NATLAU
ActiveNATLAU has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.98M and a net result of €50k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 87% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-43
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 7.33 against 6.01 in 2024; short-term debt: 10.3% and cash: 0.1% of total assets), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
1.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
20 d late
2023
29 d late
2022
102 d late
2021
31 d late
2020
25 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€50k▼ 56.3%
2024 · €115k
2018: €-330k
2019: €-224k
2020: €68k
2021: €36k
2022: €-5k
2023: €68k
2024: €115k
2018 → 2025
Working capital
€2.17M▲ 9.5%
2024 · €1.98M
2018: €2.08M
2019: €1.80M
2020: €1.88M
2021: €1.94M
2022: €1.89M
2023: €1.93M
2024: €1.98M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.75M-€2.74M▼ 0.2%€2.81M▲ 2.5%€2.93M▲ 4.1%€2.98M▲ 1.7%
Operating result€-9k-€-36k▼ 286%€38k€78k▲ 104%€145k▲ 85.0%
Net result€36k-€-5k€68k€115k▲ 70.3%€50k▼ 56.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 85% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.32M
Fixed assets
€805k▼ 14.6%
Current assets
€2.51M▲ 5.7%
Equity and liabilities €3.32M
Equity
€2.98M▲ 1.7%
Debt
€343k▼ 13.4%
The debt ratio falls from 11.9% to 10.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€156k▲
2024 · €89k
Cash flow
€62k▼
2024 · €126k
Solvency
89.7%▲
2024 · 88.1%
Current ratio
7.33▲
2024 · 6.01
Quick ratio
7.33▲
2024 · 6.01
Debt / equity
0.12▼
2024 · 0.14
ROE
1.7%▼
2024 · 3.9%
ROA
1.5%▼
2024 · 3.5%
Interest coverage
1.15▼
2024 · 22.52
Debt
€343k▼
2024 · €396k
Debt ≤ 1 year
€343k▼
2024 · €396k
Income taxes
€1▲
2024 · €-108
Staff costs
€0▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.32M€3.32M▼
Fixed assets21/28€943k€805k▼
Tangible fixed assets22/27€55k€52k▼
Land and buildings22€33k€25k▼
Plant, machinery and equipment23€22k€27k▲
Financial fixed assets28€888k€754k▼
Current assets29/58€2.38M€2.51M▲
Amounts receivable within one year40/41€2.27M€2.28M▲
Trade receivables40€111k€80k▼
Other amounts receivable41€2.16M€2.20M▲
Cash at bank and in hand54/58€20k€4k▼
Deferred charges and accrued income490/1€88k€228k▲
Equity and liabilities
Total equity and liabilities10/49€3.32M€3.32M▼
Equity10/15€2.93M€2.98M▲
Contributions10/11€40k€40k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€2.88M€2.93M▲
Amounts payable17/49€396k€343k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€396k€343k▼
Current portion of amounts payable after more than one year42€51k€4k▼
Trade debts44€73k€79k▲
Suppliers440/4€73k€79k▲
Taxes, remuneration and social security45€30k€19k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9€19k€11k▼
Other amounts payable47/48€241k€241k=
Accrued charges and deferred income492/3€189€11▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€1k€998▼
Gross operating margin9900€129k€157k▲
Operating profit (loss)9901€78k€145k▲
Financial income75/76B€41k€42k▲
Recurring financial income75€41k€42k▲
Financial charges65/66B€4k€136k▲
Recurring financial charges65€4k€136k▲
Profit (loss) for the period before taxes9903€115k€50k▼
Income taxes67/77€-108€1▲
Profit (loss) for the period9904€115k€50k▼
Profit (loss) for the period to be appropriated9905€115k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.88M€2.93M▲
Profit (loss) brought forward from the previous period14P€2.77M€2.88M▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €115k ▲70.3%
Net result €115k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 102 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
31-12
Financial
Back to profitnet €68k
Net result €68k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 135 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Plaskysquare 92-941030 SchaarbeekGround area
466 m²
Building footprint
177 m²
Volume, LiDAR
4,259 m³
Parcel 21905C0089/00T017, Brussels · tallest building 27.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
NATLAU
since 20042.144.364.548
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0089/00T017 | Brussels | 466 m² | 1 · 177 m² | 27.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945003VNFDK1DTLYQ13
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 3,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-02-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.