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DDL

Active
Private limited companyfounded 2003active for 22 yearsGentse Steenweg 312, 9620 Zottegem, BelgiumKBO/BCE: BE 0861.914.086
Summary

The computed 12-month bankruptcy probability of DDL is 4.6% (elevated). The 2024 annual accounts show equity of €42,849 and a net result of €702. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 26,023 sector peers (NACE 47, financial year 2024). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€126,504total assets 2024
Equity
€42,849
Profit
€702
Turnover not published (micro format)
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.6%
Structure
Accounts 71 days overdue1 of 5 deeds read
Why 38raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 29-08-2025)1 financial year not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 latelowers riskFounded in 2003Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 40% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 59-24
equity 33.9% of total assets
Liquidity 17-23
short-term debt 66.1% · cash 1.7%
Profitability 69+39
return on assets 0.6%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,188 companies, NACE 47, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 0.7%▼ -0.7 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 0.6%▼ -0.6 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 1.9%▲ +1.3 percentage points vs 06-2026 08-2026: 2.4%▲ +0.5 percentage points vs 07-2026 09-2026: 3.0%▲ +0.6 percentage points vs 08-2026 10-2026: 4.6%▲ +1.6 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 1.0, compared with 0.8 in 2023; short-term debt: 66.1% and cash: 1.7% of total assets), and 66.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 49% on solvency, 16% on liquidity, 50% on profitability and 44% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 29-08-2025)
NBB · annual accounts
lowers risk · Founded in 2003
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 days late
2023
28 days late
2022
126 days late
2021
59 days late
2020
22 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 32 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignations: Cop Daniella (director) and Danckaert…Appointment: De Latte Ingrid (non-statutory…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €702

Key points

  • Caution: Board changedlatest change 16-06-2026 · 1 in office 1 joined · 2 left View
  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Total assets 20246 financial years filed €126,504 View

By topic

Financials

Financial year
2024
Total assets
€126,504
Profit
€702
Solvency
33.9%
Total assets▲ 73.0%
Net result
20182024
Go to Financials

Timeline

Events
26
Since
2005
  1. 28-08-2024Annual accounts filed
  2. 04-12-2023Annual accounts filed
  3. 28-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
28-11-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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