Equity
€2.9m ▲ 29.2%
OVERDRIVE has made a profit without a break since 2018.
OVERDRIVE
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €1.2m (2021)
-not published
lowest -€85,478 (2008)
€715,721▲ 50.6%
peak €2.9m (2026)
€2.9m▲ 29.2%
€8.7m▲ 25.6%
peak 7.6 FTE (2017)
4 FTE▼ 7.0%
Board6 names since 2019
1 directorROISEUX Jean-Louis
Owners3 names in the annual accounts
Documentsfilings and deeds
31-10-2026on the last day
2026financial year
Result from €475,132 to €715,7211 statutory auditor appointed, 2 directors appointed, 2 reapp… 11-03Equity from €2.2m to €2.9mDebts from €6.9m to €8.7mCash from €96,659 to €186,127
Key points
from the 2026 annual accountsResult
€715,721 ▲ 50.6%
The result rose in 2026 from €475,132 to €715,721.
Debts
€8.7m 75% of the balance sheet
Financial debts 36%Suppliers 55%Taxes and wages 4%Other 6%
Of this, €7.6m falls due within a year.
Staff
4 FTE from 7.6 in 2017
Between 2017 and 2026, 47% of the full-time equivalents disappeared.
Payment terms
96 days to suppliers
OVERDRIVE pays its suppliers 26 days later than in 2025. Customers pay 13 days later.
Filings
35 annual accounts since 1991
Eight of the last ten came late. The 2021 accounts came latest: 229 days after the end of the period.
Checked score
81
Excellent
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.3%▼ -0.1 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.2%▼ -0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.6%▲ +0.3 percentage points vs 10-2025
12-2025: 0.7%▲ +0.1 percentage points vs 11-2025
01-2026: 0.9%▲ +0.2 percentage points vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.2%▲ +0.3 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.1%● unchanged vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.6%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 0.5%▼ -1.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.28, cash €186,127
2 of the last 3 accounts late
Equity €2.9m (24.7% of total assets)
lowers risk
Founded in 1990
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 16% on liquidity, 51% on profitability and 65% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as OVERDRIVE has now. Each dot stands for 10 companies, two years later.
95.0%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OVERDRIVE itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for OVERDRIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €230,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.28 (1.07 in 2025), below the usual 1.5. Short-term debt is 65.7% and cash 1.6% of total assets. 75.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-10-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
on the day
2025
151 days late
2024
46 days late
2023
27 days late
2022
37 days late
2021
229 days late
2020
138 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 90 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 7 December (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- 68SC 100%score 83equity €52,301 (2025) · 2025 annual accounts of 68SC
- PLANET OF SPORTS consolidatesannual accounts 31-03-2020
Recent changes
1 statutory auditor appointed, 2 directors appointed, 2 reappointments
Reappointments: FORTIN Jean-Marc (managing director) and ROISEUX Jean-Louis · Appointments: Rewise Office Liège (statutory auditor), Pascal Celen (représentant de rewise office liège) and Alexandre Lecler (représentant de rewise office liège) · General meeting of 02-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442088881
Reappointments: FORTIN Jean-Marc (managing director) and ROISEUX Jean-Louis (director)
General meeting of 24-09-2019 · Gazette deed
First establishment
Rue de l'Entreprise 1, Villers-le-Bouillet
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OVERDRIVE Villers-le-Bouillet | €20.0m | 5.5% | 24.7% | 4 |
| AUTO'S KRIS Boortmeerbeek | €14.0m | 2.4% | 67.2% | 6 |
| AUTOWIL Ans | €24.1m | 1.3% | 4.1% | 9.2 |
| AUTO FRANK Kruisem | €19.3m | 3.7% | 42.8% | 4 |
| Lavrijsen Herentals Brecht | €26.5m | 0.6% | 9.4% | 6.9 |
| GARAGE VANDENBERGHE VINCENT Sint-Martens-Latem | €14.6m | 0.0% | 66.6% | 2 |
| HEUSDENS RENTING Sint-Truiden | €18.0m | 2.8% | 37.5% | 7 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as OVERDRIVE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €5.8m and €19m, founded between 1983 and 1996.
Official details
Source: KBO- Status
- Active since 23-10-1990Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 3 others
- Joint committees
- 112Garages
- 200Auxiliary committee for white-collar workers · annual accounts 31-03-2025
- Establishment unit
- 2.050.722.0354530 Villers-le-Bouillet, since 31-05-1996
- Financial year end
- 31 March
- Peppol
- Reachable since 10-09-2025
Annual accounts to 31-03-2026
- €11.6m▲ 26.4%
- Employeeson 31-03-2026
- 4=
- Filing
- Filed on 31-10-2026, on the last day of the filing period
Insights on OVERDRIVE
OVERDRIVE has existed since 1990. In 2015 the gross margin rose from €357,793 to €907,035 and staff from 3.8 to 4.8 full-time equivalents.
68SC holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OVERDRIVE
- What is the company number of OVERDRIVE?
- The company number of OVERDRIVE is 0442.088.881. The VAT number is the same number with BE in front: BE 0442.088.881.
- Where is OVERDRIVE based?
- The registered office is at Rue de l'Entreprise 1, 4530 Villers-le-Bouillet.Company details
- What does OVERDRIVE do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of OVERDRIVE?
- OVERDRIVE is a public limited company (NV).
- When was OVERDRIVE founded?
- OVERDRIVE was founded on 23-10-1990.
- Is OVERDRIVE still active?
- Yes, OVERDRIVE is an active enterprise in the KBO register.
- How many employees does OVERDRIVE have?
- OVERDRIVE had an average of 4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does OVERDRIVE fall under?
- In its 31-03-2025 annual accounts, OVERDRIVE states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of OVERDRIVE?
- The turnover of OVERDRIVE was €20.0m in financial year 2026, according to the filed annual accounts.
- Is OVERDRIVE profitable?
- In financial year 2026, OVERDRIVE made a profit of €715,721.
- Where can I find the annual accounts of OVERDRIVE?
- OVERDRIVE filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of OVERDRIVE due?
- OVERDRIVE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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