NICOLAS STOUFFS
ActiveThe computed 12-month bankruptcy probability of NICOLAS STOUFFS is 3.5% (moderate). The 2025 annual accounts show equity of €119k and a net result of €46k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 1294 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency82▼-9
Growth52=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.89 in 2024; short-term debt: 43% and cash: 1.6% of total assets), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
22.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
411 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 14.5%
2024 · €104k
2023: €56k
2024: €104k
2023 → 2025
Total assets
€208k▲ 31.5%
2024 · €158k
2023: €184k
2024: €158k
2023 → 2025
Net result
€46k▼ 2.3%
2024 · €48k
2023: €53k
2024: €48k
2023 → 2025
Working capital
€119k▲ 15.0%
2024 · €103k
2023: €55k
2024: €103k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€56k-€104k▲ 84.4%€119k▲ 14.5%
Operating result€67k-€58k▼ 14.0%€53k▼ 8.0%
Net result€53k-€48k▼ 10.8%€46k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€282▼ 62.2%
Current assets
€208k▲ 31.9%
Equity and liabilities €208k
Equity
€119k▲ 14.5%
Debt
€89k▲ 63.8%
The debt ratio rises from 34.5% to 43.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▼
2024 · €58k
Cash flow
€47k▼
2024 · €48k
Solvency
57.0%▼
2024 · 65.5%
Current ratio
2.33▼
2024 · 2.89
Quick ratio
2.33▼
2024 · 2.89
Debt / equity
0.75▲
2024 · 0.53
ROE
39.1%▼
2024 · 45.8%
ROA
22.3%▼
2024 · 30.0%
Interest coverage
178.87▼
2024 · 181.18
Debt
€89k▲
2024 · €55k
Debt ≤ 1 year
€89k▲
2024 · €55k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€208k▲
Fixed assets21/28€747€282▼
Tangible fixed assets22/27€747€282▼
Furniture and vehicles24€747€282▼
Current assets29/58€158k€208k▲
Amounts receivable within one year40/41€148k€199k▲
Trade receivables40€64k€75k▲
Other amounts receivable41€83k€124k▲
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€158k€208k▲
Equity10/15€104k€119k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€101k€116k▲
Amounts payable17/49€55k€89k▲
Amounts payable within one year42/48€55k€89k▲
Trade debts44€30k€25k▼
Suppliers440/4€30k€25k▼
Advances received on contracts in progress46-€37k
Taxes, remuneration and social security45€25k€27k▲
Taxes450/3€25k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€465€465=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€10k
Non-recurring operating charges66A-€316
Gross operating margin9900€58k€64k▲
Operating profit (loss)9901€58k€53k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€322€301▼
Recurring financial charges65€322€301▼
Profit (loss) for the period before taxes9903€60k€59k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€48k€46k▼
Profit (loss) for the period to be appropriated9905€48k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€116k▲
Profit (loss) brought forward from the previous period14P€53k€69k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 411 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €46k ▼2.3%
Net result drops to €46k, the lowest in the series.
2024
30-06
Financial
Liquidity doublescurrent ratio 2.89
Current ratio from 1.43 to 2.89; short-term debt falls from €128k to €55k.
30-06
Financial
Equity above €100kEq €104k ▲84.4%
2 profitable years in a row build equity to €104k.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oorlogskruisenlaan 1371120 BrusselGround area
276 m²
Building footprint
116 m²
Volume, LiDAR
1,906 m³
Parcel 21819D0138/00L004, Brussels · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
NICOLAS STOUFFS
since 20222.337.460.567
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0138/00L004 | Brussels | 276 m² | 1 · 116 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Etablissements Laurent Vanderbeck
BE 0835.168.812
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MVS SERVICE
BE 0745.766.583
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Cryo-Van Hecke
BE 1006.280.176
Wuustwezel · Eq €116k
BUILDINGS RENOVATION & SERVICING
BE 0762.580.742
Zaventem · Eq €116k
VBM
BE 0663.898.187
Zonhoven · Eq €116k
Of 887 companies in sector 33110 we hold annual accounts for 440. 340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2022
Fiscal year end30-06
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.