Equity
€23.6m ▼ 0.3%
SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON paid out €520,000 in dividends. That is 117% of the 2025 profit.
SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON
Heads the group
SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON
13 companies in 4 countries
See the group
Lifetime
19 annual accounts with figures on one time axis, 38 filings since 1987peak €861,128 (2018)
€619,654▼ 6.1%
lowest -€2.5m (2023)
€444,711▼ 97.3%
peak €23.7m (2024)
€23.6m▼ 0.3%
€102.7m▲ 1.9%
peak 6.4 FTE (2009)
5.8 FTEunchanged
Board42 names since 2003all names
11 directorsACCES DIRECT and 10 others
Owners9 names in the annual accountsall names
49.02%Wallonie Entreprendre and 1 other
Documentsfilings and deeds
23-04-202699 days before the deadline
2025financial year
Result from €16.6m to €444,711Purpose change · Amendment of the articles 15-071 director appointed, 1 statutory auditor appointed, 1 reappo… 03-06Permanent representatives: Loik-Maël NYS and Thomas PEVENAGE 22-04Dividend €520,000Investments €2.7m
Key points
from the 2025 annual accountsResult
€444,711 ▼ 97.3%
The result fell in 2025: the 2024 profit included a one-off income of €27.6m.
Debts
€102.7m 81% of the balance sheet
Financial debts 98%Suppliers 0%Taxes and wages 0%Other 1%
Of this, €935,978 falls due within a year.
Payment terms
14 days to suppliers
SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON pays its suppliers 43 days earlier than in 2024. Customers pay 56 days earlier.
Filings
38 annual accounts since 1987
The last five annual accounts were filed 93 to 99 days before the end of the period.
Group
8 companies controlled
Heads a group.
Checked score
83
Excellent
Financially stronger than 31% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025highest value
04-2025: 0.3%● unchanged vs 03-2025highest value
05-2025: 0.2%▼ -0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €23.6m (18.7% of total assets)
Liquidity: current ratio 71.03, cash €513,997
lowers risk
Founded in 1987
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 31% of them on solvency, 42% on liquidity, 20% on profitability and 31% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 71.03 (77.52 in 2024), above the usual 1.5. Short-term debt is 0.7% and cash 0.4% of total assets. However, 81.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 days early
2024
99 days early
2023
97 days early
2022
95 days early
2021
93 days early
2020
94 days early
2019
67 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 92 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 7 others
- SOCIETE WALLONNE DE FINANCEMENT ET DE GARANTIE DES PETITES ET MOYENNES ENTREPRISES 49.02%equity €1.25bn (2022) · 2021 annual accounts of SOCIETE WALLONNE DE FINANCEMENT ET DE GARANTIE DES PETITES ET MOYENNES ENTREPRISES
- Wallonie Entreprendre 49.02%equity €4.98bn (2025) · 2025 annual accounts of Wallonie Entreprendre
- ACKERMANS & VAN HAAREN 25%equity €2.63bn (2025) · 2024 annual accounts of ACKERMANS & VAN HAAREN
Shares in 38 companies, including Lease.BW and B2START
Board & ownershipRecent changes
Purpose change · Amendment of the articles
General meeting of 09-07-2025 · Gazette deed
1 director appointed, 1 statutory auditor appointed, 1 reappointment
Appointments: SRL LUMANIGA and SRL DGST & Partners - Réviseurs d'entreprises (statutory auditor) · Reappointment: SRL LUMANIGA · Permanent representative: Ludivine COULON · General meeting of 23-04-2025 · Gazette deed
Permanent representatives: Loik-Maël NYS and Thomas PEVENAGE
Board meeting of 25-03-2025 · Gazette deed
New chair of the board
SAINT-DENIS appointed, Pierre Mottet resigned · Permanent representative: Pierre Mottet · General meeting of 24-04-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON Ottignies-Louvain-la-Neuve | €0.6m | - | 18.7% | 5.8 |
| NIGEN Schilde | - | - | 77.3% | 1.3 |
| HANSWAL Wevelgem | - | - | 98.0% | 9 |
| House of IT Talents Kortrijk | - | - | 16.4% | - |
| SD Worx Staffing & Career Solutions Antwerp | €3.1m | - | 71.7% | 27 |
| ICTJOB Brussels | €2.6m | 21.9% | 88.9% | 8.3 |
| House of Invest Kortrijk | - | - | 40.9% | 19.6 |
These companies have the same main activity as SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €14m and €149m, founded between 1984 and 2018.
Official details
Source: KBO- Status
- Active since 05-03-1987Normal situation
- Activity
- Employment placement agenciesNACE 78100and 1 other
- Establishment unit
- 2.032.610.4521348 Ottignies-Louvain-la-Neuve, since 01-04-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- €126.4m▲ 1.1%
- Employeeson 31-12-2025
- 6=
- Filing
- Filed on 23-04-2026, 99 days before the end of the filing period
Companies linked to SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON
Shareholders
Subsidiaries and holdings
- B2START INNOVATION et CROISSANCE60%
- THE POD58.82%
- SOCIETE D'ASSAINISSEMENT ET DE RENOVATION DES SITES INDUSTRIELS DU BRABANT WALLON50.01%
- Imagine Microelectronics47.17%
- intoPIX26.22%
- AXINESIS25.47%
- Quantum BioVenture Studio25%
- MINAGRO24.53%
Insights on SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON
SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23.6m and a net result of €444,711, with €4.2m of non-recurring income.
Equity grew by about 16% per year on average since 2018. In 2025 it fell by 0.3%. Its solvency ranks better than 34% of 315 sector peers (NACE 78, financial year 2025).
The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON
- What is the company number of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON?
- The company number of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON is 0430.636.943. The VAT number is the same number with BE in front: BE 0430.636.943.
- Where is SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON based?
- The registered office is at Rue Louis de Geer 2, 1348 Ottignies-Louvain-la-Neuve.Company details
- What does SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON?
- SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON is a public limited company (NV).
- When was SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON founded?
- SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON was founded on 05-03-1987.
- Is SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON still active?
- Yes, SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON is an active enterprise in the KBO register.
- How many employees does SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON have?
- SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON had an average of 5.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON?
- The turnover of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON was €619,654 in financial year 2025, according to the filed annual accounts.
- Is SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON profitable?
- In financial year 2025, SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON made a profit of €444,711.
- Where can I find the annual accounts of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON?
- SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON due?
- SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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