Credit institutions430/8€1k€565▼
Trade debts44€4k€20k▲
Suppliers440/4€4k€20k▲
Taxes, remuneration and social security45€25k€24k▼
Taxes450/3€23k€24k▲
Remuneration and social security454/9€2k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€380▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€-24k€-17k▲
Operating profit (loss)9901€-26k€-20k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€-25k€-23k▲
Income taxes67/77€16k€178▼
Profit (loss) for the period9904€-42k€-23k▲
Profit (loss) for the period to be appropriated9905€-42k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-49k▼
Profit (loss) brought forward from the previous period14P€16k€-26k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 334 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 548 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 194 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Frélaan 2671180 UkkelGround area
2.8 ha
Building footprint
801 m²
Volume, LiDAR
16,961 m³
2 parcels, Brussels, Wallonia · tallest building 26.5 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
De Frélaan 267, 1180 Ukkel
since 20182.274.179.252
Rue de la Balance 1, 5600 Philippeville
since 20212.328.115.707
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0286/00W014 | Brussels | 2.7 ha | 1 · 743 m² | 26.5 m · 8 fl. |
| 93056D0165/00A000 | Wallonia | 88 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2018
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.