JuMa Keukens & Interieur

Active

Private limited companyfounded 20224 yrs activeReustraat 1/A, 3290 Diest, BelgiumKBO/BCE: BE 0788.949.597

Summary

JuMa Keukens & Interieur has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,997 and a net result of €131,134. Its solvency ranks better than 35% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

JuMa Keukens & InterieurActiveChecked score 83/100

Risk analysis Report Compare

Activity

Retail sale of household furniture

NACE 47551NACE 47591

1 site

Size

€409,157total assets 2025

Staff: 0.6 FTE
Equity: €68,997
Profit: €131,134

Turnover not published (abridged schema)

Financial health

83 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Largest shareholder: JuMaK · 49%

Accounts 86 d early1 of 4 deeds read

Why 83- Founded in 2022- Equity €68,997 (16.9% of total assets)- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.16, cash €105,339Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Better than 65% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 42+42

equity 16.9% of total assets

Liquidity 38+35

short-term debt 80.4% · cash 25.7%

Profitability 100+100

return on assets 32.0%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)

Last 24 months 11-2024: 3.2% 12-2024: 3.2%● 0.0% vs 11-2024 01-2025: 3.2%● 0.0% vs 12-2024 02-2025: 4.0%▲ +25.1% vs 01-2025highest value 03-2025: 3.8%▼ -4.1% vs 02-2025 04-2025: 3.6%▼ -6.8% vs 03-2025 05-2025: 3.6%▲ +0.7% vs 04-2025 06-2025: 3.6%● 0.0% vs 05-2025 07-2025: 3.6%▼ -0.8% vs 06-2025 08-2025: 3.6%● 0.0% vs 07-2025 09-2025: 3.5%▼ -2.9% vs 08-2025 10-2025: 3.5%● 0.0% vs 09-2025 11-2025: 3.5%▲ +0.6% vs 10-2025 12-2025: 0.6%▼ -82.3% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.5%▼ -21.9% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%▼ -3.7% vs 06-2026lowest value 08-2026: 0.5%▲ +0.6% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%▲ +15.4% vs 09-2026

Liquidity: current ratio 1.16, cash €105,339 lowers the probability
Founded in 2022 raises the probability for this profile
Equity €68,997 (16.9% of total assets) raises the probability
Sector Retail trade (NACE 47) raises the probability

Credit up to €5,000 at 30 days acceptable

Liquidity tight (current ratio 1.16 against 0.7 in 2024; short-term debt: 80.4% and cash: 25.7% of total assets), and 83.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 33%, liquidity 36%, profitability 96%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.16, cash €105,339

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2022

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €68,997 (16.9% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-11-2025, 86 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

86 d early

2024

3 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close03-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

24-04-26 MiscellaneousIncorporation · Name change ·…
06-11-25 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Back to profitnet €131,134

Key points

Positive: Back in profit in 2025after -€142,138 in 2024 €131,134 View
Positive: Among the best 5% on net resultsector median €5,049 · 21,046 companies €131,134 View
Total assets 20252 fiscal years filed €409,157 View