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LUMINA CARE & RENT

Active Risk: moderate
Private limited companyfounded 200916 yrs activeTriphonstraat 13, 9060 Zelzate, BelgiumKBO/BCE: BE 0819.269.522
Summary

The computed 12-month bankruptcy probability of LUMINA CARE & RENT is 2.7% (moderate). The 2025 annual accounts show equity of €0 and a net result of €27,148. Equity remains stable across the filed fiscal years (±0.6% per year). Its net result ranks better than 74% of 4660 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

What they do
General cleaning of buildings
NACE 81210
1 site
How big
€0equity 2025
Profit
€27,148
Turnover not published (abridged schema)
Financially healthy?
Bankruptcy chance 12 m
2.7%
Too few figures to score
Who decides
Board
1 member
Accounts 140 d early2 of 4 deeds read
Signals- Annual accounts: weaker financial profile- Higher-failure-rate sector- Administrative warnings in the KBO publications+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth78▲+20
Track record92
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
140 d early
2024
73 d early
2023
230 d late
2022
596 d late
2021
961 d late
2020
1326 d late
2019
111 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 430 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 March (4 of the last 5 filed years within 371 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Appointment: Shanti Vogelaere (director)Resignation: Tino De Zutter (director)
  2. Resignation: CARLIER Monique (manager)Appointment: DE ZUTTER Tino (non-statutory…
  3. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2025Profit €27,148Equity €0
Total assets
€11=
2019 - 2023
Net result
€27,148
2019 - 2025
Equity
€0
2019 - 2025
Solvency
-242119.5%=
2019 - 2023

Financials · fiscal year 2025, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€413▲ 97.1%-€411€0
Net result-€413below the sector's middle half▲ 97.9%-€491below the sector's middle half€27,148within the sector's middle half
Equity-€26,657below the sector's middle half▼ 1.6%-€26,657below the sector's middle half=-€26,657below the sector's middle half=-€27,148below the sector's middle half▼ 1.8%€0below the sector's middle half
Total assets€11below the sector's middle half▼ 66.6%€11below the sector's middle half=€11below the sector's middle half=
Debt€26,668▲ 1.5%€26,668=€26,668=€27,148▲ 1.8%€0▼ 100%
Working capital-€2,657within the sector's middle half▼ 18.4%-€2,657within the sector's middle half=-€2,657within the sector's middle half=
Solvency
Current ratio
Return on assets (ROA)
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year2025
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: -€413-€413Net result 2021: -€413-€413Operating result 2024: -€411-€411Net result 2024: -€491-€491Operating result 2025: €0€0Net result 2025: €27,148€27,14820212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2024: -€411-€411Net result 2024: -€491-€491Operating result 2025: €0€0Net result 2025: €27,148€27,100202320242025
The operating result is zero in 2025, compared with -€411 in 2024.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€0▼
2024 · €3,148
Debt > 1 year
€0▼
2024 · €24,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Cash at bank and in hand54/58€0-
Equity and liabilities
Equity10/15-€27,148€0▲
Contributions10/11€18,600€18,600=
Reserves13€11,860€11,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€10,000€10,000=
Profit (loss) carried forward14-€57,608-€30,460▲
Amounts payable17/49€27,148€0▼
Amounts payable after more than one year17€24,000€0▼
Financial debts170/4€24,000-
Other amounts payable178/9-€0
Amounts payable within one year42/48€3,148€0▼
Trade debts44€413€0▼
Suppliers440/4€413€0▼
Other amounts payable47/48€2,736€0▼
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€411-
Gross operating margin9900-€411€0▲
Operating profit (loss)9901-€411€0▲
Financial income75/76B-€27,148
Recurring financial income75-€27,148
Non-recurring financial income76B-€27,148
Financial charges65/66B€80€0▼
Recurring financial charges65€80€0▼
Profit (loss) for the period before taxes9903-€491€27,148▲
Profit (loss) for the period9904-€491€27,148▲
Profit (loss) for the period to be appropriated9905-€491€27,148▲
Appropriation of the result
Profit (loss) to be appropriated9906-€57,608-€30,460▲
Profit (loss) brought forward from the previous period14P-€57,117-€57,608▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61€413--€411--
Gross operating margin9900-€413---€411€0▲ 100%
Operating profit (loss)9901-€413---€411€0▲ 100%
Financial income75/76B----€27,148-
Recurring financial income75----€27,148-
Non-recurring financial income76B----€27,148-
Financial charges65/66B---€80€0▼ 100%
Recurring financial charges65---€80€0▼ 100%
Profit (loss) for the period before taxes9903-€413---€491€27,148▲ 5,628%
Profit (loss) for the period9904-€413---€491€27,148▲ 5,628%
Profit (loss) for the period to be appropriated9905-€413---€491€27,148▲ 5,628%
Line20212022202320242025Change
Assets
Total assets20/58€11€11€11---
Current assets29/58€11€11€11---
Cash at bank and in hand54/58€11€11€11€0--
Equity and liabilities
Total equity and liabilities10/49€11€11€11---
Equity10/15-€26,657-€26,657-€26,657-€27,148€0▲ 100%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€11,860€11,860€11,860€11,860€11,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€57,117-€57,117-€57,117-€57,608-€30,460▲ 47.1%
Amounts payable17/49€26,668€26,668€26,668€27,148€0▼ 100%
Amounts payable after more than one year17€24,000€24,000€24,000€24,000€0▼ 100%
Financial debts170/4--€24,000€24,000--
Other amounts payable178/9€24,000€24,000--€0-
Amounts payable within one year42/48€2,668€2,668€2,668€3,148€0▼ 100%
Trade debts44€413€413€413€413€0▼ 100%
Suppliers440/4€413€413€413€413€0▼ 100%
Other amounts payable47/48€2,256€2,256€2,256€2,736€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904-€413---€491€27,148▲ 5,628%
Operating cash flow (approximation)-€413---€491€27,148▲ 5,628%
Change in cash-€0€0-€11--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,392 companies in this sector we hold annual accounts for 2,746. See the whole sector

Board & ownership

1 director

Directors

Directors
1 director, last change in 2026
Shanti Vogelaere
Director · since 03-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Mandate history

3 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Shanti Vogelaere
  • Director, from 03-07-2026 to date
Tino De Zutter
  • Non-statutory director, from 28-04-2026 to 03-07-2026
CARLIER Monique
  • Manager, until 05-05-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Capital over the years
  1. 05-05-2026 Converted to unavailable equity · €18,600
  2. 05-05-2026 Converted to unavailable equity · €1,860
  3. 05-05-2026 Converted to uncalled contributions

Timeline

15 eventsLatest 20-07-2026Next filing 31-07-2027

History

On 5 October 2009, LUMINA CARE & RENT was incorporated.1 Since 2026 the company has been called LUMINA CARE & RENT.2 In 2026 the registered office moved to Zelzate.2 Shanti Vogelaere has served as director of the company since 2026.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 05-05-2026
  3. 3Belgian State Gazette, 20-07-2026

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
State Gazette act Appointment: Shanti Vogelaere (director)
Resignation: Tino De Zutter (director)5 facts ▸
  • General meeting, 03-07-2026
  • Director appointment, Shanti Vogelaere (director)
  • Director resignation, Tino De Zutter (director)
  • Other statement, publicatienummer, 26347140
  • Other statement, Niet-statutaire wijzigingen, wijzigingsaard
05-05
State Gazette act Resignation: CARLIER Monique (manager)
Appointment: DE ZUTTER Tino (non-statutory director) · Purpose change · Name change17 facts ▸
  • General meeting, 28-04-2026
  • Other statement, kennisneming bijzonder verslag wijziging voorwerp, artikel 5:101 WVV
  • Purpose change
  • Name change, LUMINA CARE & RENT
  • Registered-office move, 9060 Zelzate, Triphonstraat 13
  • Legal-form conversion, besloten vennootschap
  • Capital conversion, statutair onbeschikbare eigen vermogensrekening
  • Capital conversion, statutair onbeschikbare eigen vermogensrekening
  • Capital conversion, eigen vermogensrekening niet-opgevraagde inbrengen
  • Reserve release, geldig voor eventuele toekomstige bijstortingen van het in het verleden geplaatste kapitaal dat nog niet werd gestort, opheffen
  • Statutes amendment
  • Director resignation, CARLIER Monique (manager)
  • +5 further facts in this act
13-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €27,148
Net result €27,148 after one loss-making year.
19-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
11-04
KBO administration Strikeout annulled
18-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 230 days late
18-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 596 days late
18-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 961 days late
18-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1326 days late
2020
31-12
Financial Weakest financial yearnet -€19,234
Net result drops to -€19,234, the lowest in the series; recovery starts the following year.
19-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 111 days late
Show earlier events
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 05-10-2009Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded05-10-2009
Fiscal year end31-12
Legal name NL MPH COMPUTERS
Activities, NACEBEL 2025
81210General cleaning of buildings
47783Retail trade
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0819269522
Also 9925:BE0819269522
Registered 08-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
De aankoop, verkoop, verhuur, onderverhuur, leasing, renting, tussenpersoon, ontwerp, productie, handel, groothandel, herstelling, levering, plaatsing, montage, demontage…
11 activities
  1. De aankoop, verkoop, verhuur, onderverhuur, leasing, renting, tussenpersoon, ontwerp, productie, handel, groothandel, herstelling, levering, plaatsing, montage, demontage, integratie ontmanteling, vervoer, invoer, uitvoer, export, hoofdaanneming en onderaanneming, reiniging, renovatie, vernieuwing, afbraak, opbouw, terbeschikkingstelling, onderzoek, advies, ontwikkeling, management, public-relations berekening, doceren, onderwijs, opleiding en dienstverlening van volgende activiteiten : Algemene reiniging van gebouwen;
  2. Reinigen van gebouwen na beëindiging van de bouwwerkzaamheden;
  3. Gevelreiniging;
  4. Gevelreiniging door middel van zandstralen, met behulp van stoom, enzovoort;
  5. Groothandel in onderhouds- en reinigingsproducten, inclusief waspoeders;
  6. Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels;
  7. Reiniging van interieur van allerlei gebouwen : kantoren, fabrieken, werkplaatsen, allerlei commerciële gebouwen, appartementsgebouwen, enzovoort;
  8. Lappen van ramen;
  9. Desinfecteren en het bestrijden van ongedierte in gebouwen, schepen, treinen, enzovoort;
  10. Onderhoud en de reparatie van machines;
  11. Overige reiniging van gebouwen en industriële reiniging;
DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
LUMINA CARE & RENT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
Vlaamse Gewest, verandering zetel bekendgemaakt in Bijlagen tot het Belgisch Staatsblad

deed of 05-05-2026

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
De bestuurder kan gevolmachtigden van de vennootschap aanwijzen. Indien er meerdere bestuurders zijn, dient deze volmacht gezamenlijk…
1 more provision on this in the deed

deed of 05-05-2026

Capital, shares and profit

Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
De aanwending van de jaarlijkse nettowinst wordt bepaald door de algemene vergadering, op voorstel van het bestuursorgaan, waarbij elk…

deed of 05-05-2026

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Thursday of June at 18:00
Meeting noticeHow and how far ahead shareholders are invited to a meeting; by law at least fifteen days.
One provision in the deed
Meeting accessWho may attend the meeting and what is needed to be admitted.
Iedere persoon kan verzaken aan de oproeping en zal in ieder geval als regelmatig opgeroepen worden beschouwd als hij aanwezig of…

deed of 05-05-2026

Other provisionsOther rules from the articles that fall under none of the themes above.

Het bestuursorgaan heeft de bevoegdheid om binnen de grenzen van artikel 5:142 en 5:143 van het Wetboek van vennootschappen en verenigingen…
De vennootschap kan elke uitkering die in strijd met de voormelde artikelen 5:142 en 5:143 van het Wetboek van vennootschappen en…
2 more provisions in the deed, see the deed of 05-05-2026

deed of 05-05-2026

Sites & property

Location & real-estate footprint
Registered office, Zelzate · 1 establishment unit since 2026
seat establishment The establishment unit on the map
Ground area
222 m²
Building footprint
222 m²
Volume, LiDAR
796 m³
Parcel 43302B0993/00G000, Flanders · tallest building 13.2 m. Linked by address, not a title deed.
1 establishment unit
LUMINA CARE & RENT
Triphonstraat 13, 9060 ZelzateGeneral cleaning of buildings
since 2026unit no. 2.389.884.416
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43302B0993/00G000 Flanders 222 m² 1 · 222 m² 13.2 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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