MON PLOMBIER
ActiveThe computed 12-month bankruptcy probability of MON PLOMBIER is 7.3% (elevated). The 2025 annual accounts show negative equity (€-22k) and a net result of €-3k. Equity is shrinking by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 4559 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-38
Solvency33=
Growth58=
Stability86
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.3 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-162.7%
Return on assets
-20.1%
Age of the figures
9 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€22k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
78 d late
2023
127 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k▼ 14.1%
2024 · €-19k
2023: €-13k
2024: €-19k
2023 → 2025
Total assets
€14k▼ 39.1%
2024 · €22k
2023: €9k
2024: €22k
2023 → 2025
Net result
€-3k▲ 53.2%
2024 · €-6k
2023: €-16k
2024: €-6k
2023 → 2025
Working capital
€-28k▲ 4.9%
2024 · €-29k
2023: €-13k
2024: €-29k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-13k-€-19k▼ 43.2%€-22k▼ 14.1%
Operating result€-16k-€-6k▲ 66.0%€-3k▲ 51.8%
Net result€-16k-€-6k▲ 64.7%€-3k▲ 53.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€5k▼ 43.0%
Current assets
€8k▼ 36.2%
Key figures and ratios
EBITDA
€1k▲
2024 · €-3k
Cash flow
€1k▲
2024 · €-3k
Solvency
-162.7%▼
2024 · -86.8%
Current ratio
0.23▼
2024 · 0.30
Quick ratio
0.23▼
2024 · 0.30
Debt / equity
-1.61▲
2024 · -2.15
ROE
12.4%▼
2024 · 30.2%
ROA
-20.1%▲
2024 · -26.2%
Interest coverage
37.28▲
2024 · -11.22
Debt
€36k▼
2024 · €42k
Debt ≤ 1 year
€36k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€14k▼
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€10k€5k▼
Furniture and vehicles24€10k€5k▼
Current assets29/58€13k€8k▼
Amounts receivable within one year40/41€12k€3k▼
Trade receivables40€6k-
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€325€5k▲
Equity and liabilities
Total equity and liabilities10/49€22k€14k▼
Equity10/15€-19k€-22k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-22k€-25k▼
Amounts payable17/49€42k€36k▼
Amounts payable within one year42/48€42k€36k▼
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Other amounts payable47/48€27k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€203€412▲
Gross operating margin9900€-3k€2k▲
Operating profit (loss)9901€-6k€-3k▲
Financial charges65/66B€250€39▼
Recurring financial charges65€250€39▼
Profit (loss) for the period before taxes9903€-6k€-3k▲
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-25k▼
Profit (loss) brought forward from the previous period14P€-16k€-22k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 78 days late
20-06
KBO administration
Address struck
2024
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 127 days late
SignalNBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,162 m²
Building footprint
190 m²
Volume, LiDAR
1,826 m³
2 parcels, Brussels, Wallonia · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
NATURAL WASH
since 20222.336.911.033
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1535/00A000 | Brussels | 935 m² | 1 · 106 m² | 21.2 m · 6 fl. |
| 52011B0240/00R053 | Wallonia | 226 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 995 companies in sector 96102 we hold annual accounts for 455.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2022
Fiscal year end31-12
Activities, NACEBEL
96102Launderettes and laundries for private customers
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.