Equity
€4.2m ▲ 26.8%
BCV has made a profit in every financial year since 2006.
BCV
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €1.2m (2017)
-not published
peak €1.2m (2021)
€879,116▼ 25.0%
peak €6.0m (2022)
€4.2m▲ 26.8%
€6.5m▲ 72.4%
peak 7.3 FTE (2025)
7.3 FTE▲ 19.7%
Board5 names since 2018
2 directorsCaroline WOUTERS and 1 other
Owners3 names in the annual accounts
100%CMP
Documentsfilings and deeds
17-03-2026136 days before the deadline
2025abbreviated format
Gross margin from €2.0m to €2.3mStaff from 6.1 FTE to 7.3 FTEEquity from €3.3m to €4.2mDebts from €3.8m to €6.5mInvestments €4.4mCash from €145,982 to €81,623
Key points
from the 2025 annual accountsDebts
€6.5m ▲ 72.4%
Debts rose by €2.7m in 2025.
Investments
€4.4m 7.2 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 57.2% higher than in 2024.
Staff
8 employees on 31-12-2025
In 2025, 4 people joined and 3 left.
Filings
26 annual accounts since 2000
The last five annual accounts were filed 47 to 138 days before the end of the period.
Position in the sector
€879,116
Higher net result than 95% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.
Checked score
88
Excellent
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025highest value
04-2025: 0.2%▼ -0.3 percentage points vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.26, cash €81,623
lowers risk
Profit of €879,116 (financial year 2025)
Figures for financial year 2025 (filed on 19-03-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 37% on liquidity, 45% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as BCV has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BCV itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for BCV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €360,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.26 (0.53 in 2024), below 1. Short-term debt is 10.2% and cash 0.8% of total assets. 61.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
136 days early
2024
138 days early
2023
92 days early
2022
47 days early
2021
47 days early
2020
50 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 78 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 May (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CMP 100%equity €9.3m (2025) · 2025 annual accounts of CMP
- GHC consolidatesscore 90equity €8.4m (2025) · annual accounts 2023
Shares in 1 company, GROEP KENIS
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0471330918
Appointment: Caroline WOUTERS (managing director)
Permanent representative: Margot KENIS · General meeting of 22-03-2024 · Gazette deed
Resignations & appointments
“Het beheer van een onroerend of roerend vermogen en de huurfinanciering van roerende en onroerende goederen…” (deed in Dutch) · General meeting of 28-09-2022 · Gazette deed
New managing director
GHC appointed, Margot KENIS resigned · Permanent representative: Margot KENIS · Director discharge: Margot KENIS · General meeting of 19-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCV Turnhout | €10.7m | €2.3m | 38.9% | 7.3 |
| MHK BELGIUM Eupen | €10.1m | €2.0m | 32.0% | 6.7 |
| Vlaams Instituut Vastgoed Opleiding Ghent | €9.0m | €1.8m | 92.3% | 8.8 |
| Comité européen de Coopération des Industries de la Machine-Outil - The European Committee for the Cooporation of Machine Tool Industries Woluwe-Saint-Lambert | €7.8m | €2.0m | 87.1% | 6.6 |
| AVERBO Aalst | €9.6m | €1.8m | 2.4% | 6.1 |
| PIVAN Waregem | €8.6m | €1.5m | 94.0% | 6.1 |
| VDZ INVEST Asse | €15.5m | €2.3m | 11.5% | 11.8 |
These companies have the same main activity as BCV: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €7.8m and €15m, founded between 1991 and 2007.
Official details
Source: KBO- Status
- Active since 01-03-2000Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.100.805.0162300 Turnhout, since 29-05-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €4.4mestimated
- €10.7m▲ 51.1%
- Employeeson 31-12-2025
- 8▲ 14.3%
- Filing
- Filed on 17-03-2026, 136 days before the end of the filing period
Insights on BCV
Solvency fell in 2025 from 46.4% to 38.9% because of higher long-term debts.
CMP holds all the shares. In May 2024, the Official Gazette published the appointment of Caroline WOUTERS as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BCV
- What is the company number of BCV?
- The company number of BCV is 0471.330.918. The VAT number is the same number with BE in front: BE 0471.330.918.
- Where is BCV based?
- The registered office is at Steenweg op Gierle 320, 2300 Turnhout.Company details
- What does BCV do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BCV?
- BCV is a public limited company (NV).
- When was BCV founded?
- BCV was founded on 01-03-2000.
- Is BCV still active?
- Yes, BCV is an active enterprise in the KBO register.
- How many employees does BCV have?
- BCV had an average of 7.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BCV?
- The turnover in financial year 2025 is ≈ €4.4m. This figure is estimated from the gross margin of €2.3m and 36 comparable companies (NACE 70200). It probably lies between €3.1m and €5.6m. In financial year 2023 turnover was €553,912.
- Is BCV profitable?
- In financial year 2025, BCV made a profit of €879,116.
- Where can I find the annual accounts of BCV?
- BCV filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BCV due?
- BCV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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