OVEN
ActiveThe computed 12-month bankruptcy probability of OVEN is 1.9% (moderate). The 2023 annual accounts show equity of €79k and a net result of €-34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 91% of 18020 sector peers (fiscal year 2023). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
70
/ 100
Healthy▲ +8 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 5.12 against 12.62 in 2022), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
80.5%
Return on assets
-34.7%
Age of the figures
32 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2022 and 2023); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2023Net result per financial year
181920212223
2018 to 2023 · latest year -€34k
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline15-09-2026 today
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-08-2024, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
21 d late
2022
7 d early
2021
16 d early
2020
31 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€79k▼ 30.1%
2022 · €112k
2018: €-27k
2019: €-68k
2020: €3k
2021: €156k
2022: €112k
2018 → 2023
Total assets
€98k▼ 20.0%
2022 · €122k
2018: €20k
2019: €100k
2020: €100k
2021: €193k
2022: €122k
2018 → 2023
Net result
€-34k▲ 21.9%
2022 · €-43k
2018: €-406
2019: €-41k
2020: €71k
2021: €173k
2022: €-43k
2018 → 2023
Working capital
€79k▼ 30.1%
2022 · €112k
2018: €-24k
2019: €-73k
2020: €3k
2021: €154k
2022: €112k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-68k-€3k€156k▲ 5,342%€112k▼ 27.8%€79k▼ 30.1%
Operating result€-39k-€73k€211k▲ 187%€-42k€-33k▲ 22.3%
Net result€-41k-€71k€173k▲ 143%€-43k€-34k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2023 against €42k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €98k
Equity
€79k▼ 30.1%
Debt
€19k▲ 97.3%
The debt ratio rises from 7.9% to 19.5%: debt grows while equity shrinks.
Key figures and ratios
Solvency
80.5%▼
2022 · 92.1%
Current ratio
5.12▼
2022 · 12.62
Quick ratio
5.12▼
2022 · 12.62
Debt / equity
0.24▲
2022 · 0.09
ROE
-43.1%▼
2022 · -38.6%
ROA
-34.7%▲
2022 · -35.5%
Debt
€19k▲
2022 · €10k
Debt ≤ 1 year
€19k▲
2022 · €10k
Income taxes
€132▲
2022 · €106
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€122k€98k▼
Current assets29/58€122k€98k▼
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€2k€8k▲
Other amounts receivable41€16k€8k▼
Cash at bank and in hand54/58€102k€81k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€122k€98k▼
Equity10/15€112k€79k▼
Contributions10/11€19k€19k=
Reserves13€94k€60k▼
Distributable reserves133€94k€60k▼
Amounts payable17/49€10k€19k▲
Amounts payable within one year42/48€10k€19k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Advances received on contracts in progress46€6k€5k▼
Taxes, remuneration and social security45€806€2k▲
Taxes450/3€106€132▲
Remuneration and social security454/9€700€1k▲
Income statement
Code20222023
Other operating charges640/8€450€493▲
Gross operating margin9900€-42k€-32k▲
Operating profit (loss)9901€-42k€-33k▲
Financial income75/76B€310€234▼
Recurring financial income75€310€234▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-43k€-34k▲
Income taxes67/77€106€132▲
Profit (loss) for the period9904€-43k€-34k▲
Profit (loss) for the period to be appropriated9905€-43k€-34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-34k▲
Transfer from equity791/2€43k€34k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-43k ▼125%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 12.62
Current ratio from 5.17 to 12.62; short-term debt falls from €37k to €10k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €173k ▲143%
Operating result €211k, net result €173k, both a record.
31-12
Financial
Liquidity times 5current ratio 5.17
Current ratio from 1.03 to 5.17; short-term debt falls from €93k to €37k.
31-12
Financial
Equity above €150kEq €156k ▲5342%
2 profitable years in a row build equity to €156k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €71k
Net result €71k after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
21-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldlei 352970 SchildeGround area
1.0 ha
Building footprint
1,673 m²
Volume, LiDAR
5,253 m³
2 parcels, Flanders · tallest building 19.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Horeca rinkven
since 19912.038.564.866
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0034/00S000 | Flanders | 7,546 m² | 1 · 1,496 m² | 19.4 m |
| 11041B0310/00R002 | Flanders | 2,608 m² | 1 · 176 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMCY
BE 0472.707.130
Antwerpen · Eq €79k
Dehem
BE 0558.957.946
Antwerpen · Eq €79k
HAPPY DAYNE
BE 0463.080.770
Florenville · Eq €79k
SYLVIE
BE 0755.391.854
Antwerpen · Eq €79k
NEW FANTASIA
BE 0466.425.686
Kapelle-op-den-Bos · Eq €78k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,667 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-1988
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.