Châssis Deckers
ActiveSummary
Châssis Deckers has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €224k and a net result of €25k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 58% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74=
Solvency67▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.65 in 2023; short-term debt: 56% and cash: 28.5% of total assets), but 58.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €224k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
65 d late
2022
56 d late
2021
88 d late
2020
13 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€613k
EBIT margin
9.9%
Net result
€25k▲ 7.8%
2023 · €23k
2018: €47khighest in 7 years
2019: €12k▼ -75.1% vs 2018
2020: €8k▼ -28.9% vs 2019
2021: €-48k▼ -675% vs 2020lowest in 7 years
2022: €-20k▲ +59.1% vs 2021
2023: €23k▲ +216% vs 2022
2024: €25k▲ +7.8% vs 2023
2018 → 2024
Working capital
€227k▲ 13.8%
2023 · €199k
2018: €208k
2019: €215k▲ +3.2% vs 2018
2020: €199k▼ -7.5% vs 2019
2021: €174k▼ -12.6% vs 2020
2022: €168k▼ -3.0% vs 2021lowest in 7 years
2023: €199k▲ +18.2% vs 2022
2024: €227k▲ +13.8% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€244k-€196k▼ 19.7%€176k▼ 10.1%€199k▲ 12.9%€224k▲ 12.3%
2020: €244khighest in 5 years
2021: €196k▼ -19.7% vs 2020
2022: €176k▼ -10.1% vs 2021lowest in 5 years
2023: €199k▲ +12.9% vs 2022
2024: €224k▲ +12.3% vs 2023
Operating result€10k-€-50k€-18k▲ 63.1%€23k€27k▲ 14.7%
2020: €10k
2021: €-50k▼ -621% vs 2020lowest in 5 years
2022: €-18k▲ +63.1% vs 2021
2023: €23k▲ +228% vs 2022
2024: €27k▲ +14.7% vs 2023highest in 5 years
Net result€8k-€-48k€-20k▲ 59.1%€23k€25k▲ 7.8%
2020: €8k
2021: €-48k▼ -675% vs 2020lowest in 5 years
2022: €-20k▲ +59.1% vs 2021
2023: €23k▲ +216% vs 2022
2024: €25k▲ +7.8% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 15% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €535k
Fixed assets
€9k ▼ 49.5%
Current assets
€527k ▲ 4.6%
Equity and liabilities €535k
Equity
€224k ▲ 12.3%
Debt
€312k ▼ 3.1%
Debt's share of the balance-sheet total falls from 61.8% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2023 · €32k
Cash flow
€33k▲
2023 · €31k
Current ratio
1.76▲
2023 · 1.65
Quick ratio
1.53▲
2023 · 1.43
Debt to equity
1.39▼
2023 · 1.62
ROE
11.0%▼
2023 · 11.5%
ROA
4.6%▲
2023 · 4.4%
Interest coverage
14.14▼
2023 · 14.22
Debt ≤ 1 year
€300k▼
2023 · €304k
Income taxes
€455▲
2023 · €123
Staff costs
€24k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€521k€535k▲
Fixed assets21/28€17k€9k▼
Tangible fixed assets22/27€17k€9k▼
Plant, machinery and equipment23€544€427▼
Furniture and vehicles24€16k€8k▼
Other tangible fixed assets26€453€302▼
Financial fixed assets28€73€0▼
Current assets29/58€504k€527k▲
Stocks and contracts in progress3€68k€68k=
Stocks30/36€68k€68k=
Amounts receivable within one year40/41€339k€282k▼
Trade receivables40€325k€256k▼
Other amounts receivable41€14k€25k▲
Cash at bank and in hand54/58€71k€153k▲
Deferred charges and accrued income490/1€26k€24k▼
Equity and liabilities
Total equity and liabilities10/49€521k€535k▲
Equity10/15€199k€224k▲
Contributions10/11€25k€25k=
Reserves13€103k€103k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€101k€101k=
Profit (loss) carried forward14€71k€95k▲
Amounts payable17/49€322k€312k▼
Amounts payable within one year42/48€304k€300k▼
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€22k€21k▼
Suppliers440/4€22k€21k▼
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€28k€9k▼
Taxes450/3€5k€5k▼
Remuneration and social security454/9€23k€4k▼
Other amounts payable47/48€254k€259k▲
Accrued charges and deferred income492/3€17k€12k▼
Income statement
Code20232024
Remuneration, social security and pensions62€22k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€19k€703▼
Gross operating margin9900€72k€60k▼
Operating profit (loss)9901€23k€27k▲
Financial income75/76B€2k€612▼
Recurring financial income75€4€612▲
Non-recurring financial income76B€2k-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€23k€25k▲
Income taxes67/77€123€455▲
Profit (loss) for the period9904€23k€25k▲
Profit (loss) for the period to be appropriated9905€23k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€95k▲
Profit (loss) brought forward from the previous period14P€48k€71k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €40k | €39k | €22k | €24k | ▲ 8.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €17k | €10k | €8k | €9k | ▲ 0.9% |
| Other operating charges640/8 | - | €930 | €1k | €19k | €703 | ▼ 96.2% |
| Non-recurring operating charges66A | - | - | €600 | - | - | - |
| Gross operating margin9900 | €47k | €9k | €32k | €72k | €60k | ▼ 17.4% |
| Operating profit (loss)9901 | €10k | €-50k | €-18k | €23k | €27k | ▲ 14.7% |
| Financial income75/76B | - | €3k | €6 | €2k | €612 | ▼ 64.0% |
| Recurring financial income75 | €3k | €3k | €6 | €4 | €612 | ▲ 16,815% |
| Non-recurring financial income76B | - | - | - | €2k | - | - |
| Financial charges65/66B | - | €2k | €1k | €2k | €3k | ▲ 11.7% |
| Recurring financial charges65 | €1k | €2k | €1k | €2k | €3k | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | €11k | €-48k | €-19k | €23k | €25k | ▲ 9.2% |
| Income taxes67/77 | €3k | €262 | €244 | €123 | €455 | ▲ 269% |
| Profit (loss) for the period9904 | €8k | €-48k | €-20k | €23k | €25k | ▲ 7.8% |
| Profit (loss) for the period to be appropriated9905 | €8k | €-48k | €-20k | €23k | €25k | ▲ 7.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €533k | €493k | €561k | €521k | €535k | ▲ 2.8% |
| Fixed assets21/28 | €51k | €34k | €25k | €17k | €9k | ▼ 49.5% |
| Tangible fixed assets22/27 | €51k | €34k | €25k | €17k | €9k | ▼ 49.3% |
| Plant, machinery and equipment23 | - | €0 | €0 | €544 | €427 | ▼ 21.4% |
| Furniture and vehicles24 | - | €33k | €25k | €16k | €8k | ▼ 50.7% |
| Other tangible fixed assets26 | - | €755 | €604 | €453 | €302 | ▼ 33.3% |
| Financial fixed assets28 | €73 | €73 | €73 | €73 | €0 | ▼ 100% |
| Current assets29/58 | €482k | €459k | €535k | €504k | €527k | ▲ 4.6% |
| Stocks and contracts in progress3 | €68k | €103k | €68k | €68k | €68k | = |
| Stocks30/36 | - | €68k | €68k | €68k | €68k | = |
| Contracts in progress37 | - | €34k | €0 | - | - | - |
| Amounts receivable within one year40/41 | €295k | €298k | €379k | €339k | €282k | ▼ 16.8% |
| Trade receivables40 | - | €271k | €299k | €325k | €256k | ▼ 21.1% |
| Other amounts receivable41 | - | €27k | €80k | €14k | €25k | ▲ 81.4% |
| Cash at bank and in hand54/58 | €93k | €34k | €62k | €71k | €153k | ▲ 116% |
| Deferred charges and accrued income490/1 | - | €25k | €25k | €26k | €24k | ▼ 7.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €533k | €493k | €561k | €521k | €535k | ▲ 2.8% |
| Equity10/15 | €244k | €196k | €176k | €199k | €224k | ▲ 12.3% |
| Contributions10/11 | - | €25k | €25k | €25k | €25k | = |
| Outside capital11 | - | €25k | - | - | - | - |
| Other1109/19 | - | €25k | - | - | - | - |
| Reserves13 | €103k | €103k | €103k | €103k | €103k | = |
| Non-distributable reserves130/1 | - | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | - | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | - | €101k | €101k | €101k | €101k | = |
| Profit (loss) carried forward14 | €116k | €68k | €48k | €71k | €95k | ▲ 34.8% |
| Amounts payable17/49 | €289k | €297k | €384k | €322k | €312k | ▼ 3.1% |
| Amounts payable within one year42/48 | €283k | €286k | €367k | €304k | €300k | ▼ 1.4% |
| Financial debts43 | - | €0 | €0 | €0 | €0 | - |
| Credit institutions430/8 | - | €0 | €0 | €0 | €0 | - |
| Trade debts44 | €136k | €92k | €80k | €22k | €21k | ▼ 4.1% |
| Suppliers440/4 | - | €92k | €80k | €22k | €21k | ▼ 4.1% |
| Advances received on contracts in progress46 | - | - | - | - | €10k | - |
| Taxes, remuneration and social security45 | - | €13k | €20k | €28k | €9k | ▼ 67.5% |
| Taxes450/3 | - | €2k | €2k | €5k | €5k | ▼ 1.8% |
| Remuneration and social security454/9 | - | €12k | €18k | €23k | €4k | ▼ 82.1% |
| Other amounts payable47/48 | - | €181k | €267k | €254k | €259k | ▲ 2.0% |
| Accrued charges and deferred income492/3 | - | €12k | €17k | €17k | €12k | ▼ 32.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €-48k | €-20k | €23k | €25k | ▲ 7.8% |
| + Depreciation and write-downs630 | €10k | €17k | €10k | €8k | €9k | ▲ 0.9% |
| Operating cash flow (approximation) | €18k | €-31k | €-10k | €31k | €33k | ▲ 5.9% |
| Investment in fixed assets (approximation) | - | €0 | €-869 | €-582 | €73 | ▲ 113% |
| Change in cash | - | €-59k | €29k | €8k | €82k | ▲ 900% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Equity above €200kEq €224k ▲12.3%
2 profitable years in a row build equity to €224k.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Voeren · 1 establishment unit since 2010
Ground area
860 m²
Building footprint
715 m²
Volume, LiDAR
4,203 m³
2 parcels, Flanders, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue d'Artagnan(VIS) 28, 4600 Visé
since 20102.206.420.101
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0131/00Y000 | Wallonia | 570 m² | 1 · 577 m² | 7.8 m · 2 fl. |
| 73075A0322/00H000 | Flanders | 291 m² | 1 · 139 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 3,863 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2010
Fiscal year end31-12
Legal name NL
OSR
Activities, NACEBEL 2025
41001General construction of residential buildings
68110Buying and selling of own real estate
43130Specialised construction activities
43320Joinery installation
43410Roofing work
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.